The 25 Best Small Towns for First-Time Home Buyers in Minnesota
Ranked on The Town Files lifestyle rankings among 165 towns of 500–10,000 people in Minnesota. #1 is Benson, MN.
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25Rush City, Minnesota
Better for first-time buyers than 83% of Minnesota towns
Rush City is a city of 3,228 people in Chisago County, Minnesota. It also ranks more walkable than 79% of Minnesota towns and better for young professionals than 77% of Minnesota towns.
3,228 people · Chisago County · median home $233,100 · income $58,760 · Jan low 1°F · 48 in snow
Full Rush City, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
24Bradford, Minnesota
Better for first-time buyers than 83% of Minnesota towns
Bradford is a township of 3,427 people in Isanti County, Minnesota. The median home is worth $336,800 (typical Minnesota town: $301,800).
3,427 people · Isanti County · median home $336,800 · income $92,574 · Jan low 4°F · 44 in snow
Full Bradford, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
23Litchfield, Minnesota
Better for first-time buyers than 83% of Minnesota towns
Litchfield is a city of 6,624 people in Meeker County, Minnesota. It also ranks more walkable than 89% of Minnesota towns and more vibrant than 87% of Minnesota towns.
6,624 people · Meeker County · median home $187,600 · income $54,875 · Jan low 0°F · 43 in snow
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The Town Files lifestyle rankings, percentile vs Minnesota towns. -
22Virginia, Minnesota
Better for first-time buyers than 83% of Minnesota towns
Virginia is a city of 8,421 people in St. Louis County, Minnesota. It also ranks hipper than 97% of Minnesota towns and more walkable than 96% of Minnesota towns.
8,421 people · St. Louis County · median home $120,600 · income $51,720 · Jan low -1°F · 69 in snow
Full Virginia, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
21Osseo, Minnesota
Better for first-time buyers than 84% of Minnesota towns
Osseo is a city of 2,688 people in Hennepin County, Minnesota. It also ranks more vibrant than 100% of Minnesota towns and more walkable than 99% of Minnesota towns.
2,688 people · Hennepin County · median home $306,500 · income $62,119 · Jan low 7°F · 54 in snow
Full Osseo, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
20Sauk Centre, Minnesota
Better for first-time buyers than 85% of Minnesota towns
Sauk Centre is a city of 4,555 people in Stearns County, Minnesota. It also ranks better for cycling than 87% of Minnesota towns and better for young professionals than 85% of Minnesota towns.
4,555 people · Stearns County · median home $225,700 · income $62,628 · Jan low 0°F · 39 in snow
Full Sauk Centre, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
19St. Joseph, Minnesota
Better for first-time buyers than 85% of Minnesota towns
St. Joseph is a city of 7,029 people in Stearns County, Minnesota. It also ranks better for young professionals than 98% of Minnesota towns and better for cycling than 98% of Minnesota towns.
7,029 people · Stearns County · median home $237,700 · income $74,946 · Jan low 4°F · 57 in snow
Full St. Joseph, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
18Detroit Lakes, Minnesota
Better for first-time buyers than 85% of Minnesota towns
Detroit Lakes is a city of 9,869 people in Becker County, Minnesota. It also ranks hipper than 95% of Minnesota towns and better for cycling than 91% of Minnesota towns.
9,869 people · Becker County · median home $265,800 · income $62,958 · Jan low -4°F · 48 in snow
Full Detroit Lakes, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
17Oak Park Heights, Minnesota
Better for first-time buyers than 87% of Minnesota towns
Oak Park Heights is a city of 4,849 people in Washington County, Minnesota. It also ranks better for young professionals than 96% of Minnesota towns and hipper than 89% of Minnesota towns.
4,849 people · Washington County · median home $354,800 · income $82,476 · Jan low 9°F · 47 in snow
Full Oak Park Heights, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
16Lindstrom, Minnesota
Better for first-time buyers than 88% of Minnesota towns
Lindstrom is a city of 4,888 people in Chisago County, Minnesota. It also ranks better for cycling than 93% of Minnesota towns and more of a college town than 87% of Minnesota towns.
4,888 people · Chisago County · median home $358,100 · income $98,226 · Jan low 3°F · 52 in snow
Full Lindstrom, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
15Luverne, Minnesota
Better for first-time buyers than 88% of Minnesota towns
Luverne is a city of 4,946 people in Rock County, Minnesota. It also ranks more of a college town than 99% of Minnesota towns and more walkable than 90% of Minnesota towns.
4,946 people · Rock County · median home $208,000 · income $64,366 · Jan low 6°F · 39 in snow
Full Luverne, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
14Crookston, Minnesota
Better for first-time buyers than 90% of Minnesota towns

Photo: AnonymousUnknown author (public domain, Wikimedia Commons) Crookston is a city of 7,482 people in Polk County, Minnesota. It also ranks hipper than 100% of Minnesota towns and more walkable than 93% of Minnesota towns.
7,482 people · Polk County · median home $185,600 · income $57,315 · Jan low -4°F · 50 in snow
Full Crookston, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
13Arden Hills, Minnesota
Better for first-time buyers than 90% of Minnesota towns
Arden Hills is a city of 9,939 people in Ramsey County, Minnesota. It also ranks better for young professionals than 98% of Minnesota towns and more upscale than 97% of Minnesota towns.
9,939 people · Ramsey County · median home $441,900 · income $134,118 · Jan low 8°F · 40 in snow
Full Arden Hills, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
12Lake City, Minnesota
Better for first-time buyers than 91% of Minnesota towns
Lake City is a city of 5,252 people in Wabasha County, Minnesota. It also ranks better for cycling than 98% of Minnesota towns and more walkable than 92% of Minnesota towns.
5,252 people · Wabasha County · median home $238,700 · income $72,244 · Jan low 4°F · 34 in snow
Full Lake City, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
11Circle Pines, Minnesota
Better for first-time buyers than 92% of Minnesota towns
Circle Pines is a city of 5,025 people in Anoka County, Minnesota. It also ranks more walkable than 95% of Minnesota towns and more of a college town than 91% of Minnesota towns.
5,025 people · Anoka County · median home $293,600 · income $101,800 · Jan low 8°F · 48 in snow
Full Circle Pines, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
10La Crescent, Minnesota
Better for first-time buyers than 92% of Minnesota towns
La Crescent is a city of 5,276 people in Houston County, Minnesota. It also ranks more walkable than 87% of Minnesota towns and hipper than 86% of Minnesota towns.
5,276 people · Houston County · median home $272,400 · income $85,368 · Jan low 12°F · 38 in snow
Full La Crescent, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
9St. Anthony, Minnesota
Better for first-time buyers than 92% of Minnesota towns
St. Anthony is a city of 9,257 people in Hennepin County, Minnesota. It also ranks better transit than 99% of Minnesota towns and more walkable than 98% of Minnesota towns.
9,257 people · Hennepin County · median home $387,500 · income $97,363 · Jan low 6°F · 40 in snow
Full St. Anthony, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
8Lake Crystal, Minnesota
Better for first-time buyers than 93% of Minnesota towns
Lake Crystal is a city of 2,539 people in Blue Earth County, Minnesota. It also ranks more walkable than 82% of Minnesota towns.
2,539 people · Blue Earth County · median home $204,400 · income $83,317 · Jan low 6°F · 40 in snow
Full Lake Crystal, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
7Rockford, Minnesota
Better for first-time buyers than 93% of Minnesota towns
Rockford is a city of 4,500 people in Wright County, Minnesota. It also ranks better for young professionals than 89% of Minnesota towns and more upscale than 85% of Minnesota towns.
4,500 people · Wright County · median home $329,200 · income $94,162 · Jan low 3°F · 45 in snow
Full Rockford, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
6Rockford, Minnesota
Better for first-time buyers than 95% of Minnesota towns
Rockford is a township of 3,371 people in Wright County, Minnesota. It also ranks better for young professionals than 88% of Minnesota towns and more upscale than 83% of Minnesota towns.
3,371 people · Wright County · median home $404,900 · income $93,378 · Jan low 3°F · 45 in snow
Full Rockford, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
5Two Harbors, Minnesota
Better for first-time buyers than 96% of Minnesota towns

Photo: U.S. Army Corps of Engineers, photographer not specified or unknown (public domain, Wikimedia Commons) Two Harbors is a city of 3,633 people in Lake County, Minnesota. It also ranks more of a college town than 94% of Minnesota towns and better for cycling than 94% of Minnesota towns.
3,633 people · Lake County · median home $206,800 · income $65,625 · Jan low 7°F · 61 in snow
Full Two Harbors, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
4Blue Earth, Minnesota
Better for first-time buyers than 97% of Minnesota towns
Blue Earth is a city of 3,174 people in Faribault County, Minnesota. It also ranks hipper than 98% of Minnesota towns and more of a college town than 98% of Minnesota towns.
3,174 people · Faribault County · median home $143,600 · income $66,771 · Jan low 6°F · 47 in snow
Full Blue Earth, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
3Kasson, Minnesota
Better for first-time buyers than 99% of Minnesota towns

Photo: Lorewolf at English Wikipedia (public domain, Wikimedia Commons) Kasson is a city of 6,851 people in Dodge County, Minnesota. It also ranks more of a college town than 95% of Minnesota towns and better for families than 91% of Minnesota towns.
6,851 people · Dodge County · median home $285,200 · income $93,333 · Jan low 4°F · 44 in snow
Full Kasson, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
2Ely, Minnesota
Better for first-time buyers than 100% of Minnesota towns
Ely is a city of 3,268 people in St. Louis County, Minnesota. It also ranks hipper than 100% of Minnesota towns and more of a college town than 100% of Minnesota towns.
3,268 people · St. Louis County · median home $157,300 · income $43,901 · Jan low -7°F · 65 in snow
Full Ely, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns. -
1Benson, Minnesota
Better for first-time buyers than 100% of Minnesota towns
Benson is a city of 3,480 people in Swift County, Minnesota. It also ranks more of a college town than 100% of Minnesota towns and better for cycling than 95% of Minnesota towns.
3,480 people · Swift County · median home $156,000 · income $52,821 · Jan low 1°F · 43 in snow
Full Benson, Minnesota profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Minnesota towns.
Price vs ranking
More Minnesota rankings
- The 25 Best Small Towns to Retire in Minnesota
- The 14 Quietest Small Towns in Minnesota
- The 25 Most Affordable Small Towns in Minnesota
- The 25 Best Small Towns for Families in Minnesota
- 25 Small Towns in Minnesota With the Cheapest Homes
- 25 Small Towns in Minnesota With the Mildest Winters
- The 25 Most Walkable Small Towns in Minnesota
- 25 Small Towns in Minnesota With the Fewest Tornadoes Since 1950
- The 15 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
- The 24 Best Affordable Small Towns for Remote Workers in Minnesota
Same ranking, other places
- The 50 Best Small Towns for First-Time Home Buyers in America
- The 25 Best Small Towns for First-Time Home Buyers in Pennsylvania
- The 25 Best Small Towns for First-Time Home Buyers in New York
- The 25 Best Small Towns for First-Time Home Buyers in Michigan
- The 25 Best Small Towns for First-Time Home Buyers in Texas
- The 25 Best Small Towns for First-Time Home Buyers in California
- The 25 Best Small Towns for First-Time Home Buyers in New Jersey
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 25 Best Small Towns for First-Time Home Buyers in Wisconsin
- The 25 Best Small Towns for First-Time Home Buyers in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)