The Town FilesFlat Rock, North Carolina
Village in Henderson County · population 3,486 (2020 Census)
- Median home
- $601,700
- Household income
- $95,098
- Jan low / Jul high
- 27° / 85°
- Snow a year
- 7 in
- Tornadoes ≤10 mi since 1950
- 4
- Median age
- 67.1
Flat Rock is a village of 3,486 people in Henderson County, North Carolina. The median home is worth $601,700, above the typical North Carolina town ($228,900). It ranks better transit than 95% of North Carolina towns, better for retirees than 94% of North Carolina towns, better for a vacation home than 92% of North Carolina towns.
How Flat Rock ranks
Percentile among North Carolina towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of North Carolina towns.
Homes and cost of living
The median home in Flat Rock is worth $601,700, above the typical North Carolina town ($228,900). Homes cost about 6.3 times the median household income of $95,098, which is more affordable than 6% of North Carolina towns. Median rent is $1,074 a month. 95.3% of households own their home.
| Housing | Flat Rock | Typical North Carolina town |
|---|---|---|
| Median home value | $601,700 | $228,900 |
| Median rent | $1,074 | $969 |
| Median household income | $95,098 | $60,458 |
| Home value ÷ income | 6.3× | 3.7× |
| Homeownership | 95.3% | 69.5% |
| Median year built | 1992 | 1984 |
| Seasonal / vacation homes | 15.1% | — |
Who lives in Flat Rock
| People | Flat Rock | Typical North Carolina town |
|---|---|---|
| Median age | 67.1 | 41.1 |
| Age 65 and over | 53.5% | 19.0% |
| Under 18 | 7.5% | — |
| Bachelor's degree or higher | 66.0% | 24.5% |
| Below the poverty line | 7.6% | 14.3% |
| Veterans | 12.1% | — |
| Born outside the U.S. | 2.6% | — |
| Work from home | 34.3% | 9.8% |
| Average commute | 25.4 min | 24.6 min |
| Homes with broadband | 94.6% | 89.5% |
Weather in Flat Rock
July highs average 84.5°F and January lows 26.5°F. About 59.0 inches of rain and melted snow fall a year, with 6.7 inches of snow (typical North Carolina town: 2.2 in). Expect about 10 days a year at 90°F or hotter and 88 nights at or below freezing.
Tornadoes, storms and disasters
4 tornadoes have passed within 10 miles of Flat Rock since 1950, compared with 13 for the typical North Carolina town. The strongest, an F1, struck on August 17, 1977 about 9.3 miles from the town center. The most recent was on May 7, 2023.
Hail of 1 inch or larger has been reported within 10 miles 51 times; the largest was 2.00 inches on September 11, 1997.
Severe weather in Henderson County since 1996
Henderson County has been included in 18 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3637: Severe Winter Storm |
| September 28, 2024 | Tropical Storm | DR-4827: Tropical Storm Helene |
| September 26, 2024 | Tropical Storm | EM-3617: Hurricane Helene |
| October 1, 2022 | Hurricane | EM-3586: Hurricane Ian |
| August 2, 2020 | Hurricane | EM-3534: Hurricane Isaias |
Jobs and pay in Henderson County
Henderson County had 44,207 jobs in 2024, paying an average of $54,106 a year. Unemployment was 2.9% in 2023; in Flat Rock itself the ACS puts it at 5.1%.
Public schools in Flat Rock
3 public schools with 755 students, about 13.5 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Upward Elementary | PK-5 | 413 | 12.5 |
| Henderson County Early College | 9-13 | 195 | 32.5 |
| Henderson County Career Academy | 6-12 | 147 | 8.6 |
Towns near Flat Rock
- East Flat Rock, NC2.2 mi · 5,757 people · home $245,900
- Hendersonville, NC4.0 mi · 15,137 people · home $317,000
- Dana, NC6.3 mi · 3,683 people · home $249,700
- Mountain Home, NC7.7 mi · 3,490 people · home $400,000
- Etowah, NC8.2 mi · 7,642 people · home $338,100
- Mills River, NC11.1 mi · 7,078 people · home $436,100
- Fletcher, NC11.9 mi · 7,987 people · home $331,100
- Royal Pines, NC14.9 mi · 4,127 people · home $400,200
Flat Rock questions
Is Flat Rock, North Carolina a good place to retire?
On The Town Files lifestyle rankings, Flat Rock scores better for retirees than 94% of North Carolina towns and quieter than 89%. 53.5% of residents are 65 or older (median age 67.1).
How much does a house cost in Flat Rock?
The median owner-occupied home in Flat Rock is valued at $601,700 (Census ACS 2020–2024), against a median household income of $95,098, so homes cost about 6.3 times income. Median rent is $1,074 a month.
What is the weather like in Flat Rock?
July highs average 84.5°F and January lows 26.5°F (NOAA 1991–2020 normals). It gets about 59.0 inches of precipitation a year and 6.7 inches of snow.
Does Flat Rock get tornadoes?
4 tornadoes have passed within 10 miles of Flat Rock since 1950 (NOAA Storm Events); the strongest was a F1 on August 17, 1977. The typical North Carolina town has had 13.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)