The Town Files

The 25 Most Affordable Seaside Small Towns in Florida

Ranked on The Town Files lifestyle rankings among 291 towns of 500–10,000 people in Florida, scoring every town on all of these at once. #1 is Parker, FL.

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Numbers match the ranking.
The 25 Most Affordable Seaside Small Towns in Florida1. Parkerscore 922. Eastpointscore 903. Bagdadscore 894. Tiger Pointscore 875. Woodlawn Beachscore 866. Malabarscore 857. Ticescore 848. Beacon Squarescore 839. Pretty Bayouscore 8310. Vamoscore 8111. Hypoluxoscore 8012. Lochmoor Waterway Estatesscore 7913. Mary Estherscore 7914. Pea Ridgescore 7915. White Cityscore 7916. Springfieldscore 7917. Lake Lorrainescore 7818. Rainbow Lakes Estatesscore 7819. Miccoscore 7820. North River Shoresscore 7721. Fort Myers Shoresscore 7622. West Bradentonscore 7623. Bay Pinesscore 7624. Sharpesscore 7525. DeFuniak Springsscore 75
  1. 25DeFuniak Springs, Florida

    Seaside character: 72nd percentile · Home value ÷ income: 77th percentile

    DeFuniak Springs is a city of 5,919 people in Walton County, Florida. Homes have a median value of $201,400 against household income of $54,512; January lows average 40°F.

    5,919 people · Walton County · median home $201,400 · income $54,512 · Jan low 40°F · 0 in snow

    Full DeFuniak Springs, Florida profile: weather, storms, schools, jobs →

    DeFuniak Springs: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character72th pctAffordability77th pct
    Percentile vs Florida towns on each part of this ranking.
  2. 24Sharpes, Florida

    Seaside character: 92nd percentile · Home value ÷ income: 58th percentile

    Sharpes is a community of 3,115 people in Brevard County, Florida. Homes have a median value of $295,800 against household income of $69,531; January lows average 50°F.

    3,115 people · Brevard County · median home $295,800 · income $69,531 · Jan low 50°F · 0 in snow

    Full Sharpes, Florida profile: weather, storms, schools, jobs →

    Sharpes: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character92th pctAffordability58th pct
    Percentile vs Florida towns on each part of this ranking.
  3. 23Bay Pines, Florida

    Seaside character: 90th percentile · Home value ÷ income: 61st percentile

    Bay Pines is a community of 3,106 people in Pinellas County, Florida. Homes have a median value of $287,000 against household income of $68,214; January lows average 53°F.

    3,106 people · Pinellas County · median home $287,000 · income $68,214 · Jan low 53°F · 0 in snow

    Full Bay Pines, Florida profile: weather, storms, schools, jobs →

    Bay Pines: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character90th pctAffordability61th pct
    Percentile vs Florida towns on each part of this ranking.
  4. 22West Bradenton, Florida

    Seaside character: 74th percentile · Home value ÷ income: 77th percentile

    West Bradenton is a community of 4,247 people in Manatee County, Florida. Homes have a median value of $425,100 against household income of $116,272; January lows average 52°F.

    4,247 people · Manatee County · median home $425,100 · income $116,272 · Jan low 52°F · 0 in snow

    Full West Bradenton, Florida profile: weather, storms, schools, jobs →

    West Bradenton: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character74th pctAffordability77th pct
    Percentile vs Florida towns on each part of this ranking.
  5. 21Fort Myers Shores, Florida

    Seaside character: 85th percentile · Home value ÷ income: 67th percentile

    Fort Myers Shores is a community of 5,774 people in Lee County, Florida. Homes have a median value of $292,900 against household income of $72,955; January lows average 54°F.

    5,774 people · Lee County · median home $292,900 · income $72,955 · Jan low 54°F · 0 in snow

    Full Fort Myers Shores, Florida profile: weather, storms, schools, jobs →

    Fort Myers Shores: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character85th pctAffordability67th pct
    Percentile vs Florida towns on each part of this ranking.
  6. 20North River Shores, Florida

    Seaside character: 88th percentile · Home value ÷ income: 65th percentile

    North River Shores is a community of 3,459 people in Martin County, Florida. Homes have a median value of $309,800 against household income of $75,896; January lows average 56°F.

    3,459 people · Martin County · median home $309,800 · income $75,896 · Jan low 56°F · 0 in snow

    Full North River Shores, Florida profile: weather, storms, schools, jobs →

    North River Shores: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character88th pctAffordability65th pct
    Percentile vs Florida towns on each part of this ranking.
  7. 19Micco, Florida

    Seaside character: 82nd percentile · Home value ÷ income: 73rd percentile

    Micco is a community of 9,574 people in Brevard County, Florida. Homes have a median value of $172,600 against household income of $45,794; January lows average 49°F.

    9,574 people · Brevard County · median home $172,600 · income $45,794 · Jan low 49°F · 0 in snow

    Full Micco, Florida profile: weather, storms, schools, jobs →

    Micco: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character82th pctAffordability73th pct
    Percentile vs Florida towns on each part of this ranking.
  8. 18Rainbow Lakes Estates, Florida

    Seaside character: 67th percentile · Home value ÷ income: 88th percentile

    Rainbow Lakes Estates is a community of 3,438 people in Marion County, Florida. Homes have a median value of $160,400 against household income of $50,429; January lows average 44°F.

    3,438 people · Marion County · median home $160,400 · income $50,429 · Jan low 44°F

    Full Rainbow Lakes Estates, Florida profile: weather, storms, schools, jobs →

    Rainbow Lakes Estates: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character67th pctAffordability88th pct
    Percentile vs Florida towns on each part of this ranking.
  9. 17Lake Lorraine, Florida

    Seaside character: 94th percentile · Home value ÷ income: 61st percentile

    Lake Lorraine is a community of 7,142 people in Okaloosa County, Florida. Homes have a median value of $434,500 against household income of $104,105; January lows average 45°F.

    7,142 people · Okaloosa County · median home $434,500 · income $104,105 · Jan low 45°F · 0 in snow

    Full Lake Lorraine, Florida profile: weather, storms, schools, jobs →

    Lake Lorraine: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character94th pctAffordability61th pct
    Percentile vs Florida towns on each part of this ranking.
  10. 16Springfield, Florida

    Seaside character: 75th percentile · Home value ÷ income: 82nd percentile

    Springfield is a city of 8,075 people in Bay County, Florida. Homes have a median value of $188,600 against household income of $54,462; January lows average 43°F.

    8,075 people · Bay County · median home $188,600 · income $54,462 · Jan low 43°F · 0 in snow

    Full Springfield, Florida profile: weather, storms, schools, jobs →

    Springfield: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character75th pctAffordability82th pct
    Percentile vs Florida towns on each part of this ranking.
  11. 15White City, Florida

    Seaside character: 72nd percentile · Home value ÷ income: 85th percentile

    White City is a community of 3,779 people in St. Lucie County, Florida. Homes have a median value of $397,100 against household income of $117,720; January lows average 53°F.

    3,779 people · St. Lucie County · median home $397,100 · income $117,720 · Jan low 53°F · 0 in snow

    Full White City, Florida profile: weather, storms, schools, jobs →

    White City: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character72th pctAffordability85th pct
    Percentile vs Florida towns on each part of this ranking.
  12. 14Pea Ridge, Florida

    Seaside character: 81st percentile · Home value ÷ income: 77th percentile

    Pea Ridge is a community of 3,787 people in Santa Rosa County, Florida. Homes have a median value of $220,800 against household income of $59,628; January lows average 42°F.

    3,787 people · Santa Rosa County · median home $220,800 · income $59,628 · Jan low 42°F · 0 in snow

    Full Pea Ridge, Florida profile: weather, storms, schools, jobs →

    Pea Ridge: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character81th pctAffordability77th pct
    Percentile vs Florida towns on each part of this ranking.
  13. 13Mary Esther, Florida

    Seaside character: 88th percentile · Home value ÷ income: 70th percentile

    Mary Esther is a city of 3,982 people in Okaloosa County, Florida. Homes have a median value of $298,900 against household income of $76,890; January lows average 45°F.

    3,982 people · Okaloosa County · median home $298,900 · income $76,890 · Jan low 45°F · 0 in snow

    Full Mary Esther, Florida profile: weather, storms, schools, jobs →

    Mary Esther: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character88th pctAffordability70th pct
    Percentile vs Florida towns on each part of this ranking.
  14. 12Lochmoor Waterway Estates, Florida

    Seaside character: 91st percentile · Home value ÷ income: 67th percentile

    Lochmoor Waterway Estates is a community of 5,828 people in Lee County, Florida. Homes have a median value of $386,200 against household income of $97,667; January lows average 54°F.

    5,828 people · Lee County · median home $386,200 · income $97,667 · Jan low 54°F · 0 in snow

    Full Lochmoor Waterway Estates, Florida profile: weather, storms, schools, jobs →

    Lochmoor Waterway Estates: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character91th pctAffordability67th pct
    Percentile vs Florida towns on each part of this ranking.
  15. 11Hypoluxo, Florida

    Seaside character: 83rd percentile · Home value ÷ income: 77th percentile

    Hypoluxo is a town of 2,687 people in Palm Beach County, Florida. Homes have a median value of $290,900 against household income of $78,214; January lows average 58°F.

    2,687 people · Palm Beach County · median home $290,900 · income $78,214 · Jan low 58°F · 0 in snow

    Full Hypoluxo, Florida profile: weather, storms, schools, jobs →

    Hypoluxo: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character83th pctAffordability77th pct
    Percentile vs Florida towns on each part of this ranking.
  16. 10Vamo, Florida

    Seaside character: 97th percentile · Home value ÷ income: 65th percentile

    Vamo is a community of 2,822 people in Sarasota County, Florida. Homes have a median value of $364,400 against household income of $88,025; January lows average 52°F.

    2,822 people · Sarasota County · median home $364,400 · income $88,025 · Jan low 52°F · 0 in snow

    Full Vamo, Florida profile: weather, storms, schools, jobs →

    Vamo: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character97th pctAffordability65th pct
    Percentile vs Florida towns on each part of this ranking.
  17. 9Pretty Bayou, Florida

    Seaside character: 83rd percentile · Home value ÷ income: 82nd percentile

    Pretty Bayou is a community of 2,911 people in Bay County, Florida. Homes have a median value of $298,900 against household income of $85,208; January lows average 43°F.

    2,911 people · Bay County · median home $298,900 · income $85,208 · Jan low 43°F · 0 in snow

    Full Pretty Bayou, Florida profile: weather, storms, schools, jobs →

    Pretty Bayou: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character83th pctAffordability82th pct
    Percentile vs Florida towns on each part of this ranking.
  18. 8Beacon Square, Florida

    Seaside character: 74th percentile · Home value ÷ income: 91st percentile

    Beacon Square is a community of 8,320 people in Pasco County, Florida. Homes have a median value of $172,100 against household income of $56,650; January lows average 51°F.

    8,320 people · Pasco County · median home $172,100 · income $56,650 · Jan low 51°F · 0 in snow

    Full Beacon Square, Florida profile: weather, storms, schools, jobs →

    Beacon Square: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character74th pctAffordability91th pct
    Percentile vs Florida towns on each part of this ranking.
  19. 7Tice, Florida

    Seaside character: 81st percentile · Home value ÷ income: 86th percentile

    Tice is a community of 4,853 people in Lee County, Florida. Homes have a median value of $174,800 against household income of $53,505; January lows average 54°F.

    4,853 people · Lee County · median home $174,800 · income $53,505 · Jan low 54°F · 0 in snow

    Full Tice, Florida profile: weather, storms, schools, jobs →

    Tice: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character81th pctAffordability86th pct
    Percentile vs Florida towns on each part of this ranking.
  20. 6Malabar, Florida

    Seaside character: 88th percentile · Home value ÷ income: 82nd percentile

    Malabar is a town of 2,949 people in Brevard County, Florida. Homes have a median value of $451,100 against household income of $128,698; January lows average 49°F.

    2,949 people · Brevard County · median home $451,100 · income $128,698 · Jan low 49°F · 0 in snow

    Full Malabar, Florida profile: weather, storms, schools, jobs →

    Malabar: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character88th pctAffordability82th pct
    Percentile vs Florida towns on each part of this ranking.
  21. 5Woodlawn Beach, Florida

    Seaside character: 86th percentile · Home value ÷ income: 86th percentile

    Woodlawn Beach is a community of 2,741 people in Santa Rosa County, Florida. Homes have a median value of $403,900 against household income of $123,355; January lows average 41°F.

    2,741 people · Santa Rosa County · median home $403,900 · income $123,355 · Jan low 41°F · 0 in snow

    Full Woodlawn Beach, Florida profile: weather, storms, schools, jobs →

    Woodlawn Beach: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character86th pctAffordability86th pct
    Percentile vs Florida towns on each part of this ranking.
  22. 4Tiger Point, Florida

    Seaside character: 93rd percentile · Home value ÷ income: 80th percentile

    Tiger Point is a community of 3,342 people in Santa Rosa County, Florida. Homes have a median value of $427,900 against household income of $118,967; January lows average 41°F.

    3,342 people · Santa Rosa County · median home $427,900 · income $118,967 · Jan low 41°F · 0 in snow

    Full Tiger Point, Florida profile: weather, storms, schools, jobs →

    Tiger Point: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character93th pctAffordability80th pct
    Percentile vs Florida towns on each part of this ranking.
  23. 3Bagdad, Florida

    Seaside character: 84th percentile · Home value ÷ income: 94th percentile

    Bagdad is a community of 4,467 people in Santa Rosa County, Florida. Homes have a median value of $227,900 against household income of $82,034; January lows average 41°F.

    4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow

    Full Bagdad, Florida profile: weather, storms, schools, jobs →

    Bagdad: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character84th pctAffordability94th pct
    Percentile vs Florida towns on each part of this ranking.
  24. 2Eastpoint, Florida

    Seaside character: 88th percentile · Home value ÷ income: 92nd percentile

    Eastpoint is a community of 2,614 people in Franklin County, Florida. Homes have a median value of $201,000 against household income of $68,258; January lows average 44°F.

    2,614 people · Franklin County · median home $201,000 · income $68,258 · Jan low 44°F · 0 in snow

    Full Eastpoint, Florida profile: weather, storms, schools, jobs →

    Eastpoint: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character88th pctAffordability92th pct
    Percentile vs Florida towns on each part of this ranking.
  25. 1Parker, Florida

    Seaside character: 96th percentile · Home value ÷ income: 88th percentile

    Parker is a city of 4,010 people in Bay County, Florida. Homes have a median value of $224,200 against household income of $69,657; January lows average 43°F.

    4,010 people · Bay County · median home $224,200 · income $69,657 · Jan low 43°F · 0 in snow

    Full Parker, Florida profile: weather, storms, schools, jobs →

    Parker: The 25 Most Affordable Seaside Small Towns in Florida scoresSeaside character96th pctAffordability88th pct
    Percentile vs Florida towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Florida towns0255075100$31K$262K$494K$726K$957KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Florida.

More Florida rankings

Same ranking, other places

Methodology. We ranked 291 towns of 500–10,000 people in Florida (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: