The Town Files

The 19 Best Affordable Towns to Retire in America With Mild Winters

Ranked on The Town Files lifestyle rankings among 3,996 towns of 10,000–50,000 people in the U.S., scoring every town on all of these at once. #1 is Petal, MS.

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Numbers match the ranking.
The 19 Best Affordable Towns to Retire in America With Mild Winters1. Petal, MSscore 782. Clarksdale, MSscore 753. Teays Valley, WVscore 744. North Augusta, SCscore 745. Godfrey, ILscore 746. Chelsea, ALscore 737. Brecksville, OHscore 728. North Fort Myers, FLscore 729. Lyndhurst, OHscore 7210. Burkburnett, TXscore 7211. South Park, PAscore 7212. Murrysville, PAscore 7213. Bethel Park, PAscore 7114. Penn, PAscore 7115. Whitehall, PAscore 7116. Greenville, MSscore 7117. Forestdale, ALscore 7118. Bradfordville, FLscore 7019. North Versailles, PAscore 70

  1. 19North Versailles, Pennsylvania

    Retirement: 70th percentile · January average low (°F): 53rd percentile · Home value ÷ income: 87th percentile

    North Versailles is a township of 10,074 people in Allegheny County, Pennsylvania. Homes have a median value of $111,300 against household income of $53,353; January lows average 22°F.

    10,074 people · Allegheny County · median home $111,300 · income $53,353 · Jan low 22°F · 25 in snow

    Full North Versailles, Pennsylvania profile: weather, storms, schools, jobs →

    North Versailles: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement70th pctMild winters53th pctAffordability87th pct
    Percentile vs U.S. towns on each part of this ranking.

  2. 18Bradfordville, Florida

    Retirement: 58th percentile · January average low (°F): 91st percentile · Home value ÷ income: 62nd percentile

    Bradfordville is a community of 19,183 people in Leon County, Florida. Homes have a median value of $383,300 against household income of $133,359; January lows average 41°F.

    19,183 people · Leon County · median home $383,300 · income $133,359 · Jan low 41°F · 0 in snow

    Full Bradfordville, Florida profile: weather, storms, schools, jobs →

    Bradfordville: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement58th pctMild winters91th pctAffordability62th pct
    Percentile vs U.S. towns on each part of this ranking.

  3. 17Forestdale, Alabama

    Retirement: 52nd percentile · January average low (°F): 84th percentile · Home value ÷ income: 76th percentile

    Forestdale is a community of 10,409 people in Jefferson County, Alabama. Homes have a median value of $164,000 against household income of $66,569; January lows average 35°F.

    10,409 people · Jefferson County · median home $164,000 · income $66,569 · Jan low 35°F · 1 in snow

    Full Forestdale, Alabama profile: weather, storms, schools, jobs →

    Forestdale: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement52th pctMild winters84th pctAffordability76th pct
    Percentile vs U.S. towns on each part of this ranking.

  4. 16Greenville, Mississippi

    Retirement: 56th percentile · January average low (°F): 84th percentile · Home value ÷ income: 73rd percentile

    Greenville is a city of 29,670 people in Washington County, Mississippi. Homes have a median value of $103,800 against household income of $40,083; January lows average 35°F.

    29,670 people · Washington County · median home $103,800 · income $40,083 · Jan low 35°F · 0 in snow

    Full Greenville, Mississippi profile: weather, storms, schools, jobs →

    Greenville: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement56th pctMild winters84th pctAffordability73th pct
    Percentile vs U.S. towns on each part of this ranking.

  5. 15Whitehall, Pennsylvania

    Retirement: 83rd percentile · January average low (°F): 57th percentile · Home value ÷ income: 73rd percentile

    Whitehall is a borough of 15,064 people in Allegheny County, Pennsylvania. Homes have a median value of $236,200 against household income of $89,404; January lows average 22°F.

    15,064 people · Allegheny County · median home $236,200 · income $89,404 · Jan low 22°F · 26 in snow

    Full Whitehall, Pennsylvania profile: weather, storms, schools, jobs →

    Whitehall: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement83th pctMild winters57th pctAffordability73th pct
    Percentile vs U.S. towns on each part of this ranking.

  6. 14Penn, Pennsylvania

    Retirement: 91st percentile · January average low (°F): 53rd percentile · Home value ÷ income: 69th percentile

    Penn is a township of 20,079 people in Westmoreland County, Pennsylvania. Homes have a median value of $301,200 against household income of $113,086; January lows average 22°F.

    20,079 people · Westmoreland County · median home $301,200 · income $113,086 · Jan low 22°F · 25 in snow

    Full Penn, Pennsylvania profile: weather, storms, schools, jobs →

    Penn: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement91th pctMild winters53th pctAffordability69th pct
    Percentile vs U.S. towns on each part of this ranking.

  7. 13Bethel Park, Pennsylvania

    Retirement: 84th percentile · January average low (°F): 57th percentile · Home value ÷ income: 73rd percentile

    Bethel Park is a municipality of 33,577 people in Allegheny County, Pennsylvania. Homes have a median value of $273,400 against household income of $107,090; January lows average 22°F.

    33,577 people · Allegheny County · median home $273,400 · income $107,090 · Jan low 22°F · 27 in snow

    Full Bethel Park, Pennsylvania profile: weather, storms, schools, jobs →

    Bethel Park: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement84th pctMild winters57th pctAffordability73th pct
    Percentile vs U.S. towns on each part of this ranking.

  8. 12Murrysville, Pennsylvania

    Retirement: 96th percentile · January average low (°F): 53rd percentile · Home value ÷ income: 66th percentile

    Murrysville is a municipality of 21,006 people in Westmoreland County, Pennsylvania. Homes have a median value of $342,100 against household income of $121,823; January lows average 22°F.

    21,006 people · Westmoreland County · median home $342,100 · income $121,823 · Jan low 22°F · 25 in snow

    Full Murrysville, Pennsylvania profile: weather, storms, schools, jobs →

    Murrysville: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement96th pctMild winters53th pctAffordability66th pct
    Percentile vs U.S. towns on each part of this ranking.

  9. 11South Park, Pennsylvania

    Retirement: 82nd percentile · January average low (°F): 57th percentile · Home value ÷ income: 76th percentile

    South Park is a township of 13,727 people in Allegheny County, Pennsylvania. Homes have a median value of $248,000 against household income of $101,102; January lows average 22°F.

    13,727 people · Allegheny County · median home $248,000 · income $101,102 · Jan low 22°F · 21 in snow

    Full South Park, Pennsylvania profile: weather, storms, schools, jobs →

    South Park: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement82th pctMild winters57th pctAffordability76th pct
    Percentile vs U.S. towns on each part of this ranking.

  10. 10Burkburnett, Texas

    Retirement: 57th percentile · January average low (°F): 76th percentile · Home value ÷ income: 82nd percentile

    Burkburnett is a city of 10,939 people in Wichita County, Texas. Homes have a median value of $151,900 against household income of $66,308; January lows average 30°F.

    10,939 people · Wichita County · median home $151,900 · income $66,308 · Jan low 30°F · 3 in snow

    Full Burkburnett, Texas profile: weather, storms, schools, jobs →

    Burkburnett: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement57th pctMild winters76th pctAffordability82th pct
    Percentile vs U.S. towns on each part of this ranking.

  11. 9Lyndhurst, Ohio

    Retirement: 73rd percentile · January average low (°F): 61st percentile · Home value ÷ income: 82nd percentile

    Lyndhurst, Ohio
    Photo: Nyttend (public domain, Wikimedia Commons)

    Lyndhurst is a city of 14,050 people in Cuyahoga County, Ohio. Homes have a median value of $212,200 against household income of $91,238; January lows average 24°F.

    14,050 people · Cuyahoga County · median home $212,200 · income $91,238 · Jan low 24°F · 88 in snow

    Full Lyndhurst, Ohio profile: weather, storms, schools, jobs →

    Lyndhurst: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement73th pctMild winters61th pctAffordability82th pct
    Percentile vs U.S. towns on each part of this ranking.

  12. 8North Fort Myers, Florida

    Retirement: 55th percentile · January average low (°F): 99th percentile · Home value ÷ income: 62nd percentile

    North Fort Myers is a community of 42,719 people in Lee County, Florida. Homes have a median value of $161,800 against household income of $56,261; January lows average 54°F.

    42,719 people · Lee County · median home $161,800 · income $56,261 · Jan low 54°F · 0 in snow

    Full North Fort Myers, Florida profile: weather, storms, schools, jobs →

    North Fort Myers: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement55th pctMild winters99th pctAffordability62th pct
    Percentile vs U.S. towns on each part of this ranking.

  13. 7Brecksville, Ohio

    Retirement: 94th percentile · January average low (°F): 57th percentile · Home value ÷ income: 66th percentile

    Brecksville is a city of 13,635 people in Cuyahoga County, Ohio. Homes have a median value of $371,900 against household income of $135,000; January lows average 22°F.

    13,635 people · Cuyahoga County · median home $371,900 · income $135,000 · Jan low 22°F · 60 in snow

    Full Brecksville, Ohio profile: weather, storms, schools, jobs →

    Brecksville: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement94th pctMild winters57th pctAffordability66th pct
    Percentile vs U.S. towns on each part of this ranking.

  14. 6Chelsea, Alabama

    Retirement: 80th percentile · January average low (°F): 83rd percentile · Home value ÷ income: 55th percentile

    Chelsea is a city of 14,982 people in Shelby County, Alabama. Homes have a median value of $360,000 against household income of $115,337; January lows average 35°F.

    14,982 people · Shelby County · median home $360,000 · income $115,337 · Jan low 35°F · 1 in snow

    Full Chelsea, Alabama profile: weather, storms, schools, jobs →

    Chelsea: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement80th pctMild winters83th pctAffordability55th pct
    Percentile vs U.S. towns on each part of this ranking.

  15. 5Godfrey, Illinois

    Retirement: 78th percentile · January average low (°F): 54th percentile · Home value ÷ income: 90th percentile

    Godfrey is a village of 17,825 people in Madison County, Illinois. Homes have a median value of $192,200 against household income of $94,543; January lows average 22°F.

    17,825 people · Madison County · median home $192,200 · income $94,543 · Jan low 22°F · 14 in snow

    Full Godfrey, Illinois profile: weather, storms, schools, jobs →

    Godfrey: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement78th pctMild winters54th pctAffordability90th pct
    Percentile vs U.S. towns on each part of this ranking.

  16. 4North Augusta, South Carolina

    Retirement: 63rd percentile · January average low (°F): 91st percentile · Home value ÷ income: 69th percentile

    North Augusta is a city of 24,379 people in Aiken County, South Carolina. Homes have a median value of $233,600 against household income of $86,092; January lows average 40°F.

    24,379 people · Aiken County · median home $233,600 · income $86,092 · Jan low 40°F · 1 in snow

    Full North Augusta, South Carolina profile: weather, storms, schools, jobs →

    North Augusta: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement63th pctMild winters91th pctAffordability69th pct
    Percentile vs U.S. towns on each part of this ranking.

  17. 3Teays Valley, West Virginia

    Retirement: 87th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 73rd percentile

    Teays Valley is a community of 14,350 people in Putnam County, West Virginia. Homes have a median value of $278,000 against household income of $108,741; January lows average 24°F.

    14,350 people · Putnam County · median home $278,000 · income $108,741 · Jan low 24°F · 11 in snow

    Full Teays Valley, West Virginia profile: weather, storms, schools, jobs →

    Teays Valley: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement87th pctMild winters63th pctAffordability73th pct
    Percentile vs U.S. towns on each part of this ranking.

  18. 2Clarksdale, Mississippi

    Retirement: 65th percentile · January average low (°F): 79th percentile · Home value ÷ income: 82nd percentile

    Clarksdale is a city of 14,903 people in Coahoma County, Mississippi. Homes have a median value of $83,900 against household income of $36,382; January lows average 32°F.

    14,903 people · Coahoma County · median home $83,900 · income $36,382 · Jan low 32°F · 0 in snow

    Full Clarksdale, Mississippi profile: weather, storms, schools, jobs →

    Clarksdale: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement65th pctMild winters79th pctAffordability82th pct
    Percentile vs U.S. towns on each part of this ranking.

  19. 1Petal, Mississippi

    Retirement: 64th percentile · January average low (°F): 88th percentile · Home value ÷ income: 82nd percentile

    Petal is a city of 11,010 people in Forrest County, Mississippi. Homes have a median value of $174,900 against household income of $74,750; January lows average 38°F.

    11,010 people · Forrest County · median home $174,900 · income $74,750 · Jan low 38°F · 1 in snow

    Full Petal, Mississippi profile: weather, storms, schools, jobs →

    Petal: The 19 Best Affordable Towns to Retire in America With Mild Winters scoresRetirement64th pctMild winters88th pctAffordability82th pct
    Percentile vs U.S. towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, U.S. towns0255075100$45K$326K$607K$887K$1168KMedian home valuePercentile
Orange squares are the 19 towns on this list; green dots are other towns on The Town Files in the U.S..

More U.S. rankings

Methodology. We ranked 3,996 towns of 10,000–50,000 people in the U.S. (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: