The Town FilesCalvert City, Kentucky
City in Marshall County · population 2,514 (2020 Census)
- Median home
- $165,700
- Household income
- $48,906
- Jan low / Jul high
- 26° / 88°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 26
- Median age
- 37.9
Calvert City is a city of 2,514 people in Marshall County, Kentucky. The median home is worth $165,700, close to the typical Kentucky town ($161,450). It ranks better for a vacation home than 96% of Kentucky towns, better transit than 78% of Kentucky towns, better for first-time buyers than 74% of Kentucky towns.
How Calvert City ranks
Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.
Homes and cost of living
The median home in Calvert City is worth $165,700, close to the typical Kentucky town ($161,450). Homes cost about 3.4 times the median household income of $48,906, which is more affordable than 31% of Kentucky towns. Median rent is $992 a month. 56.9% of households own their home.
| Housing | Calvert City | Typical Kentucky town |
|---|---|---|
| Median home value | $165,700 | $161,450 |
| Median rent | $992 | $837 |
| Median household income | $48,906 | $54,969 |
| Home value ÷ income | 3.4× | 3.0× |
| Homeownership | 56.9% | 63.5% |
| Median year built | 1971 | 1974 |
| Seasonal / vacation homes | 1.5% | — |
Who lives in Calvert City
| People | Calvert City | Typical Kentucky town |
|---|---|---|
| Median age | 37.9 | 39.1 |
| Age 65 and over | 18.8% | 18.1% |
| Under 18 | 22.6% | — |
| Bachelor's degree or higher | 22.8% | 19.8% |
| Below the poverty line | 12.8% | 18.0% |
| Veterans | 7.3% | — |
| Born outside the U.S. | 0.7% | — |
| Work from home | 3.9% | 7.5% |
| Average commute | 17.5 min | 22.2 min |
| Homes with broadband | 83.9% | 88.6% |
Weather in Calvert City
July highs average 87.9°F and January lows 25.7°F. About 49.3 inches of rain and melted snow fall a year, with 3.8 inches of snow (typical Kentucky town: 9.4 in). Expect about 38 days a year at 90°F or hotter and 87 nights at or below freezing.
Tornadoes, storms and disasters
26 tornadoes have passed within 10 miles of Calvert City since 1950, compared with 19 for the typical Kentucky town. 11 rated (E)F2 or stronger. The strongest, an EF3, struck on November 17, 2013 about 7.6 miles from the town center and killed 3. Tornadoes within 10 miles have caused 4 deaths and 56 injuries since 1950. The most recent was on May 26, 2024.
Hail of 1 inch or larger has been reported within 10 miles 44 times; the largest was 2.75 inches on May 4, 2003.
Severe weather in Marshall County since 1996
Marshall County has been included in 29 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3633: Severe Winter Storm |
| May 23, 2025 | Severe Storm | DR-4875: Severe Storms, Straight-Line Winds, And Tornadoes |
| April 24, 2025 | Severe Storm | DR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| April 3, 2025 | Severe Storm | EM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 24, 2025 | Severe Storm | DR-4860: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
Jobs and pay in Marshall County
Marshall County had 11,710 jobs in 2024, paying an average of $62,678 a year. Unemployment was 4% in 2023; in Calvert City itself the ACS puts it at 4.2%.
Public schools in Calvert City
2 public schools with 789 students, about 16.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| North Marshall Middle School | 6-8 | 493 | 16.4 |
| Calvert City Elementary School | PK-5 | 296 | 15.6 |
Towns near Calvert City
- Reidland, KY7.7 mi · 4,526 people · home $228,000
- Farley, KY9.8 mi · 4,374 people · home $86,300
- Hendron, KY13.8 mi · 4,774 people · home $213,900
- Paducah, KY13.8 mi · 27,137 people · home $165,300
- Benton, KY13.8 mi · 4,756 people · home $157,000
- Massac, KY16.1 mi · 4,635 people · home $239,400
- Metropolis, IL17.6 mi · 5,969 people · home $86,000
- Mayfield, KY25.4 mi · 10,017 people · home $112,500
Calvert City questions
Is Calvert City, Kentucky a good place to retire?
On The Town Files lifestyle rankings, Calvert City scores better for retirees than 57% of Kentucky towns and quieter than 69%. 18.8% of residents are 65 or older (median age 37.9).
How much does a house cost in Calvert City?
The median owner-occupied home in Calvert City is valued at $165,700 (Census ACS 2020–2024), against a median household income of $48,906, so homes cost about 3.4 times income. Median rent is $992 a month.
What is the weather like in Calvert City?
July highs average 87.9°F and January lows 25.7°F (NOAA 1991–2020 normals). It gets about 49.3 inches of precipitation a year and 3.8 inches of snow.
Does Calvert City get tornadoes?
26 tornadoes have passed within 10 miles of Calvert City since 1950 (NOAA Storm Events); the strongest was an EF3 on November 17, 2013. The typical Kentucky town has had 19.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)