The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
Ranked on The Town Files lifestyle rankings among 291 towns of 500–10,000 people in Florida, scoring every town on all of these at once. #1 is Hypoluxo, FL.
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12Alva, Florida
Retirement: 78th percentile · January average low (°F): 77th percentile · Home value ÷ income: 55th percentile
Alva is a community of 2,725 people in Lee County, Florida. Homes have a median value of $375,600 against household income of $85,919; January lows average 54°F.
2,725 people · Lee County · median home $375,600 · income $85,919 · Jan low 54°F · 0 in snow
Full Alva, Florida profile: weather, storms, schools, jobs →
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11Bay Pines, Florida
Retirement: 83rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 61st percentile
Bay Pines is a community of 3,106 people in Pinellas County, Florida. Homes have a median value of $287,000 against household income of $68,214; January lows average 53°F.
3,106 people · Pinellas County · median home $287,000 · income $68,214 · Jan low 53°F · 0 in snow
Full Bay Pines, Florida profile: weather, storms, schools, jobs →
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10McGregor, Florida
Retirement: 85th percentile · January average low (°F): 73rd percentile · Home value ÷ income: 52nd percentile
McGregor is a community of 7,976 people in Lee County, Florida. Homes have a median value of $467,600 against household income of $104,788; January lows average 54°F.
7,976 people · Lee County · median home $467,600 · income $104,788 · Jan low 54°F
Full McGregor, Florida profile: weather, storms, schools, jobs →
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9Fussels Corner, Florida
Retirement: 54th percentile · January average low (°F): 59th percentile · Home value ÷ income: 99th percentile
Fussels Corner is a community of 5,560 people in Polk County, Florida. Homes have a median value of $92,100 against household income of $56,091; January lows average 52°F.
5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow
Full Fussels Corner, Florida profile: weather, storms, schools, jobs →
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8North River Shores, Florida
Retirement: 66th percentile · January average low (°F): 81st percentile · Home value ÷ income: 65th percentile
North River Shores is a community of 3,459 people in Martin County, Florida. Homes have a median value of $309,800 against household income of $75,896; January lows average 56°F.
3,459 people · Martin County · median home $309,800 · income $75,896 · Jan low 56°F · 0 in snow
Full North River Shores, Florida profile: weather, storms, schools, jobs →
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7West Bradenton, Florida
Retirement: 73rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 77th percentile
West Bradenton is a community of 4,247 people in Manatee County, Florida. Homes have a median value of $425,100 against household income of $116,272; January lows average 52°F.
4,247 people · Manatee County · median home $425,100 · income $116,272 · Jan low 52°F · 0 in snow
Full West Bradenton, Florida profile: weather, storms, schools, jobs →
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6Whiskey Creek, Florida
Retirement: 62nd percentile · January average low (°F): 73rd percentile · Home value ÷ income: 80th percentile
Whiskey Creek is a community of 4,842 people in Lee County, Florida. Homes have a median value of $379,600 against household income of $104,476; January lows average 54°F.
4,842 people · Lee County · median home $379,600 · income $104,476 · Jan low 54°F · 0 in snow
Full Whiskey Creek, Florida profile: weather, storms, schools, jobs →
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5Vamo, Florida
Retirement: 97th percentile · January average low (°F): 54th percentile · Home value ÷ income: 65th percentile
Vamo is a community of 2,822 people in Sarasota County, Florida. Homes have a median value of $364,400 against household income of $88,025; January lows average 52°F.
2,822 people · Sarasota County · median home $364,400 · income $88,025 · Jan low 52°F · 0 in snow
Full Vamo, Florida profile: weather, storms, schools, jobs →
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4Buckingham, Florida
Retirement: 70th percentile · January average low (°F): 77th percentile · Home value ÷ income: 73rd percentile
Buckingham is a community of 4,443 people in Lee County, Florida. Homes have a median value of $431,100 against household income of $112,568; January lows average 54°F.
4,443 people · Lee County · median home $431,100 · income $112,568 · Jan low 54°F · 0 in snow
Full Buckingham, Florida profile: weather, storms, schools, jobs →
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3White City, Florida
Retirement: 67th percentile · January average low (°F): 71st percentile · Home value ÷ income: 85th percentile
White City is a community of 3,779 people in St. Lucie County, Florida. Homes have a median value of $397,100 against household income of $117,720; January lows average 53°F.
3,779 people · St. Lucie County · median home $397,100 · income $117,720 · Jan low 53°F · 0 in snow
Full White City, Florida profile: weather, storms, schools, jobs →
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2Balm, Florida
Retirement: 84th percentile · January average low (°F): 50th percentile · Home value ÷ income: 91st percentile
Balm is a community of 6,541 people in Hillsborough County, Florida. Homes have a median value of $345,300 against household income of $114,659; January lows average 51°F.
6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow
Full Balm, Florida profile: weather, storms, schools, jobs →
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1Hypoluxo, Florida
Retirement: 73rd percentile · January average low (°F): 86th percentile · Home value ÷ income: 77th percentile
Hypoluxo is a town of 2,687 people in Palm Beach County, Florida. Homes have a median value of $290,900 against household income of $78,214; January lows average 58°F.
2,687 people · Palm Beach County · median home $290,900 · income $78,214 · Jan low 58°F · 0 in snow
Full Hypoluxo, Florida profile: weather, storms, schools, jobs →
Percentile vs Florida towns on each part of this ranking.
Price vs ranking
More Florida rankings
- The 25 Best Small Towns to Retire in Florida
- The 25 Quietest Small Towns in Florida
- The 25 Most Affordable Small Towns in Florida
- The 25 Best Small Towns for Families in Florida
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- 25 Small Towns in Florida With the Cheapest Homes
- 25 Small Towns in Florida With the Mildest Winters
- The 25 Most Walkable Small Towns in Florida
- 25 Small Towns in Florida With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Florida
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
- The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 10 Best Affordable Small Towns to Retire in California With Mild Winters
- The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
- The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)