The Town FilesHolts Summit, Missouri
City in Callaway County · population 4,458 (2020 Census)
- Median home
- $191,900
- Household income
- $85,064
- Jan low / Jul high
- 23° / 89°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 33.3
Holts Summit is a city of 4,458 people in Callaway County, Missouri. The median home is worth $191,900, above the typical Missouri town ($153,900). It ranks better for cycling than 86% of Missouri towns, more upscale than 84% of Missouri towns, better for families than 77% of Missouri towns.
How Holts Summit ranks
Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.
Homes and cost of living
The median home in Holts Summit is worth $191,900, above the typical Missouri town ($153,900). Homes cost about 2.3 times the median household income of $85,064, which is more affordable than 74% of Missouri towns. Median rent is $1,122 a month. 79.9% of households own their home.
| Housing | Holts Summit | Typical Missouri town |
|---|---|---|
| Median home value | $191,900 | $153,900 |
| Median rent | $1,122 | $855 |
| Median household income | $85,064 | $56,368 |
| Home value ÷ income | 2.3× | 2.7× |
| Homeownership | 79.9% | 67.4% |
| Median year built | 2002 | 1972 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Holts Summit
| People | Holts Summit | Typical Missouri town |
|---|---|---|
| Median age | 33.3 | 38.6 |
| Age 65 and over | 16.4% | 17.7% |
| Under 18 | 24.5% | — |
| Bachelor's degree or higher | 26.7% | 18.9% |
| Below the poverty line | 4.8% | 14.6% |
| Veterans | 8.3% | — |
| Born outside the U.S. | 0.4% | — |
| Work from home | 4.7% | 7.9% |
| Average commute | 22.9 min | 23.1 min |
| Homes with broadband | 96.1% | 88.7% |
Weather in Holts Summit
July highs average 88.9°F and January lows 22.5°F. About 39.7 inches of rain and melted snow fall a year, with 8.9 inches of snow (typical Missouri town: 11.1 in). Expect about 41 days a year at 90°F or hotter and 101 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Holts Summit since 1950, compared with 23 for the typical Missouri town. 3 rated (E)F2 or stronger. The strongest, an EF3, struck on May 22, 2019 about 5.4 miles from the town center. The most recent was on April 20, 2025.
Hail of 1 inch or larger has been reported within 10 miles 85 times; the largest was 2.75 inches on March 27, 2020.
Severe weather in Callaway County since 1996
Callaway County has been included in 29 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| August 3, 2026 | Severe Storm | DR-4929: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| May 21, 2025 | Severe Storm | DR-4867: Severe Storms, Straight-Line Winds, Tornadoes, And Wildfires |
| September 1, 2021 | Severe Storm | DR-4612: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| March 26, 2020 | Biological | DR-4490: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3482: Covid-19 |
Jobs and pay in Callaway County
Callaway County had 14,917 jobs in 2024, paying an average of $56,776 a year. Unemployment was 2.8% in 2023; in Holts Summit itself the ACS puts it at 1.2%.
Public schools in Holts Summit
2 public schools with 605 students, about 11.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| NORTH ELEM. | K-5 | 382 | 12.3 |
| CALLAWAY HILLS ELEM. | K-5 | 223 | 10.6 |
Towns near Holts Summit
- Jefferson City, MO6.5 mi · 43,228 people · home $218,700
- Ashland, MO13.3 mi · 4,747 people · home $258,500
- Fulton, MO16.8 mi · 12,600 people · home $155,900
- Columbia, MO23.7 mi · 126,254 people · home $284,600
- California, MO24.5 mi · 4,498 people · home $152,700
Holts Summit questions
Is Holts Summit, Missouri a good place to retire?
On The Town Files lifestyle rankings, Holts Summit scores better for retirees than 67% of Missouri towns and quieter than 54%. 16.4% of residents are 65 or older (median age 33.3).
How much does a house cost in Holts Summit?
The median owner-occupied home in Holts Summit is valued at $191,900 (Census ACS 2020–2024), against a median household income of $85,064, so homes cost about 2.3 times income. Median rent is $1,122 a month.
What is the weather like in Holts Summit?
July highs average 88.9°F and January lows 22.5°F (NOAA 1991–2020 normals). It gets about 39.7 inches of precipitation a year and 8.9 inches of snow.
Does Holts Summit get tornadoes?
16 tornadoes have passed within 10 miles of Holts Summit since 1950 (NOAA Storm Events); the strongest was an EF3 on May 22, 2019. The typical Missouri town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)