The Town FilesWaterford, Wisconsin
Town in Racine County · population 6,514 (2020 Census)
- Median home
- $424,300
- Household income
- $119,224
- Jan low / Jul high
- 12° / 82°
- Snow a year
- 39 in
- Tornadoes ≤10 mi since 1950
- 35
- Median age
- 49.1
Waterford is a town of 6,514 people in Racine County, Wisconsin. The median home is worth $424,300, above the typical Wisconsin town ($256,000). It ranks more of a college town than 89% of Wisconsin towns, more upscale than 89% of Wisconsin towns, better for families than 87% of Wisconsin towns.
How Waterford ranks
Percentile among Wisconsin towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Wisconsin towns.
Homes and cost of living
The median home in Waterford is worth $424,300, above the typical Wisconsin town ($256,000). Homes cost about 3.6 times the median household income of $119,224, which is more affordable than 27% of Wisconsin towns. Median rent is $1,848 a month. 91.0% of households own their home.
| Housing | Waterford | Typical Wisconsin town |
|---|---|---|
| Median home value | $424,300 | $256,000 |
| Median rent | $1,848 | $951 |
| Median household income | $119,224 | $82,217 |
| Home value ÷ income | 3.6× | 3.1× |
| Homeownership | 91.0% | 86.8% |
| Median year built | 1991 | 1978 |
| Seasonal / vacation homes | 2.9% | — |
Who lives in Waterford
| People | Waterford | Typical Wisconsin town |
|---|---|---|
| Median age | 49.1 | 45.1 |
| Age 65 and over | 21.4% | 21.0% |
| Under 18 | 17.8% | — |
| Bachelor's degree or higher | 39.1% | 23.8% |
| Below the poverty line | 4.2% | 7.2% |
| Veterans | 4.4% | — |
| Born outside the U.S. | 2.2% | — |
| Work from home | 17.0% | 10.9% |
| Average commute | 28.0 min | 24.6 min |
| Homes with broadband | 92.4% | 89.1% |
Weather in Waterford
July highs average 82.0°F and January lows 11.6°F. About 36.4 inches of rain and melted snow fall a year, with 38.6 inches of snow (typical Wisconsin town: 45.7 in). Expect about 9 days a year at 90°F or hotter and 154 nights at or below freezing.
Tornadoes, storms and disasters
35 tornadoes have passed within 10 miles of Waterford since 1950, compared with 15 for the typical Wisconsin town. 9 rated (E)F2 or stronger. The strongest, an EF2, struck on July 22, 2010 about 5.5 miles from the town center. The most recent was on April 17, 2026.
Hail of 1 inch or larger has been reported within 10 miles 70 times; the largest was 3.75 inches on August 2, 2015.
Severe weather in Racine County since 1996
Racine County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| June 30, 2026 | Flood | DR-4923: Severe Storms, Tornadoes, And Flooding |
| April 4, 2020 | Biological | DR-4520: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3454: Covid-19 |
| March 11, 2020 | Flood | DR-4477: Severe Winter Storm And Flooding |
| April 5, 2011 | Snowstorm | DR-1966: Severe Winter Storm And Snowstorm |
Jobs and pay in Racine County
Racine County had 76,342 jobs in 2024, paying an average of $61,150 a year. Unemployment was 3.6% in 2023; in Waterford itself the ACS puts it at 3.6%.
Public schools in Waterford
1 public school with 197 students, about 14.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Washington Elementary | PK-8 | 197 | 14.1 |
Towns near Waterford
- Tichigan, WI2.4 mi · 5,277 people · home $445,800
- Waterford, WI2.6 mi · 5,542 people · home $329,800
- Rochester, WI4.2 mi · 3,785 people · home $375,700
- East Troy, WI4.7 mi · 3,992 people · home $369,300
- Wind Lake, WI5.4 mi · 5,355 people · home $386,100
- Mukwonago, WI5.4 mi · 8,262 people · home $366,200
- Norway, WI6.5 mi · 7,916 people · home $412,700
- East Troy, WI7.4 mi · 4,687 people · home $299,600
Waterford questions
Is Waterford, Wisconsin a good place to retire?
On The Town Files lifestyle rankings, Waterford scores better for retirees than 80% of Wisconsin towns and quieter than 27%. 21.4% of residents are 65 or older (median age 49.1).
How much does a house cost in Waterford?
The median owner-occupied home in Waterford is valued at $424,300 (Census ACS 2020–2024), against a median household income of $119,224, so homes cost about 3.6 times income. Median rent is $1,848 a month.
What is the weather like in Waterford?
July highs average 82.0°F and January lows 11.6°F (NOAA 1991–2020 normals). It gets about 36.4 inches of precipitation a year and 38.6 inches of snow.
Does Waterford get tornadoes?
35 tornadoes have passed within 10 miles of Waterford since 1950 (NOAA Storm Events); the strongest was an EF2 on July 22, 2010. The typical Wisconsin town has had 15.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)