The Town Files

The 11 Most Affordable Seaside Small Towns in Hawaii

Ranked on The Town Files lifestyle rankings among 55 towns of 500–10,000 people in Hawaii, scoring every town on all of these at once. #1 is Waimanalo Beach, HI.

Map of the 11 towns1234567891011
Numbers match the ranking.
The 11 Most Affordable Seaside Small Towns in Hawaii1. Waimanalo Beachscore 862. Kurtistownscore 833. Kaunakakaiscore 824. Lanai Cityscore 825. Eleelescore 826. Puhiscore 817. Honokaascore 808. Hanapepescore 799. Waikapuscore 7510. Captain Cookscore 7411. Kaneohe Basescore 72
  1. 11Kaneohe Base, Hawaii

    Seaside character: 51st percentile · Home value ÷ income: 92nd percentile

    Kaneohe Base is a community of 9,483 people in Honolulu County, Hawaii. Homes have a median value of $352,000 against household income of $69,418; January lows average 68°F.

    9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow

    Full Kaneohe Base, Hawaii profile: weather, storms, schools, jobs →

    Kaneohe Base: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character51th pctAffordability92th pct
    Percentile vs Hawaii towns on each part of this ranking.
  2. 10Captain Cook, Hawaii

    Seaside character: 84th percentile · Home value ÷ income: 63rd percentile

    Captain Cook is a community of 3,253 people in Hawaii County, Hawaii. Homes have a median value of $770,600 against household income of $108,675; January lows average 57°F.

    3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow

    Full Captain Cook, Hawaii profile: weather, storms, schools, jobs →

    Captain Cook: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character84th pctAffordability63th pct
    Percentile vs Hawaii towns on each part of this ranking.
  3. 9Waikapu, Hawaii

    Seaside character: 89th percentile · Home value ÷ income: 60th percentile

    Waikapu is a community of 3,437 people in Maui County, Hawaii. Homes have a median value of $884,400 against household income of $122,917; January lows average 64°F.

    3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow

    Full Waikapu, Hawaii profile: weather, storms, schools, jobs →

    Waikapu: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character89th pctAffordability60th pct
    Percentile vs Hawaii towns on each part of this ranking.
  4. 8Hanapepe, Hawaii

    Seaside character: 97th percentile · Home value ÷ income: 60th percentile

    Hanapepe is a community of 2,678 people in Kauai County, Hawaii. Homes have a median value of $715,700 against household income of $100,000; January lows average 64°F.

    2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow

    Full Hanapepe, Hawaii profile: weather, storms, schools, jobs →

    Hanapepe: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character97th pctAffordability60th pct
    Percentile vs Hawaii towns on each part of this ranking.
  5. 7Honokaa, Hawaii

    Seaside character: 94th percentile · Home value ÷ income: 66th percentile

    Honokaa is a community of 2,699 people in Hawaii County, Hawaii. Homes have a median value of $610,600 against household income of $87,019; January lows average 57°F.

    2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow

    Full Honokaa, Hawaii profile: weather, storms, schools, jobs →

    Honokaa: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character94th pctAffordability66th pct
    Percentile vs Hawaii towns on each part of this ranking.
  6. 6Puhi, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 92nd percentile

    Puhi is a community of 3,380 people in Kauai County, Hawaii. Homes have a median value of $701,400 against household income of $137,292; January lows average 66°F.

    3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow

    Full Puhi, Hawaii profile: weather, storms, schools, jobs →

    Puhi: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character70th pctAffordability92th pct
    Percentile vs Hawaii towns on each part of this ranking.
  7. 5Eleele, Hawaii

    Seaside character: 88th percentile · Home value ÷ income: 75th percentile

    Eleele is a community of 2,515 people in Kauai County, Hawaii. Homes have a median value of $777,200 against household income of $118,438; January lows average 64°F.

    2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow

    Full Eleele, Hawaii profile: weather, storms, schools, jobs →

    Eleele: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character88th pctAffordability75th pct
    Percentile vs Hawaii towns on each part of this ranking.
  8. 4Lanai City, Hawaii

    Seaside character: 94th percentile · Home value ÷ income: 69th percentile

    Lanai City is a community of 3,332 people in Maui County, Hawaii. Homes have a median value of $630,000 against household income of $92,167; January lows average 60°F.

    3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow

    Full Lanai City, Hawaii profile: weather, storms, schools, jobs →

    Lanai City: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character94th pctAffordability69th pct
    Percentile vs Hawaii towns on each part of this ranking.
  9. 3Kaunakakai, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 94th percentile

    Kaunakakai is a community of 3,419 people in Maui County, Hawaii. Homes have a median value of $368,100 against household income of $76,131; January lows average 64°F.

    3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow

    Full Kaunakakai, Hawaii profile: weather, storms, schools, jobs →

    Kaunakakai: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character70th pctAffordability94th pct
    Percentile vs Hawaii towns on each part of this ranking.
  10. 2Kurtistown, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 95th percentile

    Kurtistown is a community of 2,515 people in Hawaii County, Hawaii. Homes have a median value of $448,600 against household income of $96,165; January lows average 61°F.

    2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow

    Full Kurtistown, Hawaii profile: weather, storms, schools, jobs →

    Kurtistown: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character70th pctAffordability95th pct
    Percentile vs Hawaii towns on each part of this ranking.
  11. 1Waimanalo Beach, Hawaii

    Seaside character: 99th percentile · Home value ÷ income: 73rd percentile

    Waimanalo Beach is a community of 4,823 people in Honolulu County, Hawaii. Homes have a median value of $852,300 against household income of $127,450; January lows average 65°F.

    4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow

    Full Waimanalo Beach, Hawaii profile: weather, storms, schools, jobs →

    Waimanalo Beach: The 11 Most Affordable Seaside Small Towns in Hawaii scoresSeaside character99th pctAffordability73th pct
    Percentile vs Hawaii towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Hawaii towns0255075100$228K$530K$832K$1134K$1436KMedian home valuePercentile
Orange squares are the 11 towns on this list; green dots are other towns on The Town Files in Hawaii.

More Hawaii rankings

Same ranking, other places

Methodology. We ranked 55 towns of 500–10,000 people in Hawaii (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: