The Town Files

The 24 Best Quiet, Affordable Small Towns to Retire in Michigan

Ranked on The Town Files lifestyle rankings among 541 towns of 500–10,000 people in Michigan, scoring every town on all of these at once. #1 is L'Anse, MI.

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Numbers match the ranking.
The 24 Best Quiet, Affordable Small Towns to Retire in Michigan1. L'Ansescore 892. Gerrishscore 873. Rogers Cityscore 864. Iron Riverscore 855. Pickfordscore 836. St. Helenscore 827. Baragascore 828. Richfieldscore 809. Escanabascore 8010. Hopescore 7711. Sebewaingscore 7712. Ingersollscore 7613. Marshallscore 7514. Frankenlustscore 7415. Kawkawlinscore 7316. Portsmouthscore 7317. Wellsscore 7318. Jeffersonscore 7219. Watertownscore 7220. Rollinscore 7221. Munisingscore 7222. Menomineescore 7123. Somersetscore 7024. Waverlyscore 70
  1. 24Waverly, Michigan

    Retirement: 58th percentile · Quiet: 84th percentile · Home value ÷ income: 68th percentile

    Waverly is a township of 2,506 people in Van Buren County, Michigan. Homes have a median value of $222,400 against household income of $84,306; January lows average 17°F.

    2,506 people · Van Buren County · median home $222,400 · income $84,306 · Jan low 17°F · 109 in snow

    Full Waverly, Michigan profile: weather, storms, schools, jobs →

    Waverly: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement58th pctQuiet84th pctAffordability68th pct
    Percentile vs Michigan towns on each part of this ranking.
  2. 23Somerset, Michigan

    Retirement: 75th percentile · Quiet: 81st percentile · Home value ÷ income: 55th percentile

    Somerset is a township of 4,588 people in Hillsdale County, Michigan. Homes have a median value of $251,100 against household income of $89,303; January lows average 15°F.

    4,588 people · Hillsdale County · median home $251,100 · income $89,303 · Jan low 15°F · 38 in snow

    Full Somerset, Michigan profile: weather, storms, schools, jobs →

    Somerset: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement75th pctQuiet81th pctAffordability55th pct
    Percentile vs Michigan towns on each part of this ranking.
  3. 22Menominee, Michigan

    Retirement: 83rd percentile · Quiet: 76th percentile · Home value ÷ income: 55th percentile

    Menominee is a township of 3,364 people in Menominee County, Michigan. Homes have a median value of $185,100 against household income of $65,771; January lows average 10°F.

    3,364 people · Menominee County · median home $185,100 · income $65,771 · Jan low 10°F · 44 in snow

    Full Menominee, Michigan profile: weather, storms, schools, jobs →

    Menominee: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement83th pctQuiet76th pctAffordability55th pct
    Percentile vs Michigan towns on each part of this ranking.
  4. 21Munising, Michigan

    Retirement: 87th percentile · Quiet: 73rd percentile · Home value ÷ income: 55th percentile

    Munising is a township of 2,865 people in Alger County, Michigan. Homes have a median value of $174,700 against household income of $62,227; January lows average 13°F.

    2,865 people · Alger County · median home $174,700 · income $62,227 · Jan low 13°F · 161 in snow

    Full Munising, Michigan profile: weather, storms, schools, jobs →

    Munising: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement87th pctQuiet73th pctAffordability55th pct
    Percentile vs Michigan towns on each part of this ranking.
  5. 20Rollin, Michigan

    Retirement: 90th percentile · Quiet: 70th percentile · Home value ÷ income: 55th percentile

    Rollin is a township of 3,035 people in Lenawee County, Michigan. Homes have a median value of $224,500 against household income of $79,736; January lows average 13°F.

    3,035 people · Lenawee County · median home $224,500 · income $79,736 · Jan low 13°F · 33 in snow

    Full Rollin, Michigan profile: weather, storms, schools, jobs →

    Rollin: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement90th pctQuiet70th pctAffordability55th pct
    Percentile vs Michigan towns on each part of this ranking.
  6. 19Watertown, Michigan

    Retirement: 76th percentile · Quiet: 66th percentile · Home value ÷ income: 74th percentile

    Watertown is a charter township of 5,563 people in Clinton County, Michigan. Homes have a median value of $288,700 against household income of $114,870; January lows average 17°F.

    5,563 people · Clinton County · median home $288,700 · income $114,870 · Jan low 17°F · 50 in snow

    Full Watertown, Michigan profile: weather, storms, schools, jobs →

    Watertown: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement76th pctQuiet66th pctAffordability74th pct
    Percentile vs Michigan towns on each part of this ranking.
  7. 18Jefferson, Michigan

    Retirement: 57th percentile · Quiet: 86th percentile · Home value ÷ income: 74th percentile

    Jefferson is a township of 3,016 people in Hillsdale County, Michigan. Homes have a median value of $148,400 against household income of $58,594; January lows average 15°F.

    3,016 people · Hillsdale County · median home $148,400 · income $58,594 · Jan low 15°F · 44 in snow

    Full Jefferson, Michigan profile: weather, storms, schools, jobs →

    Jefferson: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement57th pctQuiet86th pctAffordability74th pct
    Percentile vs Michigan towns on each part of this ranking.
  8. 17Wells, Michigan

    Retirement: 76th percentile · Quiet: 69th percentile · Home value ÷ income: 74th percentile

    Wells is a township of 4,876 people in Delta County, Michigan. Homes have a median value of $177,000 against household income of $72,039; January lows average 8°F.

    4,876 people · Delta County · median home $177,000 · income $72,039 · Jan low 8°F · 43 in snow

    Full Wells, Michigan profile: weather, storms, schools, jobs →

    Wells: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement76th pctQuiet69th pctAffordability74th pct
    Percentile vs Michigan towns on each part of this ranking.
  9. 16Portsmouth, Michigan

    Retirement: 54th percentile · Quiet: 74th percentile · Home value ÷ income: 92nd percentile

    Portsmouth is a charter township of 3,224 people in Bay County, Michigan. Homes have a median value of $165,500 against household income of $79,310; January lows average 16°F.

    3,224 people · Bay County · median home $165,500 · income $79,310 · Jan low 16°F · 44 in snow

    Full Portsmouth, Michigan profile: weather, storms, schools, jobs →

    Portsmouth: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement54th pctQuiet74th pctAffordability92th pct
    Percentile vs Michigan towns on each part of this ranking.
  10. 15Kawkawlin, Michigan

    Retirement: 72nd percentile · Quiet: 59th percentile · Home value ÷ income: 89th percentile

    Kawkawlin is a township of 4,419 people in Bay County, Michigan. Homes have a median value of $188,800 against household income of $85,262; January lows average 16°F.

    4,419 people · Bay County · median home $188,800 · income $85,262 · Jan low 16°F · 47 in snow

    Full Kawkawlin, Michigan profile: weather, storms, schools, jobs →

    Kawkawlin: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement72th pctQuiet59th pctAffordability89th pct
    Percentile vs Michigan towns on each part of this ranking.
  11. 14Frankenlust, Michigan

    Retirement: 98th percentile · Quiet: 57th percentile · Home value ÷ income: 68th percentile

    Frankenlust is a township of 3,672 people in Bay County, Michigan. Homes have a median value of $240,700 against household income of $92,685; January lows average 16°F.

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

    Full Frankenlust, Michigan profile: weather, storms, schools, jobs →

    Frankenlust: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement98th pctQuiet57th pctAffordability68th pct
    Percentile vs Michigan towns on each part of this ranking.
  12. 13Marshall, Michigan

    Retirement: 84th percentile · Quiet: 67th percentile · Home value ÷ income: 74th percentile

    Marshall is a township of 3,157 people in Calhoun County, Michigan. Homes have a median value of $272,100 against household income of $106,944; January lows average 17°F.

    3,157 people · Calhoun County · median home $272,100 · income $106,944 · Jan low 17°F · 48 in snow

    Full Marshall, Michigan profile: weather, storms, schools, jobs →

    Marshall: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement84th pctQuiet67th pctAffordability74th pct
    Percentile vs Michigan towns on each part of this ranking.
  13. 12Ingersoll, Michigan

    Retirement: 70th percentile · Quiet: 63rd percentile · Home value ÷ income: 96th percentile

    Ingersoll is a township of 2,775 people in Midland County, Michigan. Homes have a median value of $190,000 against household income of $99,063; January lows average 17°F.

    2,775 people · Midland County · median home $190,000 · income $99,063 · Jan low 17°F · 49 in snow

    Full Ingersoll, Michigan profile: weather, storms, schools, jobs →

    Ingersoll: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement70th pctQuiet63th pctAffordability96th pct
    Percentile vs Michigan towns on each part of this ranking.
  14. 11Sebewaing, Michigan

    Retirement: 63rd percentile · Quiet: 75th percentile · Home value ÷ income: 92nd percentile

    Sebewaing is a township of 2,678 people in Huron County, Michigan. Homes have a median value of $111,400 against household income of $53,849; January lows average 13°F.

    2,678 people · Huron County · median home $111,400 · income $53,849 · Jan low 13°F · 42 in snow

    Full Sebewaing, Michigan profile: weather, storms, schools, jobs →

    Sebewaing: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement63th pctQuiet75th pctAffordability92th pct
    Percentile vs Michigan towns on each part of this ranking.
  15. 10Hope, Michigan

    Retirement: 64th percentile · Quiet: 84th percentile · Home value ÷ income: 84th percentile

    Hope is a township of 3,154 people in Barry County, Michigan. Homes have a median value of $232,300 against household income of $99,427; January lows average 16°F.

    3,154 people · Barry County · median home $232,300 · income $99,427 · Jan low 16°F · 68 in snow

    Full Hope, Michigan profile: weather, storms, schools, jobs →

    Hope: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement64th pctQuiet84th pctAffordability84th pct
    Percentile vs Michigan towns on each part of this ranking.
  16. 9Escanaba, Michigan

    Retirement: 85th percentile · Quiet: 62nd percentile · Home value ÷ income: 92nd percentile

    Escanaba is a township of 3,496 people in Delta County, Michigan. Homes have a median value of $173,800 against household income of $81,250; January lows average 8°F.

    3,496 people · Delta County · median home $173,800 · income $81,250 · Jan low 8°F · 43 in snow

    Full Escanaba, Michigan profile: weather, storms, schools, jobs →

    Escanaba: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement85th pctQuiet62th pctAffordability92th pct
    Percentile vs Michigan towns on each part of this ranking.
  17. 8Richfield, Michigan

    Retirement: 79th percentile · Quiet: 78th percentile · Home value ÷ income: 84th percentile

    Richfield is a township of 3,545 people in Roscommon County, Michigan. Homes have a median value of $110,200 against household income of $47,055; January lows average 11°F.

    3,545 people · Roscommon County · median home $110,200 · income $47,055 · Jan low 11°F · 64 in snow

    Full Richfield, Michigan profile: weather, storms, schools, jobs →

    Richfield: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement79th pctQuiet78th pctAffordability84th pct
    Percentile vs Michigan towns on each part of this ranking.
  18. 7Baraga, Michigan

    Retirement: 94th percentile · Quiet: 83rd percentile · Home value ÷ income: 68th percentile

    Baraga is a township of 3,478 people in Baraga County, Michigan. Homes have a median value of $133,300 against household income of $52,254; January lows average 6°F.

    3,478 people · Baraga County · median home $133,300 · income $52,254 · Jan low 6°F · 178 in snow

    Full Baraga, Michigan profile: weather, storms, schools, jobs →

    Baraga: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement94th pctQuiet83th pctAffordability68th pct
    Percentile vs Michigan towns on each part of this ranking.
  19. 6St. Helen, Michigan

    Retirement: 77th percentile · Quiet: 78th percentile · Home value ÷ income: 92nd percentile

    St. Helen is a community of 2,735 people in Roscommon County, Michigan. Homes have a median value of $95,600 against household income of $44,871; January lows average 10°F.

    2,735 people · Roscommon County · median home $95,600 · income $44,871 · Jan low 10°F · 63 in snow

    Full St. Helen, Michigan profile: weather, storms, schools, jobs →

    St. Helen: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement77th pctQuiet78th pctAffordability92th pct
    Percentile vs Michigan towns on each part of this ranking.
  20. 5Pickford, Michigan

    Retirement: 70th percentile · Quiet: 81st percentile · Home value ÷ income: 98th percentile

    Pickford is a township of 2,791 people in Chippewa County, Michigan. Homes have a median value of $167,400 against household income of $99,688; January lows average 7°F.

    2,791 people · Chippewa County · median home $167,400 · income $99,688 · Jan low 7°F · 101 in snow

    Full Pickford, Michigan profile: weather, storms, schools, jobs →

    Pickford: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement70th pctQuiet81th pctAffordability98th pct
    Percentile vs Michigan towns on each part of this ranking.
  21. 4Iron River, Michigan

    Retirement: 81st percentile · Quiet: 75th percentile · Home value ÷ income: 99th percentile

    Iron River is a city of 3,007 people in Iron County, Michigan. Homes have a median value of $85,000 against household income of $54,183; January lows average 0°F.

    3,007 people · Iron County · median home $85,000 · income $54,183 · Jan low 0°F · 67 in snow

    Full Iron River, Michigan profile: weather, storms, schools, jobs →

    Iron River: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement81th pctQuiet75th pctAffordability99th pct
    Percentile vs Michigan towns on each part of this ranking.
  22. 3Rogers City, Michigan

    Retirement: 96th percentile · Quiet: 73rd percentile · Home value ÷ income: 89th percentile

    Rogers City is a city of 2,850 people in Presque Isle County, Michigan. Homes have a median value of $110,200 against household income of $49,266; January lows average 14°F.

    2,850 people · Presque Isle County · median home $110,200 · income $49,266 · Jan low 14°F · 85 in snow

    Full Rogers City, Michigan profile: weather, storms, schools, jobs →

    Rogers City: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement96th pctQuiet73th pctAffordability89th pct
    Percentile vs Michigan towns on each part of this ranking.
  23. 2Gerrish, Michigan

    Retirement: 89th percentile · Quiet: 93rd percentile · Home value ÷ income: 80th percentile

    Gerrish is a township of 2,796 people in Roscommon County, Michigan. Homes have a median value of $232,100 against household income of $95,813; January lows average 11°F.

    2,796 people · Roscommon County · median home $232,100 · income $95,813 · Jan low 11°F · 66 in snow

    Full Gerrish, Michigan profile: weather, storms, schools, jobs →

    Gerrish: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement89th pctQuiet93th pctAffordability80th pct
    Percentile vs Michigan towns on each part of this ranking.
  24. 1L'Anse, Michigan

    Retirement: 97th percentile · Quiet: 81st percentile · Home value ÷ income: 89th percentile

    L'Anse is a township of 3,551 people in Baraga County, Michigan. Homes have a median value of $122,700 against household income of $54,898; January lows average 7°F.

    3,551 people · Baraga County · median home $122,700 · income $54,898 · Jan low 7°F · 208 in snow

    Full L'Anse, Michigan profile: weather, storms, schools, jobs →

    L'Anse: The 24 Best Quiet, Affordable Small Towns to Retire in Michigan scoresRetirement97th pctQuiet81th pctAffordability89th pct
    Percentile vs Michigan towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Michigan towns0255075100$52K$166K$281K$396K$511KMedian home valuePercentile
Orange squares are the 24 towns on this list; green dots are other towns on The Town Files in Michigan.

More Michigan rankings

Same ranking, other places

Methodology. We ranked 541 towns of 500–10,000 people in Michigan (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: