The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters

Ranked on The Town Files lifestyle rankings among 541 towns of 500–10,000 people in Michigan, scoring every town on all of these at once. #1 is St. Joseph, MI.

1. 24Kawkawlin, Michigan

   Retirement: 72nd percentile · January average low (°F): 52nd percentile · Home value ÷ income: 89th percentile

   Kawkawlin is a township of 4,419 people in Bay County, Michigan. Homes have a median value of $188,800 against household income of $85,262; January lows average 16°F.

   4,419 people · Bay County · median home $188,800 · income $85,262 · Jan low 16°F · 47 in snow

   Full Kawkawlin, Michigan profile: weather, storms, schools, jobs →

2. 23Sandusky, Michigan

   Retirement: 59th percentile · January average low (°F): 60th percentile · Home value ÷ income: 94th percentile

   Sandusky is a city of 2,709 people in Sanilac County, Michigan. Homes have a median value of $113,800 against household income of $56,563; January lows average 16°F.

   2,709 people · Sanilac County · median home $113,800 · income $56,563 · Jan low 16°F · 42 in snow

   Full Sandusky, Michigan profile: weather, storms, schools, jobs →

3. 22Clyde, Michigan

   Retirement: 62nd percentile · January average low (°F): 96th percentile · Home value ÷ income: 55th percentile

   Clyde is a township of 5,523 people in St. Clair County, Michigan. Homes have a median value of $235,700 against household income of $84,028; January lows average 20°F.

   5,523 people · St. Clair County · median home $235,700 · income $84,028 · Jan low 20°F · 36 in snow

   Full Clyde, Michigan profile: weather, storms, schools, jobs →

4. 21Deerfield, Michigan

   Retirement: 89th percentile · January average low (°F): 54th percentile · Home value ÷ income: 74th percentile

   Deerfield is a township of 3,257 people in Isabella County, Michigan. Homes have a median value of $237,000 against household income of $96,667; January lows average 16°F.

   3,257 people · Isabella County · median home $237,000 · income $96,667 · Jan low 16°F · 39 in snow

   Full Deerfield, Michigan profile: weather, storms, schools, jobs →

5. 20Beaver, Michigan

   Retirement: 63rd percentile · January average low (°F): 68th percentile · Home value ÷ income: 89th percentile

   Beaver is a township of 2,723 people in Bay County, Michigan. Homes have a median value of $193,800 against household income of $89,154; January lows average 17°F.

   2,723 people · Bay County · median home $193,800 · income $89,154 · Jan low 17°F · 47 in snow

   Full Beaver, Michigan profile: weather, storms, schools, jobs →

6. 19Pleasant Ridge, Michigan

   Retirement: 58th percentile · January average low (°F): 95th percentile · Home value ÷ income: 68th percentile

   Pleasant Ridge is a city of 2,627 people in Oakland County, Michigan. Homes have a median value of $448,700 against household income of $171,125; January lows average 20°F.

   2,627 people · Oakland County · median home $448,700 · income $171,125 · Jan low 20°F · 33 in snow

   Full Pleasant Ridge, Michigan profile: weather, storms, schools, jobs →

7. 18Larkin, Michigan

   Retirement: 94th percentile · January average low (°F): 68th percentile · Home value ÷ income: 61st percentile

   Larkin is a charter township of 5,331 people in Midland County, Michigan. Homes have a median value of $382,500 against household income of $143,427; January lows average 17°F.

   5,331 people · Midland County · median home $382,500 · income $143,427 · Jan low 17°F · 47 in snow

   Full Larkin, Michigan profile: weather, storms, schools, jobs →

8. 17Victor, Michigan

   Retirement: 79th percentile · January average low (°F): 84th percentile · Home value ÷ income: 61st percentile

   Victor is a township of 3,463 people in Clinton County, Michigan. Homes have a median value of $288,400 against household income of $106,343; January lows average 18°F.

   3,463 people · Clinton County · median home $288,400 · income $106,343 · Jan low 18°F · 44 in snow

   Full Victor, Michigan profile: weather, storms, schools, jobs →

9. 16Brady, Michigan

   Retirement: 50th percentile · January average low (°F): 86th percentile · Home value ÷ income: 89th percentile

   Brady is a township of 4,445 people in Kalamazoo County, Michigan. Homes have a median value of $244,600 against household income of $108,954; January lows average 18°F.

   4,445 people · Kalamazoo County · median home $244,600 · income $108,954 · Jan low 18°F · 49 in snow

   Full Brady, Michigan profile: weather, storms, schools, jobs →

10. 15LaGrange, Michigan

    Retirement: 69th percentile · January average low (°F): 62nd percentile · Home value ÷ income: 94th percentile

    LaGrange is a township of 3,787 people in Cass County, Michigan. Homes have a median value of $119,600 against household income of $58,786; January lows average 16°F.

    3,787 people · Cass County · median home $119,600 · income $58,786 · Jan low 16°F · 65 in snow

    Full LaGrange, Michigan profile: weather, storms, schools, jobs →

11. 14Watertown, Michigan

    Retirement: 76th percentile · January average low (°F): 76th percentile · Home value ÷ income: 74th percentile

    Watertown is a charter township of 5,563 people in Clinton County, Michigan. Homes have a median value of $288,700 against household income of $114,870; January lows average 17°F.

    5,563 people · Clinton County · median home $288,700 · income $114,870 · Jan low 17°F · 50 in snow

    Full Watertown, Michigan profile: weather, storms, schools, jobs →

12. 13Jerome, Michigan

    Retirement: 80th percentile · January average low (°F): 68th percentile · Home value ÷ income: 80th percentile

    Jerome is a township of 4,625 people in Midland County, Michigan. Homes have a median value of $192,000 against household income of $80,313; January lows average 17°F.

    4,625 people · Midland County · median home $192,000 · income $80,313 · Jan low 17°F · 46 in snow

    Full Jerome, Michigan profile: weather, storms, schools, jobs →

13. 12Adrian, Michigan

    Retirement: 83rd percentile · January average low (°F): 72nd percentile · Home value ÷ income: 74th percentile

    Adrian is a township of 6,401 people in Lenawee County, Michigan. Homes have a median value of $230,700 against household income of $90,879; January lows average 17°F.

    6,401 people · Lenawee County · median home $230,700 · income $90,879 · Jan low 17°F · 26 in snow

    Full Adrian, Michigan profile: weather, storms, schools, jobs →

14. 11Homer, Michigan

    Retirement: 64th percentile · January average low (°F): 68th percentile · Home value ÷ income: 99th percentile

    Homer is a township of 3,993 people in Midland County, Michigan. Homes have a median value of $190,600 against household income of $117,295; January lows average 17°F.

    3,993 people · Midland County · median home $190,600 · income $117,295 · Jan low 17°F · 45 in snow

    Full Homer, Michigan profile: weather, storms, schools, jobs →

15. 10Frankenlust, Michigan

    Retirement: 98th percentile · January average low (°F): 66th percentile · Home value ÷ income: 68th percentile

    Frankenlust is a township of 3,672 people in Bay County, Michigan. Homes have a median value of $240,700 against household income of $92,685; January lows average 16°F.

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

    Full Frankenlust, Michigan profile: weather, storms, schools, jobs →

16. 9Marshall, Michigan

    Retirement: 69th percentile · January average low (°F): 79th percentile · Home value ÷ income: 84th percentile

    Marshall is a city of 6,822 people in Calhoun County, Michigan. Homes have a median value of $173,500 against household income of $76,050; January lows average 17°F.

    6,822 people · Calhoun County · median home $173,500 · income $76,050 · Jan low 17°F · 46 in snow

    Full Marshall, Michigan profile: weather, storms, schools, jobs →

17. 8Spring Arbor, Michigan

    Retirement: 77th percentile · January average low (°F): 81st percentile · Home value ÷ income: 74th percentile

    Spring Arbor is a township of 8,530 people in Jackson County, Michigan. Homes have a median value of $217,700 against household income of $87,316; January lows average 18°F.

    8,530 people · Jackson County · median home $217,700 · income $87,316 · Jan low 18°F · 42 in snow

    Full Spring Arbor, Michigan profile: weather, storms, schools, jobs →

18. 7Ingersoll, Michigan

    Retirement: 70th percentile · January average low (°F): 68th percentile · Home value ÷ income: 96th percentile

    Ingersoll is a township of 2,775 people in Midland County, Michigan. Homes have a median value of $190,000 against household income of $99,063; January lows average 17°F.

    2,775 people · Midland County · median home $190,000 · income $99,063 · Jan low 17°F · 49 in snow

    Full Ingersoll, Michigan profile: weather, storms, schools, jobs →

19. 6Mason, Michigan

    Retirement: 81st percentile · January average low (°F): 81st percentile · Home value ÷ income: 74th percentile

    Mason is a city of 8,283 people in Ingham County, Michigan. Homes have a median value of $198,000 against household income of $79,117; January lows average 18°F.

    8,283 people · Ingham County · median home $198,000 · income $79,117 · Jan low 18°F · 36 in snow

    Full Mason, Michigan profile: weather, storms, schools, jobs →

20. 5Marshall, Michigan

    Retirement: 84th percentile · January average low (°F): 79th percentile · Home value ÷ income: 74th percentile

    Marshall is a township of 3,157 people in Calhoun County, Michigan. Homes have a median value of $272,100 against household income of $106,944; January lows average 17°F.

    3,157 people · Calhoun County · median home $272,100 · income $106,944 · Jan low 17°F · 48 in snow

    Full Marshall, Michigan profile: weather, storms, schools, jobs →

21. 4Royalton, Michigan

    Retirement: 85th percentile · January average low (°F): 98th percentile · Home value ÷ income: 55th percentile

    Royalton is a township of 5,141 people in Berrien County, Michigan. Homes have a median value of $356,700 against household income of $128,750; January lows average 20°F.

    5,141 people · Berrien County · median home $356,700 · income $128,750 · Jan low 20°F · 78 in snow

    Full Royalton, Michigan profile: weather, storms, schools, jobs →

22. 3Williams, Michigan

    Retirement: 77th percentile · January average low (°F): 68th percentile · Home value ÷ income: 94th percentile

    Williams is a charter township of 5,058 people in Bay County, Michigan. Homes have a median value of $178,300 against household income of $87,380; January lows average 17°F.

    5,058 people · Bay County · median home $178,300 · income $87,380 · Jan low 17°F · 49 in snow

    Full Williams, Michigan profile: weather, storms, schools, jobs →

23. 2Belleville, Michigan

    Retirement: 70th percentile · January average low (°F): 94th percentile · Home value ÷ income: 80th percentile

    Belleville is a city of 4,008 people in Wayne County, Michigan. Homes have a median value of $148,300 against household income of $62,991; January lows average 20°F.

    4,008 people · Wayne County · median home $148,300 · income $62,991 · Jan low 20°F · 45 in snow

    Full Belleville, Michigan profile: weather, storms, schools, jobs →

24. 1St. Joseph, Michigan

    Retirement: 80th percentile · January average low (°F): 98th percentile · Home value ÷ income: 68th percentile

    St. Joseph is a charter township of 9,993 people in Berrien County, Michigan. Homes have a median value of $248,900 against household income of $94,926; January lows average 20°F.

    9,993 people · Berrien County · median home $248,900 · income $94,926 · Jan low 20°F · 78 in snow

    Full St. Joseph, Michigan profile: weather, storms, schools, jobs →

Price vs ranking

More Michigan rankings

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• The 25 Most Affordable Small Towns in Michigan
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• 25 Small Towns in Michigan With the Mildest Winters
• The 25 Most Walkable Small Towns in Michigan
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• The 25 Best Small Towns for First-Time Home Buyers in Michigan

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