The Town FilesWhite Oak, Maryland
Community in Montgomery County · population 16,347 (2020 Census)
- Median home
- $574,000
- Household income
- $83,370
- Jan low / Jul high
- 25° / 87°
- Snow a year
- 16 in
- Tornadoes ≤10 mi since 1950
- 19
- Median age
- 33.2
White Oak is a community of 16,347 people in Montgomery County, Maryland. The median home is worth $574,000, above the typical Maryland town ($412,300). It ranks better for young professionals than 87% of Maryland towns, more of a college town than 87% of Maryland towns, better transit than 85% of Maryland towns.
How White Oak ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in White Oak is worth $574,000, above the typical Maryland town ($412,300). Homes cost about 6.9 times the median household income of $83,370, which is more affordable than 3% of Maryland towns. Median rent is $1,808 a month. 25.7% of households own their home.
| Housing | White Oak | Typical Maryland town |
|---|---|---|
| Median home value | $574,000 | $412,300 |
| Median rent | $1,808 | $1,748 |
| Median household income | $83,370 | $108,677 |
| Home value ÷ income | 6.9× | 3.8× |
| Homeownership | 25.7% | 77.3% |
| Median year built | 1974 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in White Oak
| People | White Oak | Typical Maryland town |
|---|---|---|
| Median age | 33.2 | 40.2 |
| Age 65 and over | 12.6% | 16.4% |
| Under 18 | 24.1% | — |
| Bachelor's degree or higher | 43.4% | 39.4% |
| Below the poverty line | 15.1% | 7.1% |
| Veterans | 3.6% | — |
| Born outside the U.S. | 48.4% | — |
| Work from home | 15.2% | 17.4% |
| Average commute | 34.3 min | 31.4 min |
| Homes with broadband | 94.4% | 94.3% |
Weather in White Oak
July highs average 87.1°F and January lows 25.3°F. About 44.0 inches of rain and melted snow fall a year, with 15.8 inches of snow (typical Maryland town: 15.9 in). Expect about 30 days a year at 90°F or hotter and 95 nights at or below freezing.
Tornadoes, storms and disasters
19 tornadoes have passed within 10 miles of White Oak since 1950, compared with 18 for the typical Maryland town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on September 24, 2001 about 4.2 miles from the town center and killed 2. Tornadoes within 10 miles have caused 2 deaths and 61 injuries since 1950. The most recent was on June 5, 2024.
Hail of 1 inch or larger has been reported within 10 miles 102 times; the largest was 3.50 inches on June 8, 1990.
Severe weather in Montgomery County since 1996
Montgomery County has been included in 21 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| March 4, 2016 | Snowstorm | DR-4261: Severe Winter Storm And Snowstorm |
| November 20, 2012 | Hurricane | DR-4091: Hurricane Sandy |
Jobs and pay in Montgomery County
Montgomery County had 462,298 jobs in 2024, paying an average of $94,473 a year. Unemployment was 1.9% in 2023; in White Oak itself the ACS puts it at 7.1%.
Towns near White Oak
- Burnt Mills, MD0.9 mi · 3,592 people · home $574,300
- Hillandale, MD1.4 mi · 5,774 people · home $520,300
- Kemp Mill, MD1.9 mi · 13,378 people · home $596,600
- Four Corners, MD1.9 mi · 8,316 people · home $620,400
- Colesville, MD2.1 mi · 15,421 people · home $616,800
- Calverton, MD2.2 mi · 17,316 people · home $477,100
- Fairland, MD3.1 mi · 25,396 people · home $477,300
- Silver Spring, MD3.4 mi · 81,015 people · home $643,300
White Oak questions
Is White Oak, Maryland a good place to retire?
On The Town Files lifestyle rankings, White Oak scores better for retirees than 16% of Maryland towns and quieter than 6%. 12.6% of residents are 65 or older (median age 33.2).
How much does a house cost in White Oak?
The median owner-occupied home in White Oak is valued at $574,000 (Census ACS 2020–2024), against a median household income of $83,370, so homes cost about 6.9 times income. Median rent is $1,808 a month.
What is the weather like in White Oak?
July highs average 87.1°F and January lows 25.3°F (NOAA 1991–2020 normals). It gets about 44.0 inches of precipitation a year and 15.8 inches of snow.
Does White Oak get tornadoes?
19 tornadoes have passed within 10 miles of White Oak since 1950 (NOAA Storm Events); the strongest was a F3 on September 24, 2001. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)