The Town FilesKeystone, Florida
Community in Hillsborough County · population 25,211 (2020 Census)
- Median home
- $653,500
- Household income
- $161,056
- Jan low / Jul high
- 51° / 91°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 57
- Median age
- 46.9
Keystone is a community of 25,211 people in Hillsborough County, Florida. The median home is worth $653,500, above the typical Florida town ($331,600). It ranks better for families than 99% of Florida towns, more upscale than 99% of Florida towns, better for retirees than 76% of Florida towns.
How Keystone ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Keystone is worth $653,500, above the typical Florida town ($331,600). Homes cost about 4.1 times the median household income of $161,056, which is more affordable than 65% of Florida towns. Median rent is $2,238 a month. 92.1% of households own their home.
| Housing | Keystone | Typical Florida town |
|---|---|---|
| Median home value | $653,500 | $331,600 |
| Median rent | $2,238 | $1,569 |
| Median household income | $161,056 | $71,140 |
| Home value ÷ income | 4.1× | 4.5× |
| Homeownership | 92.1% | 73.5% |
| Median year built | 1999 | 1985 |
| Seasonal / vacation homes | 1.8% | — |
Who lives in Keystone
| People | Keystone | Typical Florida town |
|---|---|---|
| Median age | 46.9 | 42.8 |
| Age 65 and over | 17.4% | 20.2% |
| Under 18 | 25.2% | — |
| Bachelor's degree or higher | 61.5% | 28.8% |
| Below the poverty line | 3.9% | 11.3% |
| Veterans | 8.3% | — |
| Born outside the U.S. | 13.7% | — |
| Work from home | 32.1% | 13.5% |
| Average commute | 31.4 min | 27.5 min |
| Homes with broadband | 97.0% | 92.4% |
Weather in Keystone
July highs average 90.6°F and January lows 50.7°F. About 54.3 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 95 days a year at 90°F or hotter and 2 nights at or below freezing.
Tornadoes, storms and disasters
57 tornadoes have passed within 10 miles of Keystone since 1950, compared with 35 for the typical Florida town. 4 rated (E)F2 or stronger. The strongest, an F2, struck on July 12, 1992 about 8.8 miles from the town center. The most recent was on May 24, 2026.
Hail of 1 inch or larger has been reported within 10 miles 28 times; the largest was 2.00 inches on May 18, 2003.
Severe weather in Hillsborough County since 1996
Hillsborough County has been included in 47 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Hillsborough County
Hillsborough County had 789,442 jobs in 2024, paying an average of $75,256 a year. Unemployment was 2.9% in 2023; in Keystone itself the ACS puts it at 3.2%.
Towns near Keystone
- Trinity, FL4.4 mi · 11,924 people · home $459,800
- Citrus Park, FL4.8 mi · 28,178 people · home $385,000
- Westchase, FL4.9 mi · 25,952 people · home $559,500
- East Lake, FL4.9 mi · 32,344 people · home $488,000
- Northdale, FL5.1 mi · 23,033 people · home $418,900
- Odessa, FL5.2 mi · 8,080 people · home $497,100
- Cheval, FL5.7 mi · 12,522 people · home $525,700
- Oldsmar, FL6.7 mi · 14,898 people · home $380,300
Keystone questions
Is Keystone, Florida a good place to retire?
On The Town Files lifestyle rankings, Keystone scores better for retirees than 76% of Florida towns and quieter than 65%. 17.4% of residents are 65 or older (median age 46.9).
How much does a house cost in Keystone?
The median owner-occupied home in Keystone is valued at $653,500 (Census ACS 2020–2024), against a median household income of $161,056, so homes cost about 4.1 times income. Median rent is $2,238 a month.
What is the weather like in Keystone?
July highs average 90.6°F and January lows 50.7°F (NOAA 1991–2020 normals). It gets about 54.3 inches of precipitation a year and 0.0 inches of snow.
Does Keystone get tornadoes?
57 tornadoes have passed within 10 miles of Keystone since 1950 (NOAA Storm Events); the strongest was a F2 on July 12, 1992. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)