The Town FilesJefferson, Maryland
Community in Frederick County · population 2,697 (2020 Census)
- Median home
- $533,100
- Household income
- $150,854
- Jan low / Jul high
- 27° / 89°
- Snow a year
- 32 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 39.4
Jefferson is a community of 2,697 people in Frederick County, Maryland. The median home is worth $533,100, above the typical Maryland town ($412,300). It ranks better for first-time buyers than 90% of Maryland towns, better for families than 84% of Maryland towns, easier by car than 81% of Maryland towns.
- #3 in The 10 Best Small Towns for Young Families in Maryland
- #12 in The 18 Best Affordable Small Towns for Remote Workers in Maryland
- #14 in The 25 Best Small Towns for First-Time Home Buyers in Maryland
- #16 in The 25 Quietest Small Towns in Maryland
- #24 in The 25 Best Small Towns for Families in Maryland
How Jefferson ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in Jefferson is worth $533,100, above the typical Maryland town ($412,300). Homes cost about 3.5 times the median household income of $150,854, which is more affordable than 67% of Maryland towns. Median rent is $1,379 a month. 86.2% of households own their home.
| Housing | Jefferson | Typical Maryland town |
|---|---|---|
| Median home value | $533,100 | $412,300 |
| Median rent | $1,379 | $1,748 |
| Median household income | $150,854 | $108,677 |
| Home value ÷ income | 3.5× | 3.8× |
| Homeownership | 86.2% | 77.3% |
| Median year built | 1993 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Jefferson
| People | Jefferson | Typical Maryland town |
|---|---|---|
| Median age | 39.4 | 40.2 |
| Age 65 and over | 12.9% | 16.4% |
| Under 18 | 21.6% | — |
| Bachelor's degree or higher | 47.4% | 39.4% |
| Below the poverty line | 2.0% | 7.1% |
| Veterans | 8.0% | — |
| Born outside the U.S. | 4.5% | — |
| Work from home | 26.4% | 17.4% |
| Average commute | 29.4 min | 31.4 min |
| Homes with broadband | 98.3% | 94.3% |
Weather in Jefferson
July highs average 88.6°F and January lows 26.5°F. About 43.5 inches of rain and melted snow fall a year, with 32.0 inches of snow (typical Maryland town: 15.9 in). Expect about 36 days a year at 90°F or hotter and 84 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of Jefferson since 1950, compared with 18 for the typical Maryland town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on July 19, 1996 about 8.5 miles from the town center. The most recent was on May 30, 2019.
Hail of 1 inch or larger has been reported within 10 miles 41 times; the largest was 2.50 inches on May 15, 2018.
Severe weather in Frederick County since 1996
Frederick County has been included in 23 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| June 25, 2018 | Severe Storm | DR-4374: Severe Storms And Flooding |
| March 4, 2016 | Snowstorm | DR-4261: Severe Winter Storm And Snowstorm |
Jobs and pay in Frederick County
Frederick County had 108,438 jobs in 2024, paying an average of $69,852 a year. Unemployment was 2% in 2023; in Jefferson itself the ACS puts it at 2.5%.
Public schools in Jefferson
1 public school with 506 students, about 16.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Valley Elementary | PK-5 | 506 | 16.9 |
Towns near Jefferson
- Braddock Heights, MD4.0 mi · 3,075 people · home $537,700
- Middletown, MD5.3 mi · 4,943 people · home $554,800
- Brunswick, MD5.6 mi · 7,762 people · home $374,500
- Ballenger Creek, MD6.5 mi · 24,999 people · home $387,300
- Frederick, MD8.5 mi · 78,171 people · home $401,500
- Lovettsville, VA8.5 mi · 2,694 people · home $543,700
- Bartonsville, MD10.2 mi · 2,753 people · home $621,800
- Urbana, MD11.0 mi · 13,304 people · home $640,100
Jefferson questions
Is Jefferson, Maryland a good place to retire?
On The Town Files lifestyle rankings, Jefferson scores better for retirees than 59% of Maryland towns and quieter than 79%. 12.9% of residents are 65 or older (median age 39.4).
How much does a house cost in Jefferson?
The median owner-occupied home in Jefferson is valued at $533,100 (Census ACS 2020–2024), against a median household income of $150,854, so homes cost about 3.5 times income. Median rent is $1,379 a month.
What is the weather like in Jefferson?
July highs average 88.6°F and January lows 26.5°F (NOAA 1991–2020 normals). It gets about 43.5 inches of precipitation a year and 32.0 inches of snow.
Does Jefferson get tornadoes?
21 tornadoes have passed within 10 miles of Jefferson since 1950 (NOAA Storm Events); the strongest was a F2 on July 19, 1996. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)