The Town FilesCave Creek, Arizona
Town in Maricopa County · population 4,892 (2020 Census)
- Median home
- $906,100
- Household income
- $107,067
- Jan low / Jul high
- 42° / 103°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 4
- Median age
- 61.2
Cave Creek is a town of 4,892 people in Maricopa County, Arizona. The median home is worth $906,100, above the typical Arizona town ($248,600). It ranks better for families than 92% of Arizona towns, more upscale than 87% of Arizona towns, better for cycling than 83% of Arizona towns.
How Cave Creek ranks
Percentile among Arizona towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Arizona towns.
Homes and cost of living
The median home in Cave Creek is worth $906,100, above the typical Arizona town ($248,600). Homes cost about 8.5 times the median household income of $107,067, which is more affordable than 2% of Arizona towns. Median rent is $2,493 a month. 94.6% of households own their home.
| Housing | Cave Creek | Typical Arizona town |
|---|---|---|
| Median home value | $906,100 | $248,600 |
| Median rent | $2,493 | $1,050 |
| Median household income | $107,067 | $60,835 |
| Home value ÷ income | 8.5× | 4.0× |
| Homeownership | 94.6% | 78.6% |
| Median year built | 1998 | 1990 |
| Seasonal / vacation homes | 7.7% | — |
Who lives in Cave Creek
| People | Cave Creek | Typical Arizona town |
|---|---|---|
| Median age | 61.2 | 42.5 |
| Age 65 and over | 41.4% | 21.8% |
| Under 18 | 9.3% | — |
| Bachelor's degree or higher | 52.4% | 18.1% |
| Below the poverty line | 7.2% | 13.8% |
| Veterans | 11.5% | — |
| Born outside the U.S. | 5.5% | — |
| Work from home | 37.3% | 10.2% |
| Average commute | 29.7 min | 24.7 min |
| Homes with broadband | 95.7% | 88.0% |
Weather in Cave Creek
July highs average 103.4°F and January lows 41.6°F. About 12.6 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Arizona town: 0.2 in). Expect about 153 days a year at 90°F or hotter and 6 nights at or below freezing.
Tornadoes, storms and disasters
4 tornadoes have passed within 10 miles of Cave Creek since 1950, compared with 1 for the typical Arizona town. The strongest, an EF0, struck on September 23, 2019 about 5.0 miles from the town center. The most recent was on September 23, 2019.
Hail of 1 inch or larger has been reported within 10 miles 7 times; the largest was 2.75 inches on July 25, 1990.
Severe weather in Maricopa County since 1996
Maricopa County has been included in 26 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| June 28, 2024 | Fire | FM-5501: Boulder View Fire |
| June 12, 2024 | Fire | FM-5496: Rose Fire |
| June 28, 2023 | Fire | FM-5466: Diamond Fire |
| June 27, 2020 | Fire | FM-5315: Avondale Fire |
| June 23, 2020 | Fire | FM-5314: Aquila Fire |
Jobs and pay in Maricopa County
Maricopa County had 2,280,645 jobs in 2024, paying an average of $73,840 a year. Unemployment was 3.4% in 2023; in Cave Creek itself the ACS puts it at 2.7%.
Public schools in Cave Creek
3 public schools with 843 students, about 15.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Lone Mountain Elementary School | PK-6 | 445 | 17.1 |
| Desert Willow Elementary School | PK-6 | 397 | 14.7 |
| EVIT Cactus Shadows High School | 10-12 | 1 | — |
Towns near Cave Creek
- Carefree, AZ4.1 mi · 3,690 people · home $1,088,100
- New River, AZ6.8 mi · 17,290 people · home $640,600
- Anthem, AZ8.3 mi · 23,190 people · home $569,900
- Scottsdale, AZ12.6 mi · 241,361 people · home $789,800
- Black Canyon City, AZ18.1 mi · 2,677 people · home $288,500
- Peoria, AZ19.0 mi · 190,985 people · home $463,600
- Phoenix, AZ19.3 mi · 1,608,139 people · home $420,700
- Paradise Valley, AZ19.7 mi · 12,658 people · home $2,000,001
Cave Creek questions
Is Cave Creek, Arizona a good place to retire?
On The Town Files lifestyle rankings, Cave Creek scores better for retirees than 76% of Arizona towns and quieter than 78%. 41.4% of residents are 65 or older (median age 61.2).
How much does a house cost in Cave Creek?
The median owner-occupied home in Cave Creek is valued at $906,100 (Census ACS 2020–2024), against a median household income of $107,067, so homes cost about 8.5 times income. Median rent is $2,493 a month.
What is the weather like in Cave Creek?
July highs average 103.4°F and January lows 41.6°F (NOAA 1991–2020 normals). It gets about 12.6 inches of precipitation a year and 0.0 inches of snow.
Does Cave Creek get tornadoes?
4 tornadoes have passed within 10 miles of Cave Creek since 1950 (NOAA Storm Events); the strongest was an EF0 on September 23, 2019. The typical Arizona town has had 1.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)