The Town Files

Crystal Lake, Florida

Community in Polk County · population 5,768 (2020 Census)

Map: where Crystal Lake is in FloridaCrystal Lake
Median home
$205,600
Household income
$49,424
Jan low / Jul high
51° / 92°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
64
Median age
39.4

Crystal Lake is a community of 5,768 people in Polk County, Florida. The median home is worth $205,600, below the typical Florida town ($331,600). It ranks better for first-time buyers than 89% of Florida towns, more walkable than 80% of Florida towns, better for cycling than 75% of Florida towns.

How Crystal Lake ranks

Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.

Crystal Lake lifestyle rankings vs other Florida townsRetirement5th pctFamilies7th pctQuiet8th pctWalkability80th pctFirst-time buyers89th pctYoung professionals58th pctVibrancy66th pctHip & trendy61st pctCollege town71st pctUpscale5th pctVacation homesbottomSeaside characterbottomCycling75th pctTransitbottomDriving58th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Crystal Lake is worth $205,600, below the typical Florida town ($331,600). Homes cost about 4.2 times the median household income of $49,424, which is more affordable than 61% of Florida towns. Median rent is $1,181 a month. 46.2% of households own their home.

Crystal Lake vs Polk County vs typical Florida townCrystal LakePolk CountyTypical Florida townHome value$205,600$266,500$331,600Household income$49,424$65,978$71,140Monthly rent$1,181$1,363$1,569
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Florida towns with 500+ people.
HousingCrystal LakeTypical Florida town
Median home value$205,600$331,600
Median rent$1,181$1,569
Median household income$49,424$71,140
Home value ÷ income4.2×4.5×
Homeownership46.2%73.5%
Median year built19741985
Seasonal / vacation homes5.5%—

Who lives in Crystal Lake

PeopleCrystal LakeTypical Florida town
Median age39.442.8
Age 65 and over11.6%20.2%
Under 1825.2%—
Bachelor's degree or higher10.1%28.8%
Below the poverty line26.3%11.3%
Veterans4.7%—
Born outside the U.S.14.5%—
Work from home2.2%13.5%
Average commute29.2 min27.5 min
Homes with broadband84.7%92.4%

Weather in Crystal Lake

July highs average 92.1°F and January lows 50.6°F. About 56.8 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 119 days a year at 90°F or hotter and 3 nights at or below freezing.

Crystal Lake monthly temperatures and precipitation50°60°70°80°90°100°74°51°Jan77°53°Feb80°57°Mar85°61°Apr90°67°May91°72°Jun92°74°Jul92°74°Aug90°73°Sep86°67°Oct80°59°Nov76°54°DecPrecipitation (in)3.02.33.12.83.88.78.89.17.63.01.92.6
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Lakeland 2 station (7.6 mi away).

Tornadoes, storms and disasters

64 tornadoes have passed within 10 miles of Crystal Lake since 1950, compared with 35 for the typical Florida town. 5 rated (E)F2 or stronger. The strongest, an F4, struck on April 4, 1966 about 6.8 miles from the town center and killed 8. Tornadoes within 10 miles have caused 8 deaths and 461 injuries since 1950. The most recent was on April 11, 2021.

Tornadoes within 10 miles of Crystal Lake by decade51950s71960s101970s81980s171990s102000s52010s22020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 40 times; the largest was 2.00 inches on May 22, 1997.

Severe weather in Polk County since 1996

Storm events in Polk County since 1996 by typeHail206Flood30Tornado63Wildfire15Dense Fog54Lightning42Heavy Rain17Flash Flood8
NOAA Storm Events Database, Polk County, 1996–2026 (all event types recorded since 1996). 22 deaths recorded.

Polk County has been included in 42 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.

DeclaredIncidentDeclaration
October 11, 2024HurricaneDR-4834: Hurricane Milton
October 7, 2024HurricaneEM-3622: Hurricane Milton
August 10, 2024Tropical StormDR-4806: Hurricane Debby
August 3, 2024Tropical StormEM-3605: Tropical Storm Debby
August 31, 2023HurricaneDR-4734: Hurricane Idalia

Jobs and pay in Polk County

Polk County had 260,590 jobs in 2024, paying an average of $55,697 a year. Unemployment was 3.7% in 2023; in Crystal Lake itself the ACS puts it at 4.1%.

Largest industries in Polk CountyHealth care & social assistan…34,979 jobs · $61,302Retail31,939 jobs · $38,548Transportation & warehousing28,758 jobs · $53,959Hotels & restaurants21,705 jobs · $25,533Manufacturing19,343 jobs · $72,412Administrative & support18,421 jobs · $43,732
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Polk County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Polk 3.7%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Crystal Lake

Crystal Lake questions

Is Crystal Lake, Florida a good place to retire?

On The Town Files lifestyle rankings, Crystal Lake scores better for retirees than 5% of Florida towns and quieter than 8%. 11.6% of residents are 65 or older (median age 39.4).

How much does a house cost in Crystal Lake?

The median owner-occupied home in Crystal Lake is valued at $205,600 (Census ACS 2020–2024), against a median household income of $49,424, so homes cost about 4.2 times income. Median rent is $1,181 a month.

What is the weather like in Crystal Lake?

July highs average 92.1°F and January lows 50.6°F (NOAA 1991–2020 normals). It gets about 56.8 inches of precipitation a year and 0.0 inches of snow.

Does Crystal Lake get tornadoes?

64 tornadoes have passed within 10 miles of Crystal Lake since 1950 (NOAA Storm Events); the strongest was a F4 on April 4, 1966. The typical Florida town has had 35.

How this page is made. Every number comes from public data, matched to Crystal Lake's Census boundary (GEOID 1215725). Comparisons use the median of Florida towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.