The Town FilesGeorgetown, Kentucky
City in Scott County · population 37,086 (2020 Census)
- Median home
- $265,400
- Household income
- $80,088
- Jan low / Jul high
- 23° / 87°
- Snow a year
- 13 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 32.7
Georgetown is a city of 37,086 people in Scott County, Kentucky. The median home is worth $265,400, above the typical Kentucky town ($161,450). It ranks better for first-time buyers than 79% of Kentucky towns, more vibrant than 74% of Kentucky towns, more walkable than 73% of Kentucky towns.
How Georgetown ranks
Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.
Homes and cost of living
The median home in Georgetown is worth $265,400, above the typical Kentucky town ($161,450). Homes cost about 3.3 times the median household income of $80,088, which is more affordable than 37% of Kentucky towns. Median rent is $1,255 a month. 62.3% of households own their home.
| Housing | Georgetown | Typical Kentucky town |
|---|---|---|
| Median home value | $265,400 | $161,450 |
| Median rent | $1,255 | $837 |
| Median household income | $80,088 | $54,969 |
| Home value ÷ income | 3.3× | 3.0× |
| Homeownership | 62.3% | 63.5% |
| Median year built | 2001 | 1974 |
| Seasonal / vacation homes | 0.2% | — |
Who lives in Georgetown
| People | Georgetown | Typical Kentucky town |
|---|---|---|
| Median age | 32.7 | 39.1 |
| Age 65 and over | 10.9% | 18.1% |
| Under 18 | 25.6% | — |
| Bachelor's degree or higher | 34.1% | 19.8% |
| Below the poverty line | 12.1% | 18.0% |
| Veterans | 6.4% | — |
| Born outside the U.S. | 3.7% | — |
| Work from home | 10.3% | 7.5% |
| Average commute | 21.5 min | 22.2 min |
| Homes with broadband | 92.7% | 88.6% |
Weather in Georgetown
July highs average 86.7°F and January lows 22.7°F. About 47.7 inches of rain and melted snow fall a year, with 13.2 inches of snow (typical Kentucky town: 9.4 in). Expect about 29 days a year at 90°F or hotter and 109 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Georgetown since 1950, compared with 19 for the typical Kentucky town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on April 3, 1974 about 7.5 miles from the town center. The most recent was on December 6, 2021.
Hail of 1 inch or larger has been reported within 10 miles 27 times; the largest was 2.75 inches on October 7, 2014.
Severe weather in Scott County since 1996
Scott County has been included in 15 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3633: Severe Winter Storm |
| April 3, 2025 | Severe Storm | EM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 16, 2025 | Severe Storm | EM-3624: Severe Storms, Straight-Line Winds, Flooding, And Landslides |
| March 28, 2020 | Biological | DR-4497: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3469: Covid-19 |
Jobs and pay in Scott County
Scott County had 31,634 jobs in 2024, paying an average of $72,236 a year. Unemployment was 3.3% in 2023; in Georgetown itself the ACS puts it at 4.2%.
Public schools in Georgetown
16 public schools with 9,447 students, about 15.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Great Crossing High School | 9-12 | 1,700 | 20.5 |
| Scott County High School | 9-12 | 1,353 | 20.2 |
| Scott County Middle School | 6-8 | 833 | 18.5 |
| Royal Spring Middle School | 6-8 | 693 | 16.1 |
| Creekside Elementary | K-5 | 600 | 15.8 |
| Western Elementary School | K-5 | 590 | 15.9 |
| Georgetown Middle School | 6-8 | 588 | 14.3 |
| Lemons Mill Elementary School | K-5 | 533 | 13.7 |
| Southern Elementary School | K-5 | 480 | 13.3 |
| Eastern Elementary School | K-5 | 478 | 16.5 |
| Northern Elementary School | K-5 | 442 | 15.2 |
| Anne Mason Elementary School | K-5 | 416 | 13.9 |
Towns near Georgetown
- Paris, KY14.8 mi · 10,171 people · home $186,300
- Cynthiana, KY15.2 mi · 6,333 people · home $172,500
- Lexington-Fayette, KY15.7 mi · 322,570 people · home $293,500
- Versailles, KY17.9 mi · 10,347 people · home $286,100
- Frankfort, KY18.5 mi · 28,602 people · home $183,700
- Lawrenceburg, KY25.5 mi · 11,728 people · home $201,100
- Nicholasville, KY25.5 mi · 31,093 people · home $226,800
- Winchester, KY25.8 mi · 19,134 people · home $188,300
Georgetown questions
Is Georgetown, Kentucky a good place to retire?
On The Town Files lifestyle rankings, Georgetown scores better for retirees than 14% of Kentucky towns and quieter than 17%. 10.9% of residents are 65 or older (median age 32.7).
How much does a house cost in Georgetown?
The median owner-occupied home in Georgetown is valued at $265,400 (Census ACS 2020–2024), against a median household income of $80,088, so homes cost about 3.3 times income. Median rent is $1,255 a month.
What is the weather like in Georgetown?
July highs average 86.7°F and January lows 22.7°F (NOAA 1991–2020 normals). It gets about 47.7 inches of precipitation a year and 13.2 inches of snow.
Does Georgetown get tornadoes?
18 tornadoes have passed within 10 miles of Georgetown since 1950 (NOAA Storm Events); the strongest was a F3 on April 3, 1974. The typical Kentucky town has had 19.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)