The Town Files

Bay Harbor Islands, Florida

Town in Miami-Dade County · population 5,922 (2020 Census)

Map: where Bay Harbor Islands is in FloridaBay Harbor Islands
Median home
$653,500
Household income
$89,663
Jan low / Jul high
61° / 88°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
65
Median age
35.9

Bay Harbor Islands is a town of 5,922 people in Miami-Dade County, Florida. The median home is worth $653,500, above the typical Florida town ($331,600). It ranks hipper than 100% of Florida towns, more seaside character than 100% of Florida towns, more walkable than 99% of Florida towns.

Bay Harbor Islands in our rankings:

How Bay Harbor Islands ranks

Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.

Bay Harbor Islands lifestyle rankings vs other Florida townsRetirement57th pctFamilies50th pctQuiet3rd pctWalkability99th pctFirst-time buyersbottomYoung professionals99th pctVibrancy96th pctHip & trendy100th pctCollege town89th pctUpscale85th pctVacation homes94th pctSeaside character100th pctCyclingbottomTransit99th pctDriving6th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Bay Harbor Islands is worth $653,500, above the typical Florida town ($331,600). Homes cost about 7.3 times the median household income of $89,663, which is more affordable than 8% of Florida towns. Median rent is $2,442 a month. 48.9% of households own their home.

Bay Harbor Islands vs Miami-Dade County vs typical Florida townBay Harbor IslandsMiami-Dade CountyTypical Florida townHome value$653,500$463,000$331,600Household income$89,663$71,753$71,140Monthly rent$2,442$1,829$1,569
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Florida towns with 500+ people.
HousingBay Harbor IslandsTypical Florida town
Median home value$653,500$331,600
Median rent$2,442$1,569
Median household income$89,663$71,140
Home value ÷ income7.3×4.5×
Homeownership48.9%73.5%
Median year built19701985
Seasonal / vacation homes13.6%—

Who lives in Bay Harbor Islands

PeopleBay Harbor IslandsTypical Florida town
Median age35.942.8
Age 65 and over15.6%20.2%
Under 1831.1%—
Bachelor's degree or higher56.5%28.8%
Below the poverty line5.4%11.3%
Veterans1.8%—
Born outside the U.S.51.4%—
Work from home30.5%13.5%
Average commute30.6 min27.5 min
Homes with broadband93.3%92.4%

Weather in Bay Harbor Islands

July highs average 87.8°F and January lows 61.2°F. About 57.2 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 30 days a year at 90°F or hotter and 0 nights at or below freezing.

Bay Harbor Islands monthly temperatures and precipitation60°70°80°90°74°61°Jan75°63°Feb77°65°Mar80°70°Apr83°74°May86°77°Jun88°78°Jul88°78°Aug87°77°Sep84°74°Oct79°69°Nov76°65°DecPrecipitation (in)2.32.32.53.44.97.86.07.58.46.53.32.3
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Miami Beach station (5.7 mi away).

Tornadoes, storms and disasters

65 tornadoes have passed within 10 miles of Bay Harbor Islands since 1950, compared with 35 for the typical Florida town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on June 17, 1959 about 2.3 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 143 injuries since 1950. The most recent was on April 21, 2023.

Tornadoes within 10 miles of Bay Harbor Islands by decade41950s71960s31970s111980s141990s202000s22010s42020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 34 times; the largest was 4.00 inches on March 29, 1963.

Severe weather in Miami-Dade County since 1996

Storm events in Miami-Dade County since 1996 by typeHail204Flood115Drought117Tornado73Lightning74Waterspout74Flash Flood61Rip Current47
NOAA Storm Events Database, Miami-Dade County, 1996–2026 (all event types recorded since 1996). 71 deaths recorded.

Miami-Dade County has been included in 43 federal disaster or emergency declarations since 1953, most often for fire, other, tornado.

DeclaredIncidentDeclaration
October 11, 2024HurricaneDR-4834: Hurricane Milton
October 7, 2024HurricaneEM-3622: Hurricane Milton
December 13, 2022HurricaneDR-4680: Hurricane Nicole
November 8, 2022Tropical StormEM-3587: Tropical Storm Nicole
September 29, 2022HurricaneDR-4673: Hurricane Ian

Jobs and pay in Miami-Dade County

Miami-Dade County had 1,257,569 jobs in 2024, paying an average of $77,609 a year. Unemployment was 1.8% in 2023; in Bay Harbor Islands itself the ACS puts it at 3.2%.

Largest industries in Miami-Dade CountyHealth care & social assistan…174,494 jobs · $69,789Retail141,502 jobs · $50,481Hotels & restaurants132,352 jobs · $41,505Professional & technical serv…98,839 jobs · $123,827Transportation & warehousing93,155 jobs · $79,468Administrative & support74,922 jobs · $53,977
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Miami-Dade County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Miami-Dade 1.8%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Bay Harbor Islands

1 public school with 1,241 students, about 18.5 students per teacher.

SchoolGradesStudentsPer teacher
RUTH K. BROAD BAY HARBOR K-8 CENTERPK-81,24118.5

Towns near Bay Harbor Islands

Bay Harbor Islands questions

Is Bay Harbor Islands, Florida a good place to retire?

On The Town Files lifestyle rankings, Bay Harbor Islands scores better for retirees than 57% of Florida towns and quieter than 3%. 15.6% of residents are 65 or older (median age 35.9).

How much does a house cost in Bay Harbor Islands?

The median owner-occupied home in Bay Harbor Islands is valued at $653,500 (Census ACS 2020–2024), against a median household income of $89,663, so homes cost about 7.3 times income. Median rent is $2,442 a month.

What is the weather like in Bay Harbor Islands?

July highs average 87.8°F and January lows 61.2°F (NOAA 1991–2020 normals). It gets about 57.2 inches of precipitation a year and 0.0 inches of snow.

Does Bay Harbor Islands get tornadoes?

65 tornadoes have passed within 10 miles of Bay Harbor Islands since 1950 (NOAA Storm Events); the strongest was a F3 on June 17, 1959. The typical Florida town has had 35.

How this page is made. Every number comes from public data, matched to Bay Harbor Islands's Census boundary (GEOID 1203975). Comparisons use the median of Florida towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.