The Town Files

The 25 Most Affordable Small Towns in Hawaii

Ranked by home value ÷ income among 55 towns of 500–10,000 people in Hawaii. #1 is Hawaiian Acres, HI (homes cost 3.5× income).

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Numbers match the ranking.

  1. 25Hanapepe, Hawaii

    Homes cost 7.2× income

    Hanapepe is a community of 2,678 people in Kauai County, Hawaii. The median home is worth $715,700 and the median household earns $100,000, so homes cost 7.2× income (typical Hawaii town: 7.7×). Median rent is $2,199.

    2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow

    Full Hanapepe, Hawaii profile: weather, storms, schools, jobs →

    Hanapepe vs the typical Hawaii townHanapepeTypical Hawaii townHome value$715,700$802,600Income$100,000$95,243Rent$2,199$1,931
    Census ACS 2020–2024 medians.

  2. 24Waikapu, Hawaii

    Homes cost 7.2× income

    Waikapu is a community of 3,437 people in Maui County, Hawaii. The median home is worth $884,400 and the median household earns $122,917, so homes cost 7.2× income (typical Hawaii town: 7.7×). Median rent is $2,404.

    3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow

    Full Waikapu, Hawaii profile: weather, storms, schools, jobs →

    Waikapu vs the typical Hawaii townWaikapuTypical Hawaii townHome value$884,400$802,600Income$122,917$95,243Rent$2,404$1,931
    Census ACS 2020–2024 medians.

  3. 23Captain Cook, Hawaii

    Homes cost 7.1× income

    Captain Cook is a community of 3,253 people in Hawaii County, Hawaii. The median home is worth $770,600 and the median household earns $108,675, so homes cost 7.1× income (typical Hawaii town: 7.7×). Median rent is $2,164.

    3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow

    Full Captain Cook, Hawaii profile: weather, storms, schools, jobs →

    Captain Cook vs the typical Hawaii townCaptain CookTypical Hawaii townHome value$770,600$802,600Income$108,675$95,243Rent$2,164$1,931
    Census ACS 2020–2024 medians.

  4. 22Hawaiian Ocean View, Hawaii

    Homes cost 7.1× income

    Hawaiian Ocean View is a community of 4,864 people in Hawaii County, Hawaii. The median home is worth $318,200 and the median household earns $45,043, so homes cost 7.1× income (typical Hawaii town: 7.7×). Median rent is $1,506.

    4,864 people · Hawaii County · median home $318,200 · income $45,043 · Jan low 54°F · 0 in snow

    Full Hawaiian Ocean View, Hawaii profile: weather, storms, schools, jobs →

    Hawaiian Ocean View vs the typical Hawaii townHawaiian Ocean ViewTypical Hawaii townHome value$318,200$802,600Income$45,043$95,243Rent$1,506$1,931
    Census ACS 2020–2024 medians.

  5. 21Honokaa, Hawaii

    Homes cost 7.0× income

    Honokaa is a community of 2,699 people in Hawaii County, Hawaii. The median home is worth $610,600 and the median household earns $87,019, so homes cost 7.0× income (typical Hawaii town: 7.7×). Median rent is $1,420.

    2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow

    Full Honokaa, Hawaii profile: weather, storms, schools, jobs →

    Honokaa vs the typical Hawaii townHonokaaTypical Hawaii townHome value$610,600$802,600Income$87,019$95,243Rent$1,420$1,931
    Census ACS 2020–2024 medians.

  6. 20West Loch Estate, Hawaii

    Homes cost 7.0× income

    West Loch Estate is a community of 5,523 people in Honolulu County, Hawaii. The median home is worth $855,100 and the median household earns $122,422, so homes cost 7.0× income (typical Hawaii town: 7.7×). Median rent is $2,660.

    5,523 people · Honolulu County · median home $855,100 · income $122,422 · Jan low 62°F · 0 in snow

    Full West Loch Estate, Hawaii profile: weather, storms, schools, jobs →

    West Loch Estate vs the typical Hawaii townWest Loch EstateTypical Hawaii townHome value$855,100$802,600Income$122,422$95,243Rent$2,660$1,931
    Census ACS 2020–2024 medians.

  7. 19Waimanalo, Hawaii

    Homes cost 6.9× income

    Waimanalo is a community of 6,057 people in Honolulu County, Hawaii. The median home is worth $799,200 and the median household earns $116,581, so homes cost 6.9× income (typical Hawaii town: 7.7×). Median rent is $1,764.

    6,057 people · Honolulu County · median home $799,200 · income $116,581 · Jan low 65°F · 0 in snow

    Full Waimanalo, Hawaii profile: weather, storms, schools, jobs →

    Waimanalo vs the typical Hawaii townWaimanaloTypical Hawaii townHome value$799,200$802,600Income$116,581$95,243Rent$1,764$1,931
    Census ACS 2020–2024 medians.

  8. 18Lanai City, Hawaii

    Homes cost 6.8× income

    Lanai City is a community of 3,332 people in Maui County, Hawaii. The median home is worth $630,000 and the median household earns $92,167, so homes cost 6.8× income (typical Hawaii town: 7.7×). Median rent is $1,051.

    3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow

    Full Lanai City, Hawaii profile: weather, storms, schools, jobs →

    Lanai City vs the typical Hawaii townLanai CityTypical Hawaii townHome value$630,000$802,600Income$92,167$95,243Rent$1,051$1,931
    Census ACS 2020–2024 medians.

  9. 17Heeia, Hawaii

    Homes cost 6.8× income

    Heeia is a community of 5,001 people in Honolulu County, Hawaii. The median home is worth $1,200,200 and the median household earns $176,250, so homes cost 6.8× income (typical Hawaii town: 7.7×). Median rent is $3,501.

    5,001 people · Honolulu County · median home $1,200,200 · income $176,250 · Jan low 66°F · 0 in snow

    Full Heeia, Hawaii profile: weather, storms, schools, jobs →

    Heeia vs the typical Hawaii townHeeiaTypical Hawaii townHome value$1,200,200$802,600Income$176,250$95,243Rent$3,501$1,931
    Census ACS 2020–2024 medians.

  10. 16Waimea, Hawaii

    Homes cost 6.8× income

    Waimea is a community of 9,904 people in Hawaii County, Hawaii. The median home is worth $677,400 and the median household earns $100,198, so homes cost 6.8× income (typical Hawaii town: 7.7×). Median rent is $1,867.

    9,904 people · Hawaii County · median home $677,400 · income $100,198 · Jan low 68°F · 0 in snow

    Full Waimea, Hawaii profile: weather, storms, schools, jobs →

    Waimea vs the typical Hawaii townWaimeaTypical Hawaii townHome value$677,400$802,600Income$100,198$95,243Rent$1,867$1,931
    Census ACS 2020–2024 medians.

  11. 15Waimanalo Beach, Hawaii

    Homes cost 6.7× income

    Waimanalo Beach is a community of 4,823 people in Honolulu County, Hawaii. The median home is worth $852,300 and the median household earns $127,450, so homes cost 6.7× income (typical Hawaii town: 7.7×). Median rent is $1,275.

    4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow

    Full Waimanalo Beach, Hawaii profile: weather, storms, schools, jobs →

    Waimanalo Beach vs the typical Hawaii townWaimanalo BeachTypical Hawaii townHome value$852,300$802,600Income$127,450$95,243Rent$1,275$1,931
    Census ACS 2020–2024 medians.

  12. 14Ahuimanu, Hawaii

    Homes cost 6.7× income

    Ahuimanu is a community of 8,969 people in Honolulu County, Hawaii. The median home is worth $910,600 and the median household earns $135,438, so homes cost 6.7× income (typical Hawaii town: 7.7×). Median rent is $2,635.

    8,969 people · Honolulu County · median home $910,600 · income $135,438 · Jan low 64°F · 0 in snow

    Full Ahuimanu, Hawaii profile: weather, storms, schools, jobs →

    Ahuimanu vs the typical Hawaii townAhuimanuTypical Hawaii townHome value$910,600$802,600Income$135,438$95,243Rent$2,635$1,931
    Census ACS 2020–2024 medians.

  13. 13Eleele, Hawaii

    Homes cost 6.6× income

    Eleele is a community of 2,515 people in Kauai County, Hawaii. The median home is worth $777,200 and the median household earns $118,438, so homes cost 6.6× income (typical Hawaii town: 7.7×). Median rent is $1,244.

    2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow

    Full Eleele, Hawaii profile: weather, storms, schools, jobs →

    Eleele vs the typical Hawaii townEleeleTypical Hawaii townHome value$777,200$802,600Income$118,438$95,243Rent$1,244$1,931
    Census ACS 2020–2024 medians.

  14. 12Waihee-Waiehu, Hawaii

    Homes cost 6.1× income

    Waihee-Waiehu is a community of 9,234 people in Maui County, Hawaii. The median home is worth $777,000 and the median household earns $126,735, so homes cost 6.1× income (typical Hawaii town: 7.7×). Median rent is $2,191.

    9,234 people · Maui County · median home $777,000 · income $126,735 · Jan low 64°F · 0 in snow

    Full Waihee-Waiehu, Hawaii profile: weather, storms, schools, jobs →

    Waihee-Waiehu vs the typical Hawaii townWaihee-WaiehuTypical Hawaii townHome value$777,000$802,600Income$126,735$95,243Rent$2,191$1,931
    Census ACS 2020–2024 medians.

  15. 11Makaha, Hawaii

    Homes cost 6.1× income

    Makaha is a community of 9,916 people in Honolulu County, Hawaii. The median home is worth $394,000 and the median household earns $64,970, so homes cost 6.1× income (typical Hawaii town: 7.7×). Median rent is $1,868.

    9,916 people · Honolulu County · median home $394,000 · income $64,970 · Jan low 65°F · 0 in snow

    Full Makaha, Hawaii profile: weather, storms, schools, jobs →

    Makaha vs the typical Hawaii townMakahaTypical Hawaii townHome value$394,000$802,600Income$64,970$95,243Rent$1,868$1,931
    Census ACS 2020–2024 medians.

  16. 10East Kapolei, Hawaii

    Homes cost 5.9× income

    East Kapolei is a community of 5,299 people in Honolulu County, Hawaii. The median home is worth $697,300 and the median household earns $118,904, so homes cost 5.9× income (typical Hawaii town: 7.7×). Median rent is $2,031.

    5,299 people · Honolulu County · median home $697,300 · income $118,904 · Jan low 65°F · 0 in snow

    Full East Kapolei, Hawaii profile: weather, storms, schools, jobs →

    East Kapolei vs the typical Hawaii townEast KapoleiTypical Hawaii townHome value$697,300$802,600Income$118,904$95,243Rent$2,031$1,931
    Census ACS 2020–2024 medians.

  17. 9Waikele, Hawaii

    Homes cost 5.8× income

    Waikele is a community of 7,509 people in Honolulu County, Hawaii. The median home is worth $704,700 and the median household earns $120,525, so homes cost 5.8× income (typical Hawaii town: 7.7×). Median rent is $2,634.

    7,509 people · Honolulu County · median home $704,700 · income $120,525 · Jan low 62°F · 0 in snow

    Full Waikele, Hawaii profile: weather, storms, schools, jobs →

    Waikele vs the typical Hawaii townWaikeleTypical Hawaii townHome value$704,700$802,600Income$120,525$95,243Rent$2,634$1,931
    Census ACS 2020–2024 medians.

  18. 8Orchidlands Estates, Hawaii

    Homes cost 5.2× income

    Orchidlands Estates is a community of 3,165 people in Hawaii County, Hawaii. The median home is worth $385,900 and the median household earns $73,936, so homes cost 5.2× income (typical Hawaii town: 7.7×). Median rent is $1,398.

    3,165 people · Hawaii County · median home $385,900 · income $73,936 · Jan low 61°F · 0 in snow

    Full Orchidlands Estates, Hawaii profile: weather, storms, schools, jobs →

    Orchidlands Estates vs the typical Hawaii townOrchidlands EstatesTypical Hawaii townHome value$385,900$802,600Income$73,936$95,243Rent$1,398$1,931
    Census ACS 2020–2024 medians.

  19. 7Puhi, Hawaii

    Homes cost 5.1× income

    Puhi is a community of 3,380 people in Kauai County, Hawaii. The median home is worth $701,400 and the median household earns $137,292, so homes cost 5.1× income (typical Hawaii town: 7.7×). Median rent is $2,443.

    3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow

    Full Puhi, Hawaii profile: weather, storms, schools, jobs →

    Puhi vs the typical Hawaii townPuhiTypical Hawaii townHome value$701,400$802,600Income$137,292$95,243Rent$2,443$1,931
    Census ACS 2020–2024 medians.

  20. 6Mountain View, Hawaii

    Homes cost 5.1× income

    Mountain View is a community of 4,215 people in Hawaii County, Hawaii. The median home is worth $356,800 and the median household earns $69,299, so homes cost 5.1× income (typical Hawaii town: 7.7×). Median rent is $1,375.

    4,215 people · Hawaii County · median home $356,800 · income $69,299 · Jan low 56°F · 0 in snow

    Full Mountain View, Hawaii profile: weather, storms, schools, jobs →

    Mountain View vs the typical Hawaii townMountain ViewTypical Hawaii townHome value$356,800$802,600Income$69,299$95,243Rent$1,375$1,931
    Census ACS 2020–2024 medians.

  21. 5Kaneohe Base, Hawaii

    Homes cost 5.1× income

    Kaneohe Base is a community of 9,483 people in Honolulu County, Hawaii. The median home is worth $352,000 and the median household earns $69,418, so homes cost 5.1× income (typical Hawaii town: 7.7×). Median rent is $3,410.

    9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow

    Full Kaneohe Base, Hawaii profile: weather, storms, schools, jobs →

    Kaneohe Base vs the typical Hawaii townKaneohe BaseTypical Hawaii townHome value$352,000$802,600Income$69,418$95,243Rent$3,410$1,931
    Census ACS 2020–2024 medians.

  22. 4Kaunakakai, Hawaii

    Homes cost 4.8× income

    Kaunakakai is a community of 3,419 people in Maui County, Hawaii. The median home is worth $368,100 and the median household earns $76,131, so homes cost 4.8× income (typical Hawaii town: 7.7×). Median rent is $879.

    3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow

    Full Kaunakakai, Hawaii profile: weather, storms, schools, jobs →

    Kaunakakai vs the typical Hawaii townKaunakakaiTypical Hawaii townHome value$368,100$802,600Income$76,131$95,243Rent$879$1,931
    Census ACS 2020–2024 medians.

  23. 3Kurtistown, Hawaii

    Homes cost 4.7× income

    Kurtistown is a community of 2,515 people in Hawaii County, Hawaii. The median home is worth $448,600 and the median household earns $96,165, so homes cost 4.7× income (typical Hawaii town: 7.7×). Median rent is $1,406.

    2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow

    Full Kurtistown, Hawaii profile: weather, storms, schools, jobs →

    Kurtistown vs the typical Hawaii townKurtistownTypical Hawaii townHome value$448,600$802,600Income$96,165$95,243Rent$1,406$1,931
    Census ACS 2020–2024 medians.

  24. 2Ainaloa, Hawaii

    Homes cost 3.9× income

    Ainaloa is a community of 3,609 people in Hawaii County, Hawaii. The median home is worth $228,300 and the median household earns $58,918, so homes cost 3.9× income (typical Hawaii town: 7.7×). Median rent is $1,358.

    3,609 people · Hawaii County · median home $228,300 · income $58,918 · Jan low 56°F · 0 in snow

    Full Ainaloa, Hawaii profile: weather, storms, schools, jobs →

    Ainaloa vs the typical Hawaii townAinaloaTypical Hawaii townHome value$228,300$802,600Income$58,918$95,243Rent$1,358$1,931
    Census ACS 2020–2024 medians.

  25. 1Hawaiian Acres, Hawaii

    Homes cost 3.5× income

    Hawaiian Acres is a community of 3,426 people in Hawaii County, Hawaii. The median home is worth $318,400 and the median household earns $91,120, so homes cost 3.5× income (typical Hawaii town: 7.7×). Median rent is $1,351.

    3,426 people · Hawaii County · median home $318,400 · income $91,120 · Jan low 56°F · 0 in snow

    Full Hawaiian Acres, Hawaii profile: weather, storms, schools, jobs →

    Hawaiian Acres vs the typical Hawaii townHawaiian AcresTypical Hawaii townHome value$318,400$802,600Income$91,120$95,243Rent$1,351$1,931
    Census ACS 2020–2024 medians.

More Hawaii rankings

Same ranking, other places

Methodology. We ranked 55 towns of 500–10,000 people in Hawaii (2020 Census population). Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: