The Town FilesPoint Baker, Florida
Community in Santa Rosa County · population 3,443 (2020 Census)
- Median home
- $213,000
- Household income
- $64,769
- Jan low / Jul high
- 42° / 93°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 41
- Median age
- 31.7
Point Baker is a community of 3,443 people in Santa Rosa County, Florida. The median home is worth $213,000, below the typical Florida town ($331,600).
How Point Baker ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Point Baker is worth $213,000, below the typical Florida town ($331,600). Homes cost about 3.3 times the median household income of $64,769, which is more affordable than 86% of Florida towns. Median rent is $1,145 a month. 66.4% of households own their home.
| Housing | Point Baker | Typical Florida town |
|---|---|---|
| Median home value | $213,000 | $331,600 |
| Median rent | $1,145 | $1,569 |
| Median household income | $64,769 | $71,140 |
| Home value ÷ income | 3.3× | 4.5× |
| Homeownership | 66.4% | 73.5% |
| Median year built | 1992 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Point Baker
| People | Point Baker | Typical Florida town |
|---|---|---|
| Median age | 31.7 | 42.8 |
| Age 65 and over | 9.8% | 20.2% |
| Under 18 | 22.6% | — |
| Bachelor's degree or higher | 19.6% | 28.8% |
| Below the poverty line | 26.1% | 11.3% |
| Veterans | 11.7% | — |
| Born outside the U.S. | 5.2% | — |
| Work from home | 10.7% | 13.5% |
| Average commute | 26.8 min | 27.5 min |
| Homes with broadband | 92.3% | 92.4% |
Weather in Point Baker
July highs average 92.7°F and January lows 41.9°F. About 66.4 inches of rain and melted snow fall a year, with 0.1 inches of snow (typical Florida town: 0.0 in). Expect about 100 days a year at 90°F or hotter and 21 nights at or below freezing.
Tornadoes, storms and disasters
41 tornadoes have passed within 10 miles of Point Baker since 1950, compared with 35 for the typical Florida town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on March 31, 1962 about 2.5 miles from the town center and killed 17. Tornadoes within 10 miles have caused 17 deaths and 104 injuries since 1950. The most recent was on May 10, 2024.
Hail of 1 inch or larger has been reported within 10 miles 20 times; the largest was 2.75 inches on March 26, 2005.
Severe weather in Santa Rosa County since 1996
Santa Rosa County has been included in 45 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Santa Rosa County
Santa Rosa County had 43,548 jobs in 2024, paying an average of $51,217 a year. Unemployment was 2.8% in 2023; in Point Baker itself the ACS puts it at 10.1%.
Towns near Point Baker
- Milton, FL3.9 mi · 10,197 people · home $233,100
- Pea Ridge, FL6.7 mi · 3,787 people · home $220,800
- East Milton, FL7.1 mi · 14,309 people · home $212,900
- Bagdad, FL7.1 mi · 4,467 people · home $227,900
- Pace, FL8.3 mi · 24,684 people · home $293,800
- Wallace, FL8.6 mi · 3,868 people · home $400,700
- Ferry Pass, FL14.0 mi · 29,921 people · home $260,100
- Gonzalez, FL15.5 mi · 14,586 people · home $278,300
Point Baker questions
Is Point Baker, Florida a good place to retire?
On The Town Files lifestyle rankings, Point Baker scores better for retirees than 33% of Florida towns and quieter than 56%. 9.8% of residents are 65 or older (median age 31.7).
How much does a house cost in Point Baker?
The median owner-occupied home in Point Baker is valued at $213,000 (Census ACS 2020–2024), against a median household income of $64,769, so homes cost about 3.3 times income. Median rent is $1,145 a month.
What is the weather like in Point Baker?
July highs average 92.7°F and January lows 41.9°F (NOAA 1991–2020 normals). It gets about 66.4 inches of precipitation a year and 0.1 inches of snow.
Does Point Baker get tornadoes?
41 tornadoes have passed within 10 miles of Point Baker since 1950 (NOAA Storm Events); the strongest was a F3 on March 31, 1962. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)