The Town Files

The 25 Best Quiet, Affordable Small Towns to Retire in New York

Ranked on The Town Files lifestyle rankings among 707 towns of 500–10,000 people in New York, scoring every town on all of these at once. #1 is Pierrepont, NY.

Map of the 25 towns12345678910111213141516171819202122232425
Numbers match the ranking.
The 25 Best Quiet, Affordable Small Towns to Retire in New York1. Pierrepontscore 882. Rushscore 873. Schuylerscore 844. Palatinescore 845. Newark Valleyscore 826. Hancockscore 827. Binghamtonscore 818. Hornellsvillescore 819. Stephentownscore 8010. Tiogascore 8011. Westfieldscore 8012. Westfieldscore 8013. Hartlandscore 8014. Pompeyscore 7915. Salemscore 7816. Catlinscore 7817. Oneontascore 7818. Sennettscore 7719. Hectorscore 7720. Davenportscore 7721. Richmondscore 7722. Newfieldscore 7723. Sodusscore 7624. Otegoscore 7625. Wheatlandscore 76
  1. 25Wheatland, New York

    Retirement: 95th percentile · Quiet: 56th percentile · Home value ÷ income: 76th percentile

    Wheatland is a town of 4,897 people in Monroe County, New York. Homes have a median value of $183,100 against household income of $82,538; January lows average 16°F.

    4,897 people · Monroe County · median home $183,100 · income $82,538 · Jan low 16°F · 52 in snow

    Full Wheatland, New York profile: weather, storms, schools, jobs →

    Wheatland: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement95th pctQuiet56th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  2. 24Otego, New York

    Retirement: 87th percentile · Quiet: 77th percentile · Home value ÷ income: 63rd percentile

    Otego is a town of 2,756 people in Otsego County, New York. Homes have a median value of $195,500 against household income of $77,553; January lows average 11°F.

    2,756 people · Otsego County · median home $195,500 · income $77,553 · Jan low 11°F · 83 in snow

    Full Otego, New York profile: weather, storms, schools, jobs →

    Otego: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement87th pctQuiet77th pctAffordability63th pct
    Percentile vs New York towns on each part of this ranking.
  3. 23Sodus, New York

    Retirement: 61st percentile · Quiet: 91st percentile · Home value ÷ income: 76th percentile

    Sodus is a town of 8,028 people in Wayne County, New York. Homes have a median value of $152,500 against household income of $70,478; January lows average 16°F.

    8,028 people · Wayne County · median home $152,500 · income $70,478 · Jan low 16°F · 105 in snow

    Full Sodus, New York profile: weather, storms, schools, jobs →

    Sodus: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement61th pctQuiet91th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  4. 22Newfield, New York

    Retirement: 85th percentile · Quiet: 74th percentile · Home value ÷ income: 72nd percentile

    Newfield is a town of 5,126 people in Tompkins County, New York. Homes have a median value of $171,300 against household income of $74,333; January lows average 14°F.

    5,126 people · Tompkins County · median home $171,300 · income $74,333 · Jan low 14°F · 60 in snow

    Full Newfield, New York profile: weather, storms, schools, jobs →

    Newfield: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement85th pctQuiet74th pctAffordability72th pct
    Percentile vs New York towns on each part of this ranking.
  5. 21Richmond, New York

    Retirement: 81st percentile · Quiet: 96th percentile · Home value ÷ income: 55th percentile

    Richmond is a town of 3,360 people in Ontario County, New York. Homes have a median value of $215,400 against household income of $79,150; January lows average 16°F.

    3,360 people · Ontario County · median home $215,400 · income $79,150 · Jan low 16°F · 55 in snow

    Full Richmond, New York profile: weather, storms, schools, jobs →

    Richmond: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement81th pctQuiet96th pctAffordability55th pct
    Percentile vs New York towns on each part of this ranking.
  6. 20Davenport, New York

    Retirement: 62nd percentile · Quiet: 90th percentile · Home value ÷ income: 80th percentile

    Davenport is a town of 2,955 people in Delaware County, New York. Homes have a median value of $165,700 against household income of $79,539; January lows average 11°F.

    2,955 people · Delaware County · median home $165,700 · income $79,539 · Jan low 11°F · 83 in snow

    Full Davenport, New York profile: weather, storms, schools, jobs →

    Davenport: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement62th pctQuiet90th pctAffordability80th pct
    Percentile vs New York towns on each part of this ranking.
  7. 19Hector, New York

    Retirement: 85th percentile · Quiet: 92nd percentile · Home value ÷ income: 55th percentile

    Hector is a town of 4,895 people in Schuyler County, New York. Homes have a median value of $218,700 against household income of $79,904; January lows average 14°F.

    4,895 people · Schuyler County · median home $218,700 · income $79,904 · Jan low 14°F · 61 in snow

    Full Hector, New York profile: weather, storms, schools, jobs →

    Hector: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement85th pctQuiet92th pctAffordability55th pct
    Percentile vs New York towns on each part of this ranking.
  8. 18Sennett, New York

    Retirement: 88th percentile · Quiet: 89th percentile · Home value ÷ income: 55th percentile

    Sennett is a town of 3,304 people in Cayuga County, New York. Homes have a median value of $279,300 against household income of $101,585; January lows average 15°F.

    3,304 people · Cayuga County · median home $279,300 · income $101,585 · Jan low 15°F · 109 in snow

    Full Sennett, New York profile: weather, storms, schools, jobs →

    Sennett: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement88th pctQuiet89th pctAffordability55th pct
    Percentile vs New York towns on each part of this ranking.
  9. 17Oneonta, New York

    Retirement: 83rd percentile · Quiet: 85th percentile · Home value ÷ income: 67th percentile

    Oneonta is a town of 5,065 people in Otsego County, New York. Homes have a median value of $187,100 against household income of $79,074; January lows average 11°F.

    5,065 people · Otsego County · median home $187,100 · income $79,074 · Jan low 11°F · 83 in snow

    Full Oneonta, New York profile: weather, storms, schools, jobs →

    Oneonta: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement83th pctQuiet85th pctAffordability67th pct
    Percentile vs New York towns on each part of this ranking.
  10. 16Catlin, New York

    Retirement: 77th percentile · Quiet: 82nd percentile · Home value ÷ income: 76th percentile

    Catlin is a town of 2,541 people in Chemung County, New York. Homes have a median value of $176,400 against household income of $80,956; January lows average 16°F.

    2,541 people · Chemung County · median home $176,400 · income $80,956 · Jan low 16°F · 47 in snow

    Full Catlin, New York profile: weather, storms, schools, jobs →

    Catlin: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement77th pctQuiet82th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  11. 15Salem, New York

    Retirement: 89th percentile · Quiet: 79th percentile · Home value ÷ income: 67th percentile

    Salem is a town of 2,612 people in Washington County, New York. Homes have a median value of $196,000 against household income of $83,398; January lows average 11°F.

    2,612 people · Washington County · median home $196,000 · income $83,398 · Jan low 11°F · 75 in snow

    Full Salem, New York profile: weather, storms, schools, jobs →

    Salem: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement89th pctQuiet79th pctAffordability67th pct
    Percentile vs New York towns on each part of this ranking.
  12. 14Pompey, New York

    Retirement: 81st percentile · Quiet: 94th percentile · Home value ÷ income: 63rd percentile

    Pompey is a town of 7,080 people in Onondaga County, New York. Homes have a median value of $275,400 against household income of $111,000; January lows average 11°F.

    7,080 people · Onondaga County · median home $275,400 · income $111,000 · Jan low 11°F · 115 in snow

    Full Pompey, New York profile: weather, storms, schools, jobs →

    Pompey: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement81th pctQuiet94th pctAffordability63th pct
    Percentile vs New York towns on each part of this ranking.
  13. 13Hartland, New York

    Retirement: 63rd percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile

    Hartland is a town of 3,874 people in Niagara County, New York. Homes have a median value of $183,000 against household income of $91,901; January lows average 18°F.

    3,874 people · Niagara County · median home $183,000 · income $91,901 · Jan low 18°F · 73 in snow

    Full Hartland, New York profile: weather, storms, schools, jobs →

    Hartland: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement63th pctQuiet92th pctAffordability84th pct
    Percentile vs New York towns on each part of this ranking.
  14. 12Westfield, New York

    Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile

    Westfield is a village of 2,910 people in Chautauqua County, New York. Homes have a median value of $102,600 against household income of $46,774; January lows average 21°F.

    2,910 people · Chautauqua County · median home $102,600 · income $46,774 · Jan low 21°F · 175 in snow

    Full Westfield, New York profile: weather, storms, schools, jobs →

    Westfield: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement91th pctQuiet72th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  15. 11Westfield, New York

    Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile

    Westfield, New York
    Photo: Ken Winters, U.S. Army Corps of Engineers (public domain, Wikimedia Commons)

    Westfield is a town of 4,553 people in Chautauqua County, New York. Homes have a median value of $114,400 against household income of $50,921; January lows average 21°F.

    4,553 people · Chautauqua County · median home $114,400 · income $50,921 · Jan low 21°F · 225 in snow

    Full Westfield, New York profile: weather, storms, schools, jobs →

    Westfield: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement91th pctQuiet72th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  16. 10Tioga, New York

    Retirement: 66th percentile · Quiet: 83rd percentile · Home value ÷ income: 91st percentile

    Tioga is a town of 4,440 people in Tioga County, New York. Homes have a median value of $125,300 against household income of $68,523; January lows average 16°F.

    4,440 people · Tioga County · median home $125,300 · income $68,523 · Jan low 16°F · 49 in snow

    Full Tioga, New York profile: weather, storms, schools, jobs →

    Tioga: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement66th pctQuiet83th pctAffordability91th pct
    Percentile vs New York towns on each part of this ranking.
  17. 9Stephentown, New York

    Retirement: 78th percentile · Quiet: 96th percentile · Home value ÷ income: 67th percentile

    Stephentown is a town of 2,791 people in Rensselaer County, New York. Homes have a median value of $208,800 against household income of $88,617; January lows average 14°F.

    2,791 people · Rensselaer County · median home $208,800 · income $88,617 · Jan low 14°F · 54 in snow

    Full Stephentown, New York profile: weather, storms, schools, jobs →

    Stephentown: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement78th pctQuiet96th pctAffordability67th pct
    Percentile vs New York towns on each part of this ranking.
  18. 8Hornellsville, New York

    Retirement: 72nd percentile · Quiet: 79th percentile · Home value ÷ income: 91st percentile

    Hornellsville is a town of 4,034 people in Steuben County, New York. Homes have a median value of $134,800 against household income of $73,014; January lows average 12°F.

    4,034 people · Steuben County · median home $134,800 · income $73,014 · Jan low 12°F · 62 in snow

    Full Hornellsville, New York profile: weather, storms, schools, jobs →

    Hornellsville: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement72th pctQuiet79th pctAffordability91th pct
    Percentile vs New York towns on each part of this ranking.
  19. 7Binghamton, New York

    Retirement: 81st percentile · Quiet: 83rd percentile · Home value ÷ income: 80th percentile

    Binghamton is a town of 4,617 people in Broome County, New York. Homes have a median value of $222,300 against household income of $105,345; January lows average 16°F.

    4,617 people · Broome County · median home $222,300 · income $105,345 · Jan low 16°F · 77 in snow

    Full Binghamton, New York profile: weather, storms, schools, jobs →

    Binghamton: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement81th pctQuiet83th pctAffordability80th pct
    Percentile vs New York towns on each part of this ranking.
  20. 6Hancock, New York

    Retirement: 89th percentile · Quiet: 97th percentile · Home value ÷ income: 59th percentile

    Hancock is a town of 2,764 people in Delaware County, New York. Homes have a median value of $161,100 against household income of $62,243; January lows average 16°F.

    2,764 people · Delaware County · median home $161,100 · income $62,243 · Jan low 16°F · 55 in snow

    Full Hancock, New York profile: weather, storms, schools, jobs →

    Hancock: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement89th pctQuiet97th pctAffordability59th pct
    Percentile vs New York towns on each part of this ranking.
  21. 5Newark Valley, New York

    Retirement: 76th percentile · Quiet: 77th percentile · Home value ÷ income: 94th percentile

    Newark Valley is a town of 3,642 people in Tioga County, New York. Homes have a median value of $138,600 against household income of $80,938; January lows average 16°F.

    3,642 people · Tioga County · median home $138,600 · income $80,938 · Jan low 16°F · 64 in snow

    Full Newark Valley, New York profile: weather, storms, schools, jobs →

    Newark Valley: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement76th pctQuiet77th pctAffordability94th pct
    Percentile vs New York towns on each part of this ranking.
  22. 4Palatine, New York

    Retirement: 76th percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile

    Palatine is a town of 3,189 people in Montgomery County, New York. Homes have a median value of $142,500 against household income of $69,722; January lows average 7°F.

    3,189 people · Montgomery County · median home $142,500 · income $69,722 · Jan low 7°F · 54 in snow

    Full Palatine, New York profile: weather, storms, schools, jobs →

    Palatine: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement76th pctQuiet92th pctAffordability84th pct
    Percentile vs New York towns on each part of this ranking.
  23. 3Schuyler, New York

    Retirement: 76th percentile · Quiet: 86th percentile · Home value ÷ income: 91st percentile

    Schuyler is a town of 3,296 people in Herkimer County, New York. Homes have a median value of $116,000 against household income of $65,469; January lows average 10°F.

    3,296 people · Herkimer County · median home $116,000 · income $65,469 · Jan low 10°F

    Full Schuyler, New York profile: weather, storms, schools, jobs →

    Schuyler: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement76th pctQuiet86th pctAffordability91th pct
    Percentile vs New York towns on each part of this ranking.
  24. 2Rush, New York

    Retirement: 94th percentile · Quiet: 92nd percentile · Home value ÷ income: 76th percentile

    Rush is a town of 3,490 people in Monroe County, New York. Homes have a median value of $264,600 against household income of $122,519; January lows average 16°F.

    3,490 people · Monroe County · median home $264,600 · income $122,519 · Jan low 16°F · 52 in snow

    Full Rush, New York profile: weather, storms, schools, jobs →

    Rush: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement94th pctQuiet92th pctAffordability76th pct
    Percentile vs New York towns on each part of this ranking.
  25. 1Pierrepont, New York

    Retirement: 81st percentile · Quiet: 84th percentile · Home value ÷ income: 99th percentile

    Pierrepont is a town of 2,523 people in St. Lawrence County, New York. Homes have a median value of $131,300 against household income of $92,500; January lows average 6°F.

    2,523 people · St. Lawrence County · median home $131,300 · income $92,500 · Jan low 6°F · 77 in snow

    Full Pierrepont, New York profile: weather, storms, schools, jobs →

    Pierrepont: The 25 Best Quiet, Affordable Small Towns to Retire in New York scoresRetirement81th pctQuiet84th pctAffordability99th pct
    Percentile vs New York towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, New York towns0255075100$81K$426K$771K$1116K$1462KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in New York.

More New York rankings

Same ranking, other places

Methodology. We ranked 707 towns of 500–10,000 people in New York (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: