The Town FilesOwens Cross Roads, Alabama
City in Madison County · population 2,594 (2020 Census)
- Median home
- $227,000
- Household income
- $86,188
- Jan low / Jul high
- 30° / 88°
- Snow a year
- 2 in
- Tornadoes ≤10 mi since 1950
- 25
- Median age
- 32.1
Owens Cross Roads is a city of 2,594 people in Madison County, Alabama. The median home is worth $227,000, above the typical Alabama town ($161,250). It ranks better for first-time buyers than 98% of Alabama towns, more of a college town than 96% of Alabama towns, better for families than 95% of Alabama towns.
How Owens Cross Roads ranks
Percentile among Alabama towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Alabama towns.
Homes and cost of living
The median home in Owens Cross Roads is worth $227,000, above the typical Alabama town ($161,250). Homes cost about 2.6 times the median household income of $86,188, which is more affordable than 69% of Alabama towns. Median rent is $946 a month. 84.6% of households own their home.
| Housing | Owens Cross Roads | Typical Alabama town |
|---|---|---|
| Median home value | $227,000 | $161,250 |
| Median rent | $946 | $834 |
| Median household income | $86,188 | $56,250 |
| Home value ÷ income | 2.6× | 2.8× |
| Homeownership | 84.6% | 71.3% |
| Median year built | 2006 | 1981 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Owens Cross Roads
| People | Owens Cross Roads | Typical Alabama town |
|---|---|---|
| Median age | 32.1 | 39.9 |
| Age 65 and over | 12.0% | 18.1% |
| Under 18 | 32.7% | — |
| Bachelor's degree or higher | 24.4% | 17.3% |
| Below the poverty line | 10.1% | 16.7% |
| Veterans | 11.6% | — |
| Born outside the U.S. | 3.7% | — |
| Work from home | 17.4% | 5.1% |
| Average commute | 28.5 min | 26.1 min |
| Homes with broadband | 89.4% | 86.7% |
Weather in Owens Cross Roads
July highs average 88.1°F and January lows 29.6°F. About 58.1 inches of rain and melted snow fall a year, with 1.5 inches of snow (typical Alabama town: 0.6 in). Expect about 49 days a year at 90°F or hotter and 78 nights at or below freezing.
Tornadoes, storms and disasters
25 tornadoes have passed within 10 miles of Owens Cross Roads since 1950, compared with 30 for the typical Alabama town. 11 rated (E)F2 or stronger. The strongest, an EF4, struck on April 27, 2011 about 8.2 miles from the town center and killed 5. Tornadoes within 10 miles have caused 30 deaths and 626 injuries since 1950. The most recent was on May 8, 2024.
Hail of 1 inch or larger has been reported within 10 miles 56 times; the largest was 2.75 inches on May 20, 2025.
Severe weather in Madison County since 1996
Madison County has been included in 21 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| September 26, 2024 | Hurricane | EM-3618: Hurricane Helene |
| September 14, 2020 | Hurricane | EM-3545: Hurricane Sally |
| March 29, 2020 | Biological | DR-4503: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3472: Covid-19 |
| April 17, 2019 | Severe Storm | DR-4426: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
Jobs and pay in Madison County
Madison County had 229,807 jobs in 2024, paying an average of $77,051 a year. Unemployment was 2% in 2023; in Owens Cross Roads itself the ACS puts it at 10%.
Public schools in Owens Cross Roads
4 public schools with 2,731 students, about 18.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| GoldsmithSchiffman Elementary | PK-5 | 968 | 18.3 |
| Hampton Cove Middle School | 6-8 | 732 | 20.3 |
| Hampton Cove Elementary | PK-5 | 699 | 17.9 |
| Owens Cross Roads School | PK-4 | 332 | 18.4 |
Towns near Owens Cross Roads
- New Hope, AL4.1 mi · 2,889 people · home $163,700
- Huntsville, AL14.8 mi · 215,006 people · home $293,600
- Triana, AL16.7 mi · 2,890 people · home $278,200
- Arab, AL17.7 mi · 8,461 people · home $215,200
- Moores Mill, AL18.8 mi · 6,729 people · home $274,000
- Guntersville, AL19.0 mi · 8,553 people · home $324,800
- Madison, AL19.5 mi · 56,933 people · home $398,800
- Meridianville, AL21.2 mi · 8,209 people · home $291,900
Owens Cross Roads questions
Is Owens Cross Roads, Alabama a good place to retire?
On The Town Files lifestyle rankings, Owens Cross Roads scores better for retirees than 31% of Alabama towns and quieter than 16%. 12.0% of residents are 65 or older (median age 32.1).
How much does a house cost in Owens Cross Roads?
The median owner-occupied home in Owens Cross Roads is valued at $227,000 (Census ACS 2020–2024), against a median household income of $86,188, so homes cost about 2.6 times income. Median rent is $946 a month.
What is the weather like in Owens Cross Roads?
July highs average 88.1°F and January lows 29.6°F (NOAA 1991–2020 normals). It gets about 58.1 inches of precipitation a year and 1.5 inches of snow.
Does Owens Cross Roads get tornadoes?
25 tornadoes have passed within 10 miles of Owens Cross Roads since 1950 (NOAA Storm Events); the strongest was an EF4 on April 27, 2011. The typical Alabama town has had 30.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)