The Town FilesMonticello, Florida
City in Jefferson County · population 2,589 (2020 Census)
- Median home
- $211,000
- Household income
- $46,343
- Jan low / Jul high
- 40° / 91°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 13
- Median age
- 44.2
Monticello is a city of 2,589 people in Jefferson County, Florida. The median home is worth $211,000, below the typical Florida town ($331,600). It ranks quieter than 81% of Florida towns.
How Monticello ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Monticello is worth $211,000, below the typical Florida town ($331,600). Homes cost about 4.6 times the median household income of $46,343, which is more affordable than 49% of Florida towns. Median rent is $799 a month. 66.3% of households own their home.
| Housing | Monticello | Typical Florida town |
|---|---|---|
| Median home value | $211,000 | $331,600 |
| Median rent | $799 | $1,569 |
| Median household income | $46,343 | $71,140 |
| Home value ÷ income | 4.6× | 4.5× |
| Homeownership | 66.3% | 73.5% |
| Median year built | 1976 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Monticello
| People | Monticello | Typical Florida town |
|---|---|---|
| Median age | 44.2 | 42.8 |
| Age 65 and over | 27.3% | 20.2% |
| Under 18 | 19.7% | — |
| Bachelor's degree or higher | 24.3% | 28.8% |
| Below the poverty line | 23.3% | 11.3% |
| Veterans | 7.9% | — |
| Born outside the U.S. | 1.2% | — |
| Work from home | 10.5% | 13.5% |
| Average commute | 22.8 min | 27.5 min |
| Homes with broadband | 72.2% | 92.4% |
Weather in Monticello
July highs average 90.7°F and January lows 40.3°F. About 59.9 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 78 days a year at 90°F or hotter and 26 nights at or below freezing.
Tornadoes, storms and disasters
13 tornadoes have passed within 10 miles of Monticello since 1950, compared with 35 for the typical Florida town. 1 rated (E)F2 or stronger. The strongest, an EF2, struck on March 3, 2019 about 6.8 miles from the town center. The most recent was on March 9, 2024.
Hail of 1 inch or larger has been reported within 10 miles 11 times; the largest was 2.00 inches on March 29, 1972.
Severe weather in Jefferson County since 1996
Jefferson County has been included in 41 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Jefferson County
Jefferson County had 3,060 jobs in 2024, paying an average of $47,974 a year. Unemployment was 3.2% in 2023; in Monticello itself the ACS puts it at 0.2%.
Public schools in Monticello
3 public schools with 705 students, about 14.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| JEFFERSON SCHOOLS K-12 | PK-12 | 663 | 14.1 |
| TURNING POINT | 4-12 | 42 | 42.0 |
| BABIES/TAP | 6-12 | — | — |
Towns near Monticello
- Bradfordville, FL19.9 mi · 19,183 people · home $383,300
- Thomasville, GA21.5 mi · 18,881 people · home $205,200
- Tallahassee, FL23.4 mi · 196,169 people · home $294,400
- Quitman, GA25.0 mi · 4,064 people · home $110,700
- Madison, FL27.7 mi · 2,912 people · home $78,500
- Woodville, FL28.4 mi · 4,097 people · home $164,800
Monticello questions
Is Monticello, Florida a good place to retire?
On The Town Files lifestyle rankings, Monticello scores better for retirees than 45% of Florida towns and quieter than 81%. 27.3% of residents are 65 or older (median age 44.2).
How much does a house cost in Monticello?
The median owner-occupied home in Monticello is valued at $211,000 (Census ACS 2020–2024), against a median household income of $46,343, so homes cost about 4.6 times income. Median rent is $799 a month.
What is the weather like in Monticello?
July highs average 90.7°F and January lows 40.3°F (NOAA 1991–2020 normals). It gets about 59.9 inches of precipitation a year and 0.0 inches of snow.
Does Monticello get tornadoes?
13 tornadoes have passed within 10 miles of Monticello since 1950 (NOAA Storm Events); the strongest was an EF2 on March 3, 2019. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)