The Town FilesAinaloa, Hawaii
Community in Hawaii County · population 3,609 (2020 Census)
- Median home
- $228,300
- Household income
- $58,918
- Jan low / Jul high
- 56° / 77°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 0
- Median age
- 42.7
Ainaloa is a community of 3,609 people in Hawaii County, Hawaii. The median home is worth $228,300, below the typical Hawaii town ($802,600). It ranks better for first-time buyers than 71% of Hawaii towns.
How Ainaloa ranks
Percentile among Hawaii towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Hawaii towns.
Homes and cost of living
The median home in Ainaloa is worth $228,300, below the typical Hawaii town ($802,600). Homes cost about 3.9 times the median household income of $58,918, which is more affordable than 97% of Hawaii towns. Median rent is $1,358 a month. 82.4% of households own their home.
| Housing | Ainaloa | Typical Hawaii town |
|---|---|---|
| Median home value | $228,300 | $802,600 |
| Median rent | $1,358 | $1,931 |
| Median household income | $58,918 | $95,243 |
| Home value ÷ income | 3.9× | 7.7× |
| Homeownership | 82.4% | 71.0% |
| Median year built | 1994 | 1983 |
| Seasonal / vacation homes | 2.4% | — |
Who lives in Ainaloa
| People | Ainaloa | Typical Hawaii town |
|---|---|---|
| Median age | 42.7 | 42.2 |
| Age 65 and over | 24.3% | 21.1% |
| Under 18 | 21.6% | — |
| Bachelor's degree or higher | 10.0% | 30.4% |
| Below the poverty line | 26.7% | 10.1% |
| Veterans | 7.1% | — |
| Born outside the U.S. | 6.0% | — |
| Work from home | 12.3% | 8.1% |
| Average commute | 34.0 min | 29.1 min |
| Homes with broadband | 87.5% | 93.2% |
Weather in Ainaloa
July highs average 76.8°F and January lows 56.0°F. About 229.1 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Hawaii town: 0.0 in). Expect about 1 days a year at 90°F or hotter and 0 nights at or below freezing.
Tornadoes, storms and disasters
NOAA's Storm Events Database has no tornado within 10 miles of Ainaloa since 1950.
Severe weather in Hawaii County since 1996
Hawaii County has been included in 35 federal disaster or emergency declarations since 1953, most often for fire, flood, tsunami.
| Declared | Incident | Declaration |
|---|---|---|
| October 7, 2026 | Hurricane | DR-4951: Hurricane Lala |
| September 25, 2026 | Tropical Storm | EM-3654: Tropical Storm Nolo |
| September 1, 2026 | Earthquake | DR-4936: Earthquake |
| August 25, 2026 | Tropical Storm | EM-3652: Hurricane Lala |
| July 26, 2026 | Fire | FM-5650: Kawaihae Road Fire |
Jobs and pay in Hawaii County
Hawaii County had 74,029 jobs in 2024, paying an average of $57,868 a year. Unemployment was 3% in 2023; in Ainaloa itself the ACS puts it at 17.8%.
Towns near Ainaloa
- Orchidlands Estates, HI2.8 mi · 3,165 people · home $385,900
- Hawaiian Acres, HI3.7 mi · 3,426 people · home $318,400
- Hawaiian Beaches, HI4.6 mi · 3,976 people · home $272,700
- Hawaiian Paradise Park, HI4.8 mi · 14,957 people · home $457,100
- Kurtistown, HI6.7 mi · 2,515 people · home $448,600
- Mountain View, HI12.4 mi · 4,215 people · home $356,800
- Hilo, HI12.9 mi · 44,186 people · home $483,000
Ainaloa questions
Is Ainaloa, Hawaii a good place to retire?
On The Town Files lifestyle rankings, Ainaloa scores better for retirees than 11% of Hawaii towns and quieter than 47%. 24.3% of residents are 65 or older (median age 42.7).
How much does a house cost in Ainaloa?
The median owner-occupied home in Ainaloa is valued at $228,300 (Census ACS 2020–2024), against a median household income of $58,918, so homes cost about 3.9 times income. Median rent is $1,358 a month.
What is the weather like in Ainaloa?
July highs average 76.8°F and January lows 56.0°F (NOAA 1991–2020 normals). It gets about 229.1 inches of precipitation a year and 0.0 inches of snow.
Does Ainaloa get tornadoes?
No tornado has been recorded within 10 miles of Ainaloa in NOAA's Storm Events Database since 1950.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)