The Town FilesLloyd Harbor, New York
Village in Suffolk County · population 3,571 (2020 Census)
- Median home
- $1,533,800
- Household income
- $250,001
- Jan low / Jul high
- 25° / 83°
- Snow a year
- 29 in
- Tornadoes ≤10 mi since 1950
- 0
- Median age
- 45.4
Lloyd Harbor is a village of 3,571 people in Suffolk County, New York. The median home is worth $1,533,800, above the typical New York town ($217,700). It ranks better for families than 100% of New York towns, more upscale than 98% of New York towns, more seaside character than 95% of New York towns.
- #2 in The 25 Best Small Towns for Families in New York
- #6 in The 25 Richest Small Towns in New York
- #9 in The 25 Best Small Towns to Retire in New York With the Fewest Tornadoes
- #24 in 25 Small Towns in New York With the Most Remote Workers
- #41 in The 50 Best Small Towns for Families in America
- #45 in The 50 Richest Small Towns in America
How Lloyd Harbor ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Lloyd Harbor is worth $1,533,800, above the typical New York town ($217,700). Homes cost about 6.1 times the median household income of $250,001, which is more affordable than 7% of New York towns. Median rent is $1,821 a month. 97.3% of households own their home.
| Housing | Lloyd Harbor | Typical New York town |
|---|---|---|
| Median home value | $1,533,800 | $217,700 |
| Median rent | $1,821 | $1,080 |
| Median household income | $250,001 | $80,740 |
| Home value ÷ income | 6.1× | 2.8× |
| Homeownership | 97.3% | 79.5% |
| Median year built | 1966 | 1965 |
| Seasonal / vacation homes | 1.3% | — |
Who lives in Lloyd Harbor
| People | Lloyd Harbor | Typical New York town |
|---|---|---|
| Median age | 45.4 | 43.5 |
| Age 65 and over | 20.1% | 20.4% |
| Under 18 | 27.9% | — |
| Bachelor's degree or higher | 74.3% | 30.4% |
| Below the poverty line | 2.1% | 9.3% |
| Veterans | 3.9% | — |
| Born outside the U.S. | 7.4% | — |
| Work from home | 28.5% | 11.1% |
| Average commute | 46.5 min | 26.0 min |
| Homes with broadband | 90.9% | 91.1% |
Weather in Lloyd Harbor
July highs average 83.2°F and January lows 24.5°F. About 48.5 inches of rain and melted snow fall a year, with 28.7 inches of snow (typical New York town: 62.9 in). Expect about 11 days a year at 90°F or hotter and 88 nights at or below freezing.
Tornadoes, storms and disasters
NOAA's Storm Events Database has no tornado within 10 miles of Lloyd Harbor since 1950.
Hail of 1 inch or larger has been reported within 10 miles 7 times; the largest was 1.75 inches on July 21, 2010.
Severe weather in Suffolk County since 1996
Suffolk County has been included in 36 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| October 21, 2024 | Severe Storm | DR-4839: Severe Storm And Flooding |
| August 25, 2024 | Severe Storm | EM-3613: Severe Storm And Flooding |
| March 15, 2023 | Snowstorm | DR-4694: Severe Winter Storm And Snowstorm |
| September 5, 2021 | Hurricane | DR-4615: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3572: Remnants Of Hurricane Ida |
Jobs and pay in Suffolk County
Suffolk County had 679,594 jobs in 2024, paying an average of $79,121 a year. Unemployment was 3.4% in 2023; in Lloyd Harbor itself the ACS puts it at 0.9%.
Towns near Lloyd Harbor
- Halesite, NY2.9 mi · 2,527 people · home $851,600
- Huntington, NY3.7 mi · 19,645 people · home $767,000
- Centerport, NY4.0 mi · 5,822 people · home $740,200
- Cold Spring Harbor, NY4.0 mi · 3,064 people · home $1,587,900
- Huntington, NY4.3 mi · 204,127 people · home $715,600
- Northport, NY5.3 mi · 7,347 people · home $745,300
- Huntington Station, NY5.7 mi · 34,878 people · home $578,000
- Greenlawn, NY5.7 mi · 13,661 people · home $630,800
Lloyd Harbor questions
Is Lloyd Harbor, New York a good place to retire?
On The Town Files lifestyle rankings, Lloyd Harbor scores better for retirees than 86% of New York towns and quieter than 46%. 20.1% of residents are 65 or older (median age 45.4).
How much does a house cost in Lloyd Harbor?
The median owner-occupied home in Lloyd Harbor is valued at $1,533,800 (Census ACS 2020–2024), against a median household income of $250,001, so homes cost about 6.1 times income. Median rent is $1,821 a month.
What is the weather like in Lloyd Harbor?
July highs average 83.2°F and January lows 24.5°F (NOAA 1991–2020 normals). It gets about 48.5 inches of precipitation a year and 28.7 inches of snow.
Does Lloyd Harbor get tornadoes?
No tornado has been recorded within 10 miles of Lloyd Harbor in NOAA's Storm Events Database since 1950.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)