The Town FilesMiramar Beach, Florida
Community in Walton County · population 8,002 (2020 Census)
- Median home
- $733,000
- Household income
- $103,250
- Jan low / Jul high
- 45° / 91°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 20
- Median age
- 59.5
Miramar Beach is a community of 8,002 people in Walton County, Florida. The median home is worth $733,000, above the typical Florida town ($331,600). It ranks better for a vacation home than 95% of Florida towns, better for retirees than 92% of Florida towns, more seaside character than 87% of Florida towns.
How Miramar Beach ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Miramar Beach is worth $733,000, above the typical Florida town ($331,600). Homes cost about 7.1 times the median household income of $103,250, which is more affordable than 9% of Florida towns. Median rent is $2,250 a month. 81.9% of households own their home.
| Housing | Miramar Beach | Typical Florida town |
|---|---|---|
| Median home value | $733,000 | $331,600 |
| Median rent | $2,250 | $1,569 |
| Median household income | $103,250 | $71,140 |
| Home value ÷ income | 7.1× | 4.5× |
| Homeownership | 81.9% | 73.5% |
| Median year built | 1997 | 1985 |
| Seasonal / vacation homes | 51.9% | — |
Who lives in Miramar Beach
| People | Miramar Beach | Typical Florida town |
|---|---|---|
| Median age | 59.5 | 42.8 |
| Age 65 and over | 38.3% | 20.2% |
| Under 18 | 10.1% | — |
| Bachelor's degree or higher | 52.5% | 28.8% |
| Below the poverty line | 4.5% | 11.3% |
| Veterans | 6.4% | — |
| Born outside the U.S. | 8.7% | — |
| Work from home | 24.5% | 13.5% |
| Average commute | 22.9 min | 27.5 min |
| Homes with broadband | 93.0% | 92.4% |
Weather in Miramar Beach
July highs average 90.9°F and January lows 45.3°F. About 55.4 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 50 days a year at 90°F or hotter and 6 nights at or below freezing.
Tornadoes, storms and disasters
20 tornadoes have passed within 10 miles of Miramar Beach since 1950, compared with 35 for the typical Florida town. 3 rated (E)F2 or stronger. The strongest, an EF2, struck on January 22, 2023 about 2.4 miles from the town center. The most recent was on May 25, 2026.
Hail of 1 inch or larger has been reported within 10 miles 4 times; the largest was 1.75 inches on March 29, 1972.
Severe weather in Walton County since 1996
Walton County has been included in 44 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Walton County
Walton County had 34,785 jobs in 2024, paying an average of $56,144 a year. Unemployment was 2.8% in 2023; in Miramar Beach itself the ACS puts it at 5.7%.
Public schools in Miramar Beach
2 public schools with 950 students, about 14.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| VAN R. BUTLER ELEMENTARY SCHOOL | K-5 | 950 | 14.4 |
| CONTRACTED RESIDENTIAL SERVICES | 6-12 | — | — |
Towns near Miramar Beach
- Destin, FL7.7 mi · 13,931 people · home $490,300
- Valparaiso, FL12.5 mi · 4,752 people · home $394,700
- Niceville, FL12.7 mi · 15,772 people · home $423,500
- Eglin AFB, FL13.4 mi · 3,006 people · home —
- Lake Lorraine, FL13.8 mi · 7,142 people · home $434,500
- Freeport, FL15.0 mi · 5,861 people · home $407,800
- Ocean City, FL16.2 mi · 6,314 people · home $303,900
- Fort Walton Beach, FL16.8 mi · 20,922 people · home $321,800
Miramar Beach questions
Is Miramar Beach, Florida a good place to retire?
On The Town Files lifestyle rankings, Miramar Beach scores better for retirees than 92% of Florida towns and quieter than 73%. 38.3% of residents are 65 or older (median age 59.5).
How much does a house cost in Miramar Beach?
The median owner-occupied home in Miramar Beach is valued at $733,000 (Census ACS 2020–2024), against a median household income of $103,250, so homes cost about 7.1 times income. Median rent is $2,250 a month.
What is the weather like in Miramar Beach?
July highs average 90.9°F and January lows 45.3°F (NOAA 1991–2020 normals). It gets about 55.4 inches of precipitation a year and 0.0 inches of snow.
Does Miramar Beach get tornadoes?
20 tornadoes have passed within 10 miles of Miramar Beach since 1950 (NOAA Storm Events); the strongest was an EF2 on January 22, 2023. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)