The 25 Most Affordable Small Towns in Florida
Ranked by home value ÷ income among 291 towns of 500–10,000 people in Florida. #1 is Silver Springs, FL (homes cost 1.0× income).
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25Suncoast Estates, Florida
Homes cost 2.8× income
Suncoast Estates is a community of 4,097 people in Lee County, Florida. The median home is worth $106,800 and the median household earns $38,503, so homes cost 2.8× income (typical Florida town: 4.5×). Median rent is $1,279.
4,097 people · Lee County · median home $106,800 · income $38,503 · Jan low 54°F · 0 in snow
Full Suncoast Estates, Florida profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
24Bagdad, Florida
Homes cost 2.8× income
Bagdad is a community of 4,467 people in Santa Rosa County, Florida. The median home is worth $227,900 and the median household earns $82,034, so homes cost 2.8× income (typical Florida town: 4.5×). Median rent is $945.
4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow
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Census ACS 2020–2024 medians. -
23South Bay, Florida
Homes cost 2.8× income
South Bay is a city of 4,860 people in Palm Beach County, Florida. The median home is worth $142,300 and the median household earns $51,417, so homes cost 2.8× income (typical Florida town: 4.5×). Median rent is $1,085.
4,860 people · Palm Beach County · median home $142,300 · income $51,417 · Jan low 52°F · 0 in snow
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Census ACS 2020–2024 medians. -
22Southeast Arcadia, Florida
Homes cost 2.8× income
Southeast Arcadia is a community of 6,299 people in DeSoto County, Florida. The median home is worth $169,200 and the median household earns $60,169, so homes cost 2.8× income (typical Florida town: 4.5×). Median rent is $939.
6,299 people · DeSoto County · median home $169,200 · income $60,169 · Jan low 47°F · 0 in snow
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Census ACS 2020–2024 medians. -
21North Brooksville, Florida
Homes cost 2.7× income
North Brooksville is a community of 3,506 people in Hernando County, Florida. The median home is worth $209,500 and the median household earns $78,458, so homes cost 2.7× income (typical Florida town: 4.5×). Median rent is $1,150.
3,506 people · Hernando County · median home $209,500 · income $78,458 · Jan low 49°F · 0 in snow
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Census ACS 2020–2024 medians. -
20Live Oak, Florida
Homes cost 2.7× income
Live Oak is a city of 6,735 people in Suwannee County, Florida. The median home is worth $160,300 and the median household earns $59,375, so homes cost 2.7× income (typical Florida town: 4.5×). Median rent is $903.
6,735 people · Suwannee County · median home $160,300 · income $59,375 · Jan low 45°F · 0 in snow
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Census ACS 2020–2024 medians. -
19Zellwood, Florida
Homes cost 2.6× income
Zellwood is a community of 2,758 people in Orange County, Florida. The median home is worth $184,000 and the median household earns $70,278, so homes cost 2.6× income (typical Florida town: 4.5×). Median rent is $1,076.
2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow
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Census ACS 2020–2024 medians. -
18Madison, Florida
Homes cost 2.6× income
Madison is a city of 2,912 people in Madison County, Florida. The median home is worth $78,500 and the median household earns $30,673, so homes cost 2.6× income (typical Florida town: 4.5×). Median rent is $887.
2,912 people · Madison County · median home $78,500 · income $30,673 · Jan low 40°F · 0 in snow
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Census ACS 2020–2024 medians. -
17Inwood, Florida
Homes cost 2.6× income
Inwood is a community of 7,031 people in Polk County, Florida. The median home is worth $142,300 and the median household earns $55,540, so homes cost 2.6× income (typical Florida town: 4.5×). Median rent is $1,230.
7,031 people · Polk County · median home $142,300 · income $55,540 · Jan low 52°F · 0 in snow
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Census ACS 2020–2024 medians. -
16Brooksville, Florida
Homes cost 2.6× income
Brooksville is a city of 8,890 people in Hernando County, Florida. The median home is worth $141,000 and the median household earns $54,926, so homes cost 2.6× income (typical Florida town: 4.5×). Median rent is $1,137.
8,890 people · Hernando County · median home $141,000 · income $54,926 · Jan low 44°F · 0 in snow
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Census ACS 2020–2024 medians. -
15Cedar Grove, Florida
Homes cost 2.4× income
Cedar Grove is a community of 3,148 people in Bay County, Florida. The median home is worth $176,100 and the median household earns $74,625, so homes cost 2.4× income (typical Florida town: 4.5×). Median rent is $1,420.
3,148 people · Bay County · median home $176,100 · income $74,625 · Jan low 43°F · 0 in snow
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Census ACS 2020–2024 medians. -
14Alturas, Florida
Homes cost 2.4× income
Alturas is a community of 4,084 people in Polk County, Florida. The median home is worth $165,800 and the median household earns $70,231, so homes cost 2.4× income (typical Florida town: 4.5×). Median rent is $1,017.
4,084 people · Polk County · median home $165,800 · income $70,231 · Jan low 50°F · 0 in snow
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Census ACS 2020–2024 medians. -
13Marianna, Florida
Homes cost 2.4× income
Marianna is a city of 6,245 people in Jackson County, Florida. The median home is worth $98,700 and the median household earns $40,414, so homes cost 2.4× income (typical Florida town: 4.5×). Median rent is $861.
6,245 people · Jackson County · median home $98,700 · income $40,414 · Jan low 41°F · 0 in snow
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Census ACS 2020–2024 medians. -
12Mulberry, Florida
Homes cost 2.3× income
Mulberry is a city of 3,952 people in Polk County, Florida. The median home is worth $133,800 and the median household earns $57,708, so homes cost 2.3× income (typical Florida town: 4.5×). Median rent is $920.
3,952 people · Polk County · median home $133,800 · income $57,708 · Jan low 51°F · 0 in snow
Full Mulberry, Florida profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
11Wahneta, Florida
Homes cost 2.1× income
Wahneta is a community of 4,409 people in Polk County, Florida. The median home is worth $97,500 and the median household earns $46,598, so homes cost 2.1× income (typical Florida town: 4.5×). Median rent is $1,113.
4,409 people · Polk County · median home $97,500 · income $46,598 · Jan low 52°F · 0 in snow
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Census ACS 2020–2024 medians. -
10Zephyrhills North, Florida
Homes cost 2.0× income
Zephyrhills North is a community of 2,663 people in Pasco County, Florida. The median home is worth $102,100 and the median household earns $52,228, so homes cost 2.0× income (typical Florida town: 4.5×). Median rent is $1,515.
2,663 people · Pasco County · median home $102,100 · income $52,228 · Jan low 49°F · 0 in snow
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Census ACS 2020–2024 medians. -
9Chattahoochee, Florida
Homes cost 2.0× income
Chattahoochee is a city of 2,955 people in Gadsden County, Florida. The median home is worth $101,700 and the median household earns $51,964, so homes cost 2.0× income (typical Florida town: 4.5×). Median rent is $613.
2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F
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Census ACS 2020–2024 medians. -
8Pembroke Park, Florida
Homes cost 2.0× income
Pembroke Park is a town of 6,260 people in Broward County, Florida. The median home is worth $105,300 and the median household earns $52,928, so homes cost 2.0× income (typical Florida town: 4.5×). Median rent is $1,556.
6,260 people · Broward County · median home $105,300 · income $52,928 · Jan low 59°F · 0 in snow
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Census ACS 2020–2024 medians. -
7Campbell, Florida
Homes cost 1.9× income
Campbell is a community of 2,610 people in Osceola County, Florida. The median home is worth $77,200 and the median household earns $40,411, so homes cost 1.9× income (typical Florida town: 4.5×). Median rent is $1,289.
2,610 people · Osceola County · median home $77,200 · income $40,411 · Jan low 48°F · 0 in snow
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Census ACS 2020–2024 medians. -
6Zephyrhills West, Florida
Homes cost 1.7× income
Zephyrhills West is a community of 5,533 people in Pasco County, Florida. The median home is worth $90,800 and the median household earns $51,992, so homes cost 1.7× income (typical Florida town: 4.5×). Median rent is $1,127.
5,533 people · Pasco County · median home $90,800 · income $51,992 · Jan low 49°F · 0 in snow
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Census ACS 2020–2024 medians. -
5Jasper, Florida
Homes cost 1.6× income
Jasper is a city of 3,621 people in Hamilton County, Florida. The median home is worth $78,300 and the median household earns $49,500, so homes cost 1.6× income (typical Florida town: 4.5×). Median rent is $725.
3,621 people · Hamilton County · median home $78,300 · income $49,500 · Jan low 38°F · 0 in snow
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Census ACS 2020–2024 medians. -
4Fussels Corner, Florida
Homes cost 1.6× income
Fussels Corner is a community of 5,560 people in Polk County, Florida. The median home is worth $92,100 and the median household earns $56,091, so homes cost 1.6× income (typical Florida town: 4.5×). Median rent is $937.
5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow
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Census ACS 2020–2024 medians. -
3Bushnell, Florida
Homes cost 1.3× income
Bushnell is a city of 3,047 people in Sumter County, Florida. The median home is worth $67,600 and the median household earns $52,717, so homes cost 1.3× income (typical Florida town: 4.5×). Median rent is $745.
3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow
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Census ACS 2020–2024 medians. -
2Zephyrhills South, Florida
Homes cost 1.2× income
Zephyrhills South is a community of 4,985 people in Pasco County, Florida. The median home is worth $49,800 and the median household earns $42,454, so homes cost 1.2× income (typical Florida town: 4.5×). Median rent is $926.
4,985 people · Pasco County · median home $49,800 · income $42,454 · Jan low 49°F · 0 in snow
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Census ACS 2020–2024 medians. -
1Silver Springs, Florida
Homes cost 1.0× income

Photo: Victor Patel Uploaded by Shreeg88 at en.wikipedia (public domain, Wikimedia Commons) Silver Springs is a community of 2,844 people in Marion County, Florida. The median home is worth $30,800 and the median household earns $32,074, so homes cost 1.0× income (typical Florida town: 4.5×). Median rent is $1,176.
2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow
Full Silver Springs, Florida profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians.
More Florida rankings
- The 25 Best Small Towns to Retire in Florida
- The 25 Quietest Small Towns in Florida
- The 25 Best Small Towns for Families in Florida
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- 25 Small Towns in Florida With the Cheapest Homes
- 25 Small Towns in Florida With the Mildest Winters
- The 25 Most Walkable Small Towns in Florida
- 25 Small Towns in Florida With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- The 25 Most Affordable Small Towns in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)