The Town FilesOsage Beach, Missouri
City in Camden County · population 4,637 (2020 Census) · spans 2 counties
- Median home
- $355,200
- Household income
- $55,994
- Jan low / Jul high
- 25° / 89°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 17
- Median age
- 59.4
Osage Beach is a city of 4,637 people in Camden County, Missouri. The median home is worth $355,200, above the typical Missouri town ($153,900). It ranks better for a vacation home than 96% of Missouri towns, better for retirees than 82% of Missouri towns, more vibrant than 72% of Missouri towns.
How Osage Beach ranks
Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.
Homes and cost of living
The median home in Osage Beach is worth $355,200, above the typical Missouri town ($153,900). Homes cost about 6.3 times the median household income of $55,994, which is more affordable than 1% of Missouri towns. Median rent is $772 a month. 63.5% of households own their home.
| Housing | Osage Beach | Typical Missouri town |
|---|---|---|
| Median home value | $355,200 | $153,900 |
| Median rent | $772 | $855 |
| Median household income | $55,994 | $56,368 |
| Home value ÷ income | 6.3× | 2.7× |
| Homeownership | 63.5% | 67.4% |
| Median year built | 1990 | 1972 |
| Seasonal / vacation homes | 57.2% | — |
Who lives in Osage Beach
| People | Osage Beach | Typical Missouri town |
|---|---|---|
| Median age | 59.4 | 38.6 |
| Age 65 and over | 32.5% | 17.7% |
| Under 18 | 13.1% | — |
| Bachelor's degree or higher | 25.6% | 18.9% |
| Below the poverty line | 12.8% | 14.6% |
| Veterans | 9.1% | — |
| Born outside the U.S. | 8.2% | — |
| Work from home | 8.8% | 7.9% |
| Average commute | 17.7 min | 23.1 min |
| Homes with broadband | 80.2% | 88.7% |
Weather in Osage Beach
July highs average 89.4°F and January lows 25.3°F. About 42.6 inches of rain and melted snow fall a year, with 4.3 inches of snow (typical Missouri town: 11.1 in). Expect about 35 days a year at 90°F or hotter and 88 nights at or below freezing.
Tornadoes, storms and disasters
17 tornadoes have passed within 10 miles of Osage Beach since 1950, compared with 23 for the typical Missouri town. 5 rated (E)F2 or stronger. The strongest, an F2, struck on May 9, 1970 about 4.9 miles from the town center. The most recent was on December 14, 2024.
Hail of 1 inch or larger has been reported within 10 miles 92 times; the largest was 4.25 inches on May 12, 2011.
Severe weather in Camden County since 1996
Camden County has been included in 28 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| August 3, 2026 | Severe Storm | DR-4929: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| May 21, 2025 | Severe Storm | DR-4867: Severe Storms, Straight-Line Winds, Tornadoes, And Wildfires |
| September 21, 2023 | Severe Storm | DR-4741: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| March 26, 2020 | Biological | DR-4490: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3482: Covid-19 |
Jobs and pay in Camden County
Camden County had 17,655 jobs in 2024, paying an average of $46,820 a year. Unemployment was 3.8% in 2023; in Osage Beach itself the ACS puts it at 2.7%.
Public schools in Osage Beach
4 public schools with 1,778 students, about 14.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| OSAGE HIGH | 9-12 | 676 | 16.5 |
| OSAGE MIDDLE | 6-8 | 476 | 14.4 |
| OSAGE UPPER ELEM. | 3-5 | 404 | 13.0 |
| OSAGE BEACH ELEMENTARY | K-4 | 222 | 10.6 |
Towns near Osage Beach
- Camdenton, MO10.2 mi · 3,960 people · home $175,500
- Eldon, MO15.3 mi · 4,416 people · home $157,400
- Versailles, MO23.2 mi · 2,539 people · home $117,500
Osage Beach questions
Is Osage Beach, Missouri a good place to retire?
On The Town Files lifestyle rankings, Osage Beach scores better for retirees than 82% of Missouri towns and quieter than 71%. 32.5% of residents are 65 or older (median age 59.4).
How much does a house cost in Osage Beach?
The median owner-occupied home in Osage Beach is valued at $355,200 (Census ACS 2020–2024), against a median household income of $55,994, so homes cost about 6.3 times income. Median rent is $772 a month.
What is the weather like in Osage Beach?
July highs average 89.4°F and January lows 25.3°F (NOAA 1991–2020 normals). It gets about 42.6 inches of precipitation a year and 4.3 inches of snow.
Does Osage Beach get tornadoes?
17 tornadoes have passed within 10 miles of Osage Beach since 1950 (NOAA Storm Events); the strongest was a F2 on May 9, 1970. The typical Missouri town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)