The Town FilesMalta, New York
Town in Saratoga County · population 17,130 (2020 Census)
- Median home
- $365,300
- Household income
- $110,425
- Jan low / Jul high
- 14° / 84°
- Snow a year
- 64 in
- Tornadoes ≤10 mi since 1950
- 8
- Median age
- 44.4
Malta is a town of 17,130 people in Saratoga County, New York. The median home is worth $365,300, above the typical New York town ($217,700). It ranks better for young professionals than 92% of New York towns, more upscale than 84% of New York towns, better for retirees than 79% of New York towns.
How Malta ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Malta is worth $365,300, above the typical New York town ($217,700). Homes cost about 3.3 times the median household income of $110,425, which is more affordable than 38% of New York towns. Median rent is $1,471 a month. 62.9% of households own their home.
| Housing | Malta | Typical New York town |
|---|---|---|
| Median home value | $365,300 | $217,700 |
| Median rent | $1,471 | $1,080 |
| Median household income | $110,425 | $80,740 |
| Home value ÷ income | 3.3× | 2.8× |
| Homeownership | 62.9% | 79.5% |
| Median year built | 1990 | 1965 |
| Seasonal / vacation homes | 4.8% | — |
Who lives in Malta
| People | Malta | Typical New York town |
|---|---|---|
| Median age | 44.4 | 43.5 |
| Age 65 and over | 22.1% | 20.4% |
| Under 18 | 16.5% | — |
| Bachelor's degree or higher | 53.4% | 30.4% |
| Below the poverty line | 7.0% | 9.3% |
| Veterans | 6.7% | — |
| Born outside the U.S. | 4.5% | — |
| Work from home | 16.2% | 11.1% |
| Average commute | 24.8 min | 26.0 min |
| Homes with broadband | 90.8% | 91.1% |
Weather in Malta
July highs average 83.8°F and January lows 14.3°F. About 46.4 inches of rain and melted snow fall a year, with 63.5 inches of snow (typical New York town: 62.9 in). Expect about 11 days a year at 90°F or hotter and 145 nights at or below freezing.
Tornadoes, storms and disasters
8 tornadoes have passed within 10 miles of Malta since 1950, compared with 5 for the typical New York town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on May 31, 1998 about 4.4 miles from the town center. The most recent was on August 29, 2020.
Hail of 1 inch or larger has been reported within 10 miles 74 times; the largest was 2.75 inches on June 1, 2011.
Severe weather in Saratoga County since 1996
Saratoga County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| December 19, 2019 | Severe Storm | DR-4472: Severe Storms, Straight-Line Winds, And Flooding |
| July 12, 2017 | Snowstorm | DR-4322: Severe Winter Storm And Snowstorm |
Jobs and pay in Saratoga County
Saratoga County had 92,800 jobs in 2024, paying an average of $67,685 a year. Unemployment was 2.9% in 2023; in Malta itself the ACS puts it at 1%.
Towns near Malta
- Ballston Spa, NY3.7 mi · 5,111 people · home $308,200
- Milton, NY5.0 mi · 4,663 people · home $354,700
- Country Knolls, NY5.2 mi · 5,349 people · home $383,700
- Stillwater, NY5.2 mi · 9,022 people · home $332,800
- Ballston, NY5.4 mi · 11,831 people · home $373,200
- Saratoga Springs, NY5.9 mi · 28,491 people · home $478,100
- Milton, NY7.2 mi · 18,800 people · home $311,500
- Mechanicville, NY7.4 mi · 5,163 people · home $186,500
Malta questions
Is Malta, New York a good place to retire?
On The Town Files lifestyle rankings, Malta scores better for retirees than 79% of New York towns and quieter than 38%. 22.1% of residents are 65 or older (median age 44.4).
How much does a house cost in Malta?
The median owner-occupied home in Malta is valued at $365,300 (Census ACS 2020–2024), against a median household income of $110,425, so homes cost about 3.3 times income. Median rent is $1,471 a month.
What is the weather like in Malta?
July highs average 83.8°F and January lows 14.3°F (NOAA 1991–2020 normals). It gets about 46.4 inches of precipitation a year and 63.5 inches of snow.
Does Malta get tornadoes?
8 tornadoes have passed within 10 miles of Malta since 1950 (NOAA Storm Events); the strongest was a F3 on May 31, 1998. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)