The Town Files

Covington, Kentucky

City in Kenton County · population 40,961 (2020 Census)

Map: where Covington is in KentuckyCovington
Median home
$187,300
Household income
$61,166
Jan low / Jul high
24° / 87°
Snow a year
23 in
Tornadoes ≤10 mi since 1950
24
Median age
37.6

Covington is a city of 40,961 people in Kenton County, Kentucky. The median home is worth $187,300, above the typical Kentucky town ($161,450). It ranks better transit than 99% of Kentucky towns, more walkable than 97% of Kentucky towns, hipper than 94% of Kentucky towns.

How Covington ranks

Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.

Covington lifestyle rankings vs other Kentucky townsRetirement9th pctFamilies7th pctQuiet6th pctWalkability97th pctFirst-time buyers85th pctYoung professionals85th pctVibrancy93rd pctHip & trendy94th pctCollege town73rd pctUpscale67th pctVacation homesbottomSeaside characterbottomCycling94th pctTransit99th pctDriving9th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Covington is worth $187,300, above the typical Kentucky town ($161,450). Homes cost about 3.1 times the median household income of $61,166, which is more affordable than 47% of Kentucky towns. Median rent is $1,006 a month. 51.8% of households own their home.

Covington vs Kenton County vs typical Kentucky townCovingtonKenton CountyTypical Kentucky townHome value$187,300$244,400$161,450Household income$61,166$80,548$54,969Monthly rent$1,006$1,069$837
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Kentucky towns with 500+ people.
HousingCovingtonTypical Kentucky town
Median home value$187,300$161,450
Median rent$1,006$837
Median household income$61,166$54,969
Home value ÷ income3.1×3.0×
Homeownership51.8%63.5%
Median year built19471974
Seasonal / vacation homes0.7%—

Who lives in Covington

PeopleCovingtonTypical Kentucky town
Median age37.639.1
Age 65 and over14.6%18.1%
Under 1820.4%—
Bachelor's degree or higher32.2%19.8%
Below the poverty line20.8%18.0%
Veterans5.5%—
Born outside the U.S.5.1%—
Work from home14.1%7.5%
Average commute21.8 min22.2 min
Homes with broadband86.9%88.6%

Weather in Covington

July highs average 86.6°F and January lows 23.6°F. About 43.4 inches of rain and melted snow fall a year, with 23.3 inches of snow (typical Kentucky town: 9.4 in). Expect about 27 days a year at 90°F or hotter and 102 nights at or below freezing.

Covington monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing41°24°Jan45°26°Feb55°33°Mar67°43°Apr75°53°May83°61°Jun87°65°Jul86°64°Aug80°56°Sep68°44°Oct55°34°Nov45°28°DecPrecipitation (in) · snow (in) in blue2.97.72.86.73.93.44.40.44.74.64.43.43.13.00.22.90.83.34.1
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Cincinnati Lunken Ap station (7.2 mi away); snow from Cincinnati Northern Ky Ap (8.2 mi).

Tornadoes, storms and disasters

24 tornadoes have passed within 10 miles of Covington since 1950, compared with 19 for the typical Kentucky town. 6 rated (E)F2 or stronger. The strongest, an F5, struck on April 3, 1974 about 10.0 miles from the town center and killed 3. Tornadoes within 10 miles have caused 3 deaths and 229 injuries since 1950. The most recent was on June 17, 2026.

Tornadoes within 10 miles of Covington by decade21950s41960s41970s51980s21990s12000s32010s32020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 102 times; the largest was 2.75 inches on April 8, 1998.

Severe weather in Kenton County since 1996

Storm events in Kenton County since 1996 by typeHail48Heat3Flood35Tornado4High Wind11Ice Storm7Heavy Snow7Flash Flood46
NOAA Storm Events Database, Kenton County, 1996–2026 (all event types recorded since 1996). 4 deaths recorded.

Kenton County has been included in 15 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.

DeclaredIncidentDeclaration
January 24, 2026Winter StormEM-3633: Severe Winter Storm
April 24, 2025Severe StormDR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides
April 3, 2025Severe StormEM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
February 16, 2025Severe StormEM-3624: Severe Storms, Straight-Line Winds, Flooding, And Landslides
March 28, 2020BiologicalDR-4497: Covid-19 Pandemic

Jobs and pay in Kenton County

Kenton County had 74,672 jobs in 2024, paying an average of $71,985 a year. Unemployment was 3.7% in 2023; in Covington itself the ACS puts it at 5.7%.

Largest industries in Kenton CountyHealth care & social assistan…12,656 jobs · $75,434Hotels & restaurants7,759 jobs · $25,797Manufacturing7,093 jobs · $90,663Transportation & warehousing5,956 jobs · $88,668Retail5,825 jobs · $37,538Professional & technical serv…4,491 jobs · $102,597
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Kenton County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Kenton 3.7%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Covington

16 public schools with 5,025 students, about 14.3 students per teacher.

SchoolGradesStudentsPer teacher
Holmes High School9-1289815.0
Holmes Middle School6-861314.6
Taylor Mill Elementary SchoolPK-550615.3
Ft Wright Elementary SchoolPK-548514.3
Sixth District Elementary SchoolK-547715.9
Ryland Heights Elementary SchoolPK-544915.0
Glenn O Swing ElementaryK-540613.1
John G Carlisle ElementaryK-531413.1
Ninth District ElementaryK-531311.6
Latonia Elementary SchoolK-526613.3
Biggs Early Childhood Education CtrPK-PK24622.4
Transformational Learning CenterK-12405.7

Towns near Covington

Covington questions

Is Covington, Kentucky a good place to retire?

On The Town Files lifestyle rankings, Covington scores better for retirees than 9% of Kentucky towns and quieter than 6%. 14.6% of residents are 65 or older (median age 37.6).

How much does a house cost in Covington?

The median owner-occupied home in Covington is valued at $187,300 (Census ACS 2020–2024), against a median household income of $61,166, so homes cost about 3.1 times income. Median rent is $1,006 a month.

What is the weather like in Covington?

July highs average 86.6°F and January lows 23.6°F (NOAA 1991–2020 normals). It gets about 43.4 inches of precipitation a year and 23.3 inches of snow.

Does Covington get tornadoes?

24 tornadoes have passed within 10 miles of Covington since 1950 (NOAA Storm Events); the strongest was a F5 on April 3, 1974. The typical Kentucky town has had 19.

How this page is made. Every number comes from public data, matched to Covington's Census boundary (GEOID 2117848). Comparisons use the median of Kentucky towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.