The Town Files

Waterford, Connecticut

Community · population 3,074 (2020 Census)

Map: where Waterford is in ConnecticutWaterford
Median home
$282,900
Household income
$73,156
Jan low / Jul high
23° / 80°
Snow a year
25 in
Tornadoes ≤10 mi since 1950
2
Median age
44.8

Waterford is a community of 3,074 people, Connecticut. The median home is worth $282,900, below the typical Connecticut town ($376,000). It ranks more vibrant than 89% of Connecticut towns, easier by car than 85% of Connecticut towns, hipper than 74% of Connecticut towns.

Waterford in our rankings:

How Waterford ranks

Percentile among Connecticut towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Connecticut towns.

Waterford lifestyle rankings vs other Connecticut townsRetirement26th pctFamilies18th pctQuiet29th pctWalkability71st pctFirst-time buyers61st pctYoung professionals67th pctVibrancy89th pctHip & trendy74th pctCollege town56th pctUpscale16th pctVacation homesbottomSeaside characterbottomCyclingbottomTransit50th pctDriving85th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Waterford is worth $282,900, below the typical Connecticut town ($376,000). Homes cost about 3.9 times the median household income of $73,156, which is more affordable than 36% of Connecticut towns. Median rent is $1,668 a month. 66.9% of households own their home.

Waterford vs county vs typical Connecticut townWaterfordCountyTypical Connecticut townHome value$282,900$376,000Household income$73,156$109,167Monthly rent$1,668$1,462
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Connecticut towns with 500+ people.
HousingWaterfordTypical Connecticut town
Median home value$282,900$376,000
Median rent$1,668$1,462
Median household income$73,156$109,167
Home value ÷ income3.9×3.6×
Homeownership66.9%80.3%
Median year built19681969
Seasonal / vacation homes0.5%—

Who lives in Waterford

PeopleWaterfordTypical Connecticut town
Median age44.845.0
Age 65 and over23.2%20.6%
Under 1817.6%—
Bachelor's degree or higher27.3%45.8%
Below the poverty line7.0%5.7%
Veterans8.0%—
Born outside the U.S.9.7%—
Work from home6.7%16.8%
Average commute21.8 min27.6 min
Homes with broadband92.1%93.8%

Weather in Waterford

July highs average 79.8°F and January lows 23.3°F. About 39.3 inches of rain and melted snow fall a year, with 24.5 inches of snow (typical Connecticut town: 39.0 in). Expect about 2 days a year at 90°F or hotter and 107 nights at or below freezing.

Waterford monthly temperatures and precipitation20°30°40°50°60°70°80°32° freezing38°23°Jan40°25°Feb47°31°Mar56°39°Apr65°49°May74°58°Jun80°65°Jul79°64°Aug74°57°Sep63°46°Oct53°37°Nov44°29°DecPrecipitation (in) · snow (in) in blue2.75.82.28.33.83.93.60.83.33.33.23.33.83.73.20.53.15.2
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Groton New London Ap station (4.3 mi away); snow from Groton (4.8 mi).

Tornadoes, storms and disasters

2 tornadoes have passed within 10 miles of Waterford since 1950, compared with 8 for the typical Connecticut town. The strongest, an EF1, struck on October 29, 2018 about 9.1 miles from the town center. The most recent was on October 29, 2018.

Tornadoes within 10 miles of Waterford by decade01950s01960s01970s01980s01990s12000s12010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 13 times; the largest was 2.75 inches on May 29, 1969.

Towns near Waterford

Waterford questions

Is Waterford, Connecticut a good place to retire?

On The Town Files lifestyle rankings, Waterford scores better for retirees than 26% of Connecticut towns and quieter than 29%. 23.2% of residents are 65 or older (median age 44.8).

How much does a house cost in Waterford?

The median owner-occupied home in Waterford is valued at $282,900 (Census ACS 2020–2024), against a median household income of $73,156, so homes cost about 3.9 times income. Median rent is $1,668 a month.

What is the weather like in Waterford?

July highs average 79.8°F and January lows 23.3°F (NOAA 1991–2020 normals). It gets about 39.3 inches of precipitation a year and 24.5 inches of snow.

Does Waterford get tornadoes?

2 tornadoes have passed within 10 miles of Waterford since 1950 (NOAA Storm Events); the strongest was an EF1 on October 29, 2018. The typical Connecticut town has had 8.

How this page is made. Every number comes from public data, matched to Waterford's Census boundary (GEOID 0980210). Comparisons use the median of Connecticut towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.