The Town FilesHernando, Florida
Community in Citrus County · population 9,284 (2020 Census)
- Median home
- $209,700
- Household income
- $43,076
- Jan low / Jul high
- 43° / 91°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 22
- Median age
- 59.9
Hernando is a community of 9,284 people in Citrus County, Florida. The median home is worth $209,700, below the typical Florida town ($331,600). It ranks quieter than 94% of Florida towns, better for a vacation home than 71% of Florida towns.
How Hernando ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Hernando is worth $209,700, below the typical Florida town ($331,600). Homes cost about 4.9 times the median household income of $43,076, which is more affordable than 41% of Florida towns. Median rent is $964 a month. 85.0% of households own their home.
| Housing | Hernando | Typical Florida town |
|---|---|---|
| Median home value | $209,700 | $331,600 |
| Median rent | $964 | $1,569 |
| Median household income | $43,076 | $71,140 |
| Home value ÷ income | 4.9× | 4.5× |
| Homeownership | 85.0% | 73.5% |
| Median year built | 1986 | 1985 |
| Seasonal / vacation homes | 10.3% | — |
Who lives in Hernando
| People | Hernando | Typical Florida town |
|---|---|---|
| Median age | 59.9 | 42.8 |
| Age 65 and over | 38.5% | 20.2% |
| Under 18 | 14.2% | — |
| Bachelor's degree or higher | 15.4% | 28.8% |
| Below the poverty line | 21.1% | 11.3% |
| Veterans | 14.9% | — |
| Born outside the U.S. | 3.6% | — |
| Work from home | 15.0% | 13.5% |
| Average commute | 31.6 min | 27.5 min |
| Homes with broadband | 87.8% | 92.4% |
Weather in Hernando
July highs average 90.6°F and January lows 42.6°F. About 52.4 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 112 days a year at 90°F or hotter and 16 nights at or below freezing.
Tornadoes, storms and disasters
22 tornadoes have passed within 10 miles of Hernando since 1950, compared with 35 for the typical Florida town. 5 rated (E)F2 or stronger. The strongest, an F3, struck on April 9, 1983 about 7.7 miles from the town center and killed 3. Tornadoes within 10 miles have caused 3 deaths and 5 injuries since 1950. The most recent was on March 12, 2022.
Hail of 1 inch or larger has been reported within 10 miles 21 times; the largest was 2.00 inches on May 18, 2003.
Severe weather in Citrus County since 1996
Citrus County has been included in 41 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
Jobs and pay in Citrus County
Citrus County had 34,702 jobs in 2024, paying an average of $48,953 a year. Unemployment was 4.5% in 2023; in Hernando itself the ACS puts it at 10.6%.
Public schools in Hernando
2 public schools with 1,483 students, about 17.0 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| HERNANDO ELEMENTARY SCHOOL | PK-5 | 785 | 16.0 |
| FOREST RIDGE ELEMENTARY SCHOOL | PK-5 | 698 | 18.4 |
Towns near Hernando
- Beverly Hills, FL4.5 mi · 9,961 people · home $164,500
- Citrus Springs, FL4.8 mi · 10,246 people · home $240,000
- Citrus Hills, FL5.2 mi · 9,302 people · home $436,600
- Pine Ridge, FL5.2 mi · 11,042 people · home $384,800
- Inverness Highlands North, FL6.3 mi · 2,707 people · home $212,700
- Inverness, FL8.2 mi · 7,543 people · home $203,000
- Rainbow Springs, FL10.3 mi · 5,091 people · home $310,600
- Lecanto, FL11.0 mi · 6,301 people · home $316,900
Hernando questions
Is Hernando, Florida a good place to retire?
On The Town Files lifestyle rankings, Hernando scores better for retirees than 69% of Florida towns and quieter than 94%. 38.5% of residents are 65 or older (median age 59.9).
How much does a house cost in Hernando?
The median owner-occupied home in Hernando is valued at $209,700 (Census ACS 2020–2024), against a median household income of $43,076, so homes cost about 4.9 times income. Median rent is $964 a month.
What is the weather like in Hernando?
July highs average 90.6°F and January lows 42.6°F (NOAA 1991–2020 normals). It gets about 52.4 inches of precipitation a year and 0.0 inches of snow.
Does Hernando get tornadoes?
22 tornadoes have passed within 10 miles of Hernando since 1950 (NOAA Storm Events); the strongest was a F3 on April 9, 1983. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)