The Town FilesTroy, Ohio
City in Miami County · population 26,305 (2020 Census)
- Median home
- $217,400
- Household income
- $68,830
- Jan low / Jul high
- 21° / 84°
- Snow a year
- 12 in
- Tornadoes ≤10 mi since 1950
- 30
- Median age
- 37.8
Troy is a city of 26,305 people in Miami County, Ohio. The median home is worth $217,400, above the typical Ohio town ($171,100). It ranks better for cycling than 97% of Ohio towns, better transit than 70% of Ohio towns.
How Troy ranks
Percentile among Ohio towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Ohio towns.
Homes and cost of living
The median home in Troy is worth $217,400, above the typical Ohio town ($171,100). Homes cost about 3.2 times the median household income of $68,830, which is more affordable than 21% of Ohio towns. Median rent is $1,003 a month. 65.5% of households own their home.
| Housing | Troy | Typical Ohio town |
|---|---|---|
| Median home value | $217,400 | $171,100 |
| Median rent | $1,003 | $914 |
| Median household income | $68,830 | $67,019 |
| Home value ÷ income | 3.2× | 2.6× |
| Homeownership | 65.5% | 71.7% |
| Median year built | 1972 | 1965 |
| Seasonal / vacation homes | 0.5% | — |
Who lives in Troy
| People | Troy | Typical Ohio town |
|---|---|---|
| Median age | 37.8 | 40.6 |
| Age 65 and over | 16.6% | 19.1% |
| Under 18 | 25.7% | — |
| Bachelor's degree or higher | 33.2% | 21.3% |
| Below the poverty line | 12.6% | 10.3% |
| Veterans | 6.4% | — |
| Born outside the U.S. | 5.6% | — |
| Work from home | 11.5% | 8.6% |
| Average commute | 21.6 min | 23.3 min |
| Homes with broadband | 91.1% | 90.9% |
Weather in Troy
July highs average 84.3°F and January lows 20.7°F. About 40.7 inches of rain and melted snow fall a year, with 11.7 inches of snow (typical Ohio town: 23.8 in). Expect about 17 days a year at 90°F or hotter and 111 nights at or below freezing.
Tornadoes, storms and disasters
30 tornadoes have passed within 10 miles of Troy since 1950, compared with 16 for the typical Ohio town. 5 rated (E)F2 or stronger. The strongest, an EF3, struck on May 27, 2019 about 5.4 miles from the town center. The most recent was on March 14, 2024.
Hail of 1 inch or larger has been reported within 10 miles 31 times; the largest was 2.00 inches on May 27, 1982.
Severe weather in Miami County since 1996
Miami County has been included in 15 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| May 2, 2024 | Tornado | DR-4777: Tornadoes |
| March 31, 2020 | Biological | DR-4507: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3457: Covid-19 |
| June 18, 2019 | Tornado | DR-4447: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslide |
| August 20, 2012 | Severe Storm | DR-4077: Severe Storms And Straight-Line Winds |
Jobs and pay in Miami County
Miami County had 41,603 jobs in 2024, paying an average of $55,221 a year. Unemployment was 3.2% in 2023; in Troy itself the ACS puts it at 4.2%.
Public schools in Troy
9 public schools with 4,060 students, about 18.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Troy High School | 9-12 | 1,222 | 22.2 |
| Concord Elementary School | K-5 | 639 | 18.3 |
| Troy Junior High School | 7-8 | 633 | 15.8 |
| Cookson Elementary School | K-5 | 319 | 17.7 |
| Van Cleve Elementary School | 6-6 | 302 | 21.6 |
| Heywood Elementary School | PK-5 | 281 | 17.6 |
| Hook Elementary School | K-5 | 268 | 14.9 |
| Forest Elementary School | 3-5 | 201 | 14.4 |
| Kyle Elementary School | PK-2 | 195 | 17.7 |
Towns near Troy
- Tipp City, OH5.6 mi · 10,274 people · home $273,500
- Piqua, OH7.4 mi · 20,354 people · home $138,600
- West Milton, OH7.9 mi · 4,697 people · home $141,800
- Covington, OH8.6 mi · 2,548 people · home $175,400
- Union, OH10.8 mi · 6,859 people · home $169,200
- Vandalia, OH11.3 mi · 15,209 people · home $197,000
- New Carlisle, OH12.3 mi · 5,559 people · home $131,800
- Englewood, OH13.0 mi · 13,463 people · home $182,800
Troy questions
Is Troy, Ohio a good place to retire?
On The Town Files lifestyle rankings, Troy scores better for retirees than 62% of Ohio towns and quieter than 27%. 16.6% of residents are 65 or older (median age 37.8).
How much does a house cost in Troy?
The median owner-occupied home in Troy is valued at $217,400 (Census ACS 2020–2024), against a median household income of $68,830, so homes cost about 3.2 times income. Median rent is $1,003 a month.
What is the weather like in Troy?
July highs average 84.3°F and January lows 20.7°F (NOAA 1991–2020 normals). It gets about 40.7 inches of precipitation a year and 11.7 inches of snow.
Does Troy get tornadoes?
30 tornadoes have passed within 10 miles of Troy since 1950 (NOAA Storm Events); the strongest was an EF3 on May 27, 2019. The typical Ohio town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)