The Town FilesGeorgetown, Indiana
Town in Floyd County · population 3,805 (2020 Census)
- Median home
- $302,300
- Household income
- $113,265
- Jan low / Jul high
- 26° / 89°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 23
- Median age
- 34.4
Georgetown is a town of 3,805 people in Floyd County, Indiana. The median home is worth $302,300, above the typical Indiana town ($150,400). It ranks better for families than 95% of Indiana towns, more upscale than 94% of Indiana towns, better transit than 91% of Indiana towns.
How Georgetown ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Georgetown is worth $302,300, above the typical Indiana town ($150,400). Homes cost about 2.7 times the median household income of $113,265, which is more affordable than 42% of Indiana towns. Median rent is $980 a month. 83.2% of households own their home.
| Housing | Georgetown | Typical Indiana town |
|---|---|---|
| Median home value | $302,300 | $150,400 |
| Median rent | $980 | $888 |
| Median household income | $113,265 | $61,953 |
| Home value ÷ income | 2.7× | 2.5× |
| Homeownership | 83.2% | 73.4% |
| Median year built | 1998 | 1966 |
| Seasonal / vacation homes | 1.6% | — |
Who lives in Georgetown
| People | Georgetown | Typical Indiana town |
|---|---|---|
| Median age | 34.4 | 38.9 |
| Age 65 and over | 13.1% | 17.1% |
| Under 18 | 38.9% | — |
| Bachelor's degree or higher | 41.7% | 17.4% |
| Below the poverty line | 2.1% | 11.6% |
| Veterans | 11.1% | — |
| Born outside the U.S. | 0.4% | — |
| Work from home | 25.5% | 6.2% |
| Average commute | 29.6 min | 24.7 min |
| Homes with broadband | 87.6% | 89.2% |
Weather in Georgetown
July highs average 88.9°F and January lows 25.9°F. About 48.0 inches of rain and melted snow fall a year, with 8.5 inches of snow (typical Indiana town: 21.1 in). Expect about 46 days a year at 90°F or hotter and 77 nights at or below freezing.
Tornadoes, storms and disasters
23 tornadoes have passed within 10 miles of Georgetown since 1950, compared with 23 for the typical Indiana town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on June 2, 1990 about 5.0 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 11 injuries since 1950. The most recent was on April 2, 2025.
Hail of 1 inch or larger has been reported within 10 miles 56 times; the largest was 2.50 inches on April 7, 2006.
Severe weather in Floyd County since 1996
Floyd County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| July 22, 2025 | Flood | DR-4882: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| May 4, 2018 | Flood | DR-4363: Severe Storms And Flooding |
Jobs and pay in Floyd County
Floyd County had 32,405 jobs in 2024, paying an average of $55,503 a year. Unemployment was 2.8% in 2023; in Georgetown itself the ACS puts it at 1.4%.
Public schools in Georgetown
2 public schools with 2,342 students, about 19.0 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Highland Hills Middle School | 5-8 | 1,663 | 19.1 |
| Georgetown Elementary School | PK-4 | 679 | 18.9 |
Towns near Georgetown
- New Albany, IN7.6 mi · 37,841 people · home $180,500
- Corydon, IN10.6 mi · 3,153 people · home $144,600
- Shively, KY10.6 mi · 15,636 people · home $154,700
- Clarksville, IN10.7 mi · 22,333 people · home $179,700
- Sellersburg, IN12.4 mi · 9,310 people · home $231,500
- Louisville, KY13.1 mi · 246,161 people · home —
- Jeffersonville, IN14.4 mi · 49,447 people · home $216,800
- Indian Hills, KY15.9 mi · 2,860 people · home $699,200
Georgetown questions
Is Georgetown, Indiana a good place to retire?
On The Town Files lifestyle rankings, Georgetown scores better for retirees than 60% of Indiana towns and quieter than 41%. 13.1% of residents are 65 or older (median age 34.4).
How much does a house cost in Georgetown?
The median owner-occupied home in Georgetown is valued at $302,300 (Census ACS 2020–2024), against a median household income of $113,265, so homes cost about 2.7 times income. Median rent is $980 a month.
What is the weather like in Georgetown?
July highs average 88.9°F and January lows 25.9°F (NOAA 1991–2020 normals). It gets about 48.0 inches of precipitation a year and 8.5 inches of snow.
Does Georgetown get tornadoes?
23 tornadoes have passed within 10 miles of Georgetown since 1950 (NOAA Storm Events); the strongest was a F3 on June 2, 1990. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)