The Town FilesSilver Creek, New York
Village in Chautauqua County · population 2,617 (2020 Census)
- Median home
- $125,400
- Household income
- $63,854
- Jan low / Jul high
- 19° / 80°
- Snow a year
- 142 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 36.8
Silver Creek is a village of 2,617 people in Chautauqua County, New York. The median home is worth $125,400, below the typical New York town ($217,700). It ranks better for first-time buyers than 85% of New York towns, hipper than 80% of New York towns, better for a vacation home than 80% of New York towns.
How Silver Creek ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Silver Creek is worth $125,400, below the typical New York town ($217,700). Homes cost about 2.0 times the median household income of $63,854, which is more affordable than 84% of New York towns. Median rent is $967 a month. 68.2% of households own their home.
| Housing | Silver Creek | Typical New York town |
|---|---|---|
| Median home value | $125,400 | $217,700 |
| Median rent | $967 | $1,080 |
| Median household income | $63,854 | $80,740 |
| Home value ÷ income | 2.0× | 2.8× |
| Homeownership | 68.2% | 79.5% |
| Median year built | 1938 | 1965 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Silver Creek
| People | Silver Creek | Typical New York town |
|---|---|---|
| Median age | 36.8 | 43.5 |
| Age 65 and over | 11.8% | 20.4% |
| Under 18 | 27.4% | — |
| Bachelor's degree or higher | 28.9% | 30.4% |
| Below the poverty line | 21.5% | 9.3% |
| Veterans | 8.4% | — |
| Born outside the U.S. | 1.8% | — |
| Work from home | 16.6% | 11.1% |
| Average commute | 29.2 min | 26.0 min |
| Homes with broadband | 97.0% | 91.1% |
Weather in Silver Creek
July highs average 80.0°F and January lows 19.4°F. About 33.0 inches of rain and melted snow fall a year, with 141.8 inches of snow (typical New York town: 62.9 in). Expect about 3 days a year at 90°F or hotter and 123 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Silver Creek since 1950, compared with 5 for the typical New York town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on July 12, 1992 about 6.7 miles from the town center. The most recent was on July 10, 2024.
Hail of 1 inch or larger has been reported within 10 miles 12 times; the largest was 2.00 inches on May 28, 2017.
Severe weather in Chautauqua County since 1996
Chautauqua County has been included in 24 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| November 20, 2022 | Winter Storm | EM-3589: Severe Winter Storm And Snowstorm |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| December 19, 2019 | Severe Storm | DR-4472: Severe Storms, Straight-Line Winds, And Flooding |
| December 22, 2014 | Snowstorm | DR-4204: Severe Winter Storm, Snowstorm, And Flooding |
Jobs and pay in Chautauqua County
Chautauqua County had 46,319 jobs in 2024, paying an average of $52,960 a year. Unemployment was 4.3% in 2023; in Silver Creek itself the ACS puts it at 6.7%.
Public schools in Silver Creek
3 public schools with 942 students, about 8.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| SILVER CREEK ELEMENTARY SCHOOL | PK-5 | 430 | 8.4 |
| SILVER CREEK HIGH SCHOOL | 9-12 | 294 | 9.2 |
| SILVER CREEK MIDDLE SCHOOL | 6-8 | 218 | 7.5 |
Towns near Silver Creek
- Sheridan, NY4.6 mi · 2,564 people · home $192,900
- Hanover, NY4.6 mi · 6,972 people · home $141,500
- Lake Erie Beach, NY7.4 mi · 3,467 people · home $162,500
- Dunkirk, NY9.3 mi · 12,743 people · home $94,700
- Fredonia, NY10.8 mi · 9,585 people · home $192,500
- Evans, NY11.5 mi · 15,308 people · home $176,500
- Pomfret, NY12.3 mi · 13,035 people · home $185,400
- Gowanda, NY13.2 mi · 2,513 people · home $96,400
Silver Creek questions
Is Silver Creek, New York a good place to retire?
On The Town Files lifestyle rankings, Silver Creek scores better for retirees than 68% of New York towns and quieter than 69%. 11.8% of residents are 65 or older (median age 36.8).
How much does a house cost in Silver Creek?
The median owner-occupied home in Silver Creek is valued at $125,400 (Census ACS 2020–2024), against a median household income of $63,854, so homes cost about 2.0 times income. Median rent is $967 a month.
What is the weather like in Silver Creek?
July highs average 80.0°F and January lows 19.4°F (NOAA 1991–2020 normals). It gets about 33.0 inches of precipitation a year and 141.8 inches of snow.
Does Silver Creek get tornadoes?
6 tornadoes have passed within 10 miles of Silver Creek since 1950 (NOAA Storm Events); the strongest was a F2 on July 12, 1992. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)