The Town FilesCharlestown, Indiana
City in Clark County · population 7,775 (2020 Census)
- Median home
- $208,300
- Household income
- $77,288
- Jan low / Jul high
- 26° / 89°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 34
- Median age
- 32.9
Charlestown is a city of 7,775 people in Clark County, Indiana. The median home is worth $208,300, above the typical Indiana town ($150,400). It ranks more upscale than 76% of Indiana towns.
How Charlestown ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Charlestown is worth $208,300, above the typical Indiana town ($150,400). Homes cost about 2.7 times the median household income of $77,288, which is more affordable than 42% of Indiana towns. Median rent is $1,033 a month. 77.4% of households own their home.
| Housing | Charlestown | Typical Indiana town |
|---|---|---|
| Median home value | $208,300 | $150,400 |
| Median rent | $1,033 | $888 |
| Median household income | $77,288 | $61,953 |
| Home value ÷ income | 2.7× | 2.5× |
| Homeownership | 77.4% | 73.4% |
| Median year built | 1988 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Charlestown
| People | Charlestown | Typical Indiana town |
|---|---|---|
| Median age | 32.9 | 38.9 |
| Age 65 and over | 11.1% | 17.1% |
| Under 18 | 29.1% | — |
| Bachelor's degree or higher | 25.7% | 17.4% |
| Below the poverty line | 12.5% | 11.6% |
| Veterans | 4.7% | — |
| Born outside the U.S. | 4.1% | — |
| Work from home | 6.2% | 6.2% |
| Average commute | 24.1 min | 24.7 min |
| Homes with broadband | 89.5% | 89.2% |
Weather in Charlestown
July highs average 88.9°F and January lows 25.9°F. About 48.0 inches of rain and melted snow fall a year, with 8.7 inches of snow (typical Indiana town: 21.1 in). Expect about 46 days a year at 90°F or hotter and 77 nights at or below freezing.
Tornadoes, storms and disasters
34 tornadoes have passed within 10 miles of Charlestown since 1950, compared with 23 for the typical Indiana town. 10 rated (E)F2 or stronger. The strongest, an EF4, struck on March 2, 2012 about 9.5 miles from the town center and killed 1. Tornadoes within 10 miles have caused 2 deaths and 51 injuries since 1950. The most recent was on June 26, 2026.
Hail of 1 inch or larger has been reported within 10 miles 94 times; the largest was 3.00 inches on March 2, 2012.
Severe weather in Clark County since 1996
Clark County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| July 22, 2025 | Flood | DR-4882: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| May 4, 2018 | Flood | DR-4363: Severe Storms And Flooding |
Jobs and pay in Clark County
Clark County had 59,223 jobs in 2024, paying an average of $56,578 a year. Unemployment was 3.1% in 2023; in Charlestown itself the ACS puts it at 4%.
Public schools in Charlestown
4 public schools with 2,550 students, about 16.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Charlestown Senior High School | 9-12 | 854 | 17.4 |
| Charlestown Middle School | 6-8 | 616 | 17.6 |
| Pleasant Ridge Elementary School | PK-2 | 562 | 14.8 |
| Jonathan Jennings Elementary Sch | 3-5 | 518 | 17.9 |
Towns near Charlestown
- Sellersburg, IN6.0 mi · 9,310 people · home $231,500
- Jeffersonville, IN6.6 mi · 49,447 people · home $216,800
- Prospect, KY6.6 mi · 4,592 people · home $538,400
- Clarksville, IN9.1 mi · 22,333 people · home $179,700
- Indian Hills, KY9.8 mi · 2,860 people · home $699,200
- Graymoor-Devondale, KY11.2 mi · 2,853 people · home $338,000
- New Albany, IN11.6 mi · 37,841 people · home $180,500
- Crestwood, KY12.0 mi · 6,183 people · home $338,200
Charlestown questions
Is Charlestown, Indiana a good place to retire?
On The Town Files lifestyle rankings, Charlestown scores better for retirees than 19% of Indiana towns and quieter than 40%. 11.1% of residents are 65 or older (median age 32.9).
How much does a house cost in Charlestown?
The median owner-occupied home in Charlestown is valued at $208,300 (Census ACS 2020–2024), against a median household income of $77,288, so homes cost about 2.7 times income. Median rent is $1,033 a month.
What is the weather like in Charlestown?
July highs average 88.9°F and January lows 25.9°F (NOAA 1991–2020 normals). It gets about 48.0 inches of precipitation a year and 8.7 inches of snow.
Does Charlestown get tornadoes?
34 tornadoes have passed within 10 miles of Charlestown since 1950 (NOAA Storm Events); the strongest was an EF4 on March 2, 2012. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)