The Town FilesOak Harbor, Ohio
Village in Ottawa County · population 2,821 (2020 Census)
- Median home
- $142,200
- Household income
- $46,211
- Jan low / Jul high
- 19° / 85°
- Snow a year
- 26 in
- Tornadoes ≤10 mi since 1950
- 19
- Median age
- 38.4
Oak Harbor is a village of 2,821 people in Ottawa County, Ohio. The median home is worth $142,200, below the typical Ohio town ($171,100). It ranks more of a college town than 93% of Ohio towns, more walkable than 74% of Ohio towns.
How Oak Harbor ranks
Percentile among Ohio towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Ohio towns.
Homes and cost of living
The median home in Oak Harbor is worth $142,200, below the typical Ohio town ($171,100). Homes cost about 3.1 times the median household income of $46,211, which is more affordable than 26% of Ohio towns. Median rent is $843 a month. 71.8% of households own their home.
| Housing | Oak Harbor | Typical Ohio town |
|---|---|---|
| Median home value | $142,200 | $171,100 |
| Median rent | $843 | $914 |
| Median household income | $46,211 | $67,019 |
| Home value ÷ income | 3.1× | 2.6× |
| Homeownership | 71.8% | 71.7% |
| Median year built | 1953 | 1965 |
| Seasonal / vacation homes | 0.6% | — |
Who lives in Oak Harbor
| People | Oak Harbor | Typical Ohio town |
|---|---|---|
| Median age | 38.4 | 40.6 |
| Age 65 and over | 19.4% | 19.1% |
| Under 18 | 18.5% | — |
| Bachelor's degree or higher | 20.8% | 21.3% |
| Below the poverty line | 5.7% | 10.3% |
| Veterans | 2.5% | — |
| Born outside the U.S. | 0.5% | — |
| Work from home | 11.3% | 8.6% |
| Average commute | 29.0 min | 23.3 min |
| Homes with broadband | 92.7% | 90.9% |
Weather in Oak Harbor
July highs average 85.0°F and January lows 18.5°F. About 38.2 inches of rain and melted snow fall a year, with 26.2 inches of snow (typical Ohio town: 23.8 in). Expect about 21 days a year at 90°F or hotter and 125 nights at or below freezing.
Tornadoes, storms and disasters
19 tornadoes have passed within 10 miles of Oak Harbor since 1950, compared with 16 for the typical Ohio town. 4 rated (E)F2 or stronger. The strongest, an EF2, struck on June 15, 2023 about 2.2 miles from the town center. The most recent was on June 18, 2025.
Hail of 1 inch or larger has been reported within 10 miles 34 times; the largest was 1.75 inches on July 23, 1988.
Severe weather in Ottawa County since 1996
Ottawa County has been included in 13 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| March 31, 2020 | Biological | DR-4507: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3457: Covid-19 |
| June 30, 2012 | Severe Storm | EM-3346: Severe Storms |
| September 13, 2005 | Hurricane | EM-3250: Hurricane Katrina Evacuation |
| September 19, 2004 | Severe Storm | DR-1556: Severe Storms And Flooding |
Jobs and pay in Ottawa County
Ottawa County had 14,146 jobs in 2024, paying an average of $53,467 a year. Unemployment was 4.8% in 2023; in Oak Harbor itself the ACS puts it at 2.1%.
Public schools in Oak Harbor
3 public schools with 1,336 students, about 19.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Oak Harbor High School | 7-12 | 649 | 21.6 |
| R C Waters Elementary School | K-4 | 360 | 20.0 |
| Oak Harbor Intermediate School | 4-6 | 327 | 15.6 |
Towns near Oak Harbor
- Port Clinton, OH10.2 mi · 6,025 people · home $152,300
- Fremont, OH10.5 mi · 15,930 people · home $117,500
- Ballville, OH12.6 mi · 3,823 people · home $195,300
- Clyde, OH16.1 mi · 6,294 people · home $129,600
- Oregon, OH18.8 mi · 19,950 people · home $204,600
- Walbridge, OH19.1 mi · 3,011 people · home $137,600
- Northwood, OH19.4 mi · 5,160 people · home $183,100
- Sandusky, OH22.0 mi · 25,095 people · home $113,100
Oak Harbor questions
Is Oak Harbor, Ohio a good place to retire?
On The Town Files lifestyle rankings, Oak Harbor scores better for retirees than 64% of Ohio towns and quieter than 26%. 19.4% of residents are 65 or older (median age 38.4).
How much does a house cost in Oak Harbor?
The median owner-occupied home in Oak Harbor is valued at $142,200 (Census ACS 2020–2024), against a median household income of $46,211, so homes cost about 3.1 times income. Median rent is $843 a month.
What is the weather like in Oak Harbor?
July highs average 85.0°F and January lows 18.5°F (NOAA 1991–2020 normals). It gets about 38.2 inches of precipitation a year and 26.2 inches of snow.
Does Oak Harbor get tornadoes?
19 tornadoes have passed within 10 miles of Oak Harbor since 1950 (NOAA Storm Events); the strongest was an EF2 on June 15, 2023. The typical Ohio town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)