The Town FilesBig Coppitt Key, Florida
Community in Monroe County · population 2,869 (2020 Census)
- Median home
- $534,500
- Household income
- $105,139
- Jan low / Jul high
- 66° / 90°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 24
- Median age
- 42.8
Big Coppitt Key is a community of 2,869 people in Monroe County, Florida. The median home is worth $534,500, above the typical Florida town ($331,600). It ranks easier by car than 86% of Florida towns, better for a vacation home than 85% of Florida towns, better for young professionals than 70% of Florida towns.
How Big Coppitt Key ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Big Coppitt Key is worth $534,500, above the typical Florida town ($331,600). Homes cost about 5.1 times the median household income of $105,139, which is more affordable than 36% of Florida towns. Median rent is $2,420 a month. 62.9% of households own their home.
| Housing | Big Coppitt Key | Typical Florida town |
|---|---|---|
| Median home value | $534,500 | $331,600 |
| Median rent | $2,420 | $1,569 |
| Median household income | $105,139 | $71,140 |
| Home value ÷ income | 5.1× | 4.5× |
| Homeownership | 62.9% | 73.5% |
| Median year built | 1988 | 1985 |
| Seasonal / vacation homes | 19.9% | — |
Who lives in Big Coppitt Key
| People | Big Coppitt Key | Typical Florida town |
|---|---|---|
| Median age | 42.8 | 42.8 |
| Age 65 and over | 16.2% | 20.2% |
| Under 18 | 19.3% | — |
| Bachelor's degree or higher | 23.8% | 28.8% |
| Below the poverty line | 4.7% | 11.3% |
| Veterans | 10.3% | — |
| Born outside the U.S. | 11.8% | — |
| Work from home | 2.1% | 13.5% |
| Average commute | 23.6 min | 27.5 min |
| Homes with broadband | 88.7% | 92.4% |
Weather in Big Coppitt Key
July highs average 89.5°F and January lows 65.7°F. About 43.6 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 80 days a year at 90°F or hotter and 0 nights at or below freezing.
Tornadoes, storms and disasters
24 tornadoes have passed within 10 miles of Big Coppitt Key since 1950, compared with 35 for the typical Florida town. 3 rated (E)F2 or stronger. The strongest, an F2, struck on June 18, 1972 about 3.3 miles from the town center. The most recent was on October 8, 2024.
Hail of 1 inch or larger has been reported within 10 miles 4 times; the largest was 1.75 inches on April 27, 2003.
Severe weather in Monroe County since 1996
Monroe County has been included in 47 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Monroe County
Monroe County had 47,058 jobs in 2024, paying an average of $58,702 a year. Unemployment was 1.9% in 2023; in Big Coppitt Key itself the ACS puts it at 3.8%.
Towns near Big Coppitt Key
- Stock Island, FL5.6 mi · 4,722 people · home $517,500
- Key West, FL7.8 mi · 26,444 people · home $852,400
- Big Pine Key, FL19.6 mi · 4,521 people · home $637,000
Big Coppitt Key questions
Is Big Coppitt Key, Florida a good place to retire?
On The Town Files lifestyle rankings, Big Coppitt Key scores better for retirees than 39% of Florida towns and quieter than 41%. 16.2% of residents are 65 or older (median age 42.8).
How much does a house cost in Big Coppitt Key?
The median owner-occupied home in Big Coppitt Key is valued at $534,500 (Census ACS 2020–2024), against a median household income of $105,139, so homes cost about 5.1 times income. Median rent is $2,420 a month.
What is the weather like in Big Coppitt Key?
July highs average 89.5°F and January lows 65.7°F (NOAA 1991–2020 normals). It gets about 43.6 inches of precipitation a year and 0.0 inches of snow.
Does Big Coppitt Key get tornadoes?
24 tornadoes have passed within 10 miles of Big Coppitt Key since 1950 (NOAA Storm Events); the strongest was a F2 on June 18, 1972. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)