The Town FilesBay County, Florida
186,393 people. The median home is worth $310,500 (typical Florida town: $331,600) and the median household earns $73,533.
Towns in Bay County
| Town | People | Median home | Income | Median age |
|---|---|---|---|---|
| Panama City | 32,939 | $268,900 | $62,265 | 39.5 |
| Lynn Haven | 18,695 | $320,000 | $80,973 | 37.3 |
| Panama City Beach | 18,094 | $441,300 | $80,941 | 45.4 |
| Upper Grand Lagoon | 15,778 | $373,200 | $82,157 | 45.8 |
| Callaway | 13,045 | $250,300 | $65,609 | 35.2 |
| Springfield | 8,075 | $188,600 | $54,462 | 38.0 |
| Lower Grand Lagoon | 4,398 | $397,200 | $74,044 | 55.8 |
| Laguna Beach | 4,330 | $438,100 | $76,607 | 57.0 |
| Parker | 4,010 | $224,200 | $69,657 | 38.4 |
| Cedar Grove | 3,148 | $176,100 | $74,625 | 37.3 |
| Pretty Bayou | 2,911 | $298,900 | $85,208 | 52.3 |
People and housing
| Bay County | Typical Florida town | |
|---|---|---|
| Median home value | $310,500 | $331,600 |
| Median rent | $1,484 | $1,569 |
| Median household income | $73,533 | $71,140 |
| Median age | 41.0 | 42.8 |
| Bachelor's degree or higher | 29.6% | 28.8% |
| Below the poverty line | 11.9% | 11.3% |
Jobs and pay
82,632 jobs in 2024, average pay $53,407 a year.
Storms since 1996
NOAA recorded 802 storm events in Bay County from 1996 to 2026, with 113 deaths.
Federal disaster declarations
Bay County has been included in 51 FEMA declarations since 1953.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
| August 3, 2024 | Tropical Storm | EM-3605: Tropical Storm Debby |
Sources: U.S. Census Bureau ACS 2020–2024; BLS QCEW and LAUS; NOAA Storm Events; FEMA OpenFEMA (not endorsed by FEMA).