The 25 Best Quiet, Affordable Small Towns to Retire in New York
Ranked on The Town Files lifestyle rankings among 707 towns of 500–10,000 people in New York, scoring every town on all of these at once. #1 is Pierrepont, NY.
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25Wheatland, New York
Retirement: 95th percentile · Quiet: 56th percentile · Home value ÷ income: 76th percentile
Wheatland is a town of 4,897 people in Monroe County, New York. Homes have a median value of $183,100 against household income of $82,538; January lows average 16°F.
4,897 people · Monroe County · median home $183,100 · income $82,538 · Jan low 16°F · 52 in snow
Full Wheatland, New York profile: weather, storms, schools, jobs →
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24Otego, New York
Retirement: 87th percentile · Quiet: 77th percentile · Home value ÷ income: 63rd percentile
Otego is a town of 2,756 people in Otsego County, New York. Homes have a median value of $195,500 against household income of $77,553; January lows average 11°F.
2,756 people · Otsego County · median home $195,500 · income $77,553 · Jan low 11°F · 83 in snow
Full Otego, New York profile: weather, storms, schools, jobs →
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23Sodus, New York
Retirement: 61st percentile · Quiet: 91st percentile · Home value ÷ income: 76th percentile
Sodus is a town of 8,028 people in Wayne County, New York. Homes have a median value of $152,500 against household income of $70,478; January lows average 16°F.
8,028 people · Wayne County · median home $152,500 · income $70,478 · Jan low 16°F · 105 in snow
Full Sodus, New York profile: weather, storms, schools, jobs →
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22Newfield, New York
Retirement: 85th percentile · Quiet: 74th percentile · Home value ÷ income: 72nd percentile
Newfield is a town of 5,126 people in Tompkins County, New York. Homes have a median value of $171,300 against household income of $74,333; January lows average 14°F.
5,126 people · Tompkins County · median home $171,300 · income $74,333 · Jan low 14°F · 60 in snow
Full Newfield, New York profile: weather, storms, schools, jobs →
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21Richmond, New York
Retirement: 81st percentile · Quiet: 96th percentile · Home value ÷ income: 55th percentile
Richmond is a town of 3,360 people in Ontario County, New York. Homes have a median value of $215,400 against household income of $79,150; January lows average 16°F.
3,360 people · Ontario County · median home $215,400 · income $79,150 · Jan low 16°F · 55 in snow
Full Richmond, New York profile: weather, storms, schools, jobs →
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20Davenport, New York
Retirement: 62nd percentile · Quiet: 90th percentile · Home value ÷ income: 80th percentile
Davenport is a town of 2,955 people in Delaware County, New York. Homes have a median value of $165,700 against household income of $79,539; January lows average 11°F.
2,955 people · Delaware County · median home $165,700 · income $79,539 · Jan low 11°F · 83 in snow
Full Davenport, New York profile: weather, storms, schools, jobs →
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19Hector, New York
Retirement: 85th percentile · Quiet: 92nd percentile · Home value ÷ income: 55th percentile
Hector is a town of 4,895 people in Schuyler County, New York. Homes have a median value of $218,700 against household income of $79,904; January lows average 14°F.
4,895 people · Schuyler County · median home $218,700 · income $79,904 · Jan low 14°F · 61 in snow
Full Hector, New York profile: weather, storms, schools, jobs →
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18Sennett, New York
Retirement: 88th percentile · Quiet: 89th percentile · Home value ÷ income: 55th percentile
Sennett is a town of 3,304 people in Cayuga County, New York. Homes have a median value of $279,300 against household income of $101,585; January lows average 15°F.
3,304 people · Cayuga County · median home $279,300 · income $101,585 · Jan low 15°F · 109 in snow
Full Sennett, New York profile: weather, storms, schools, jobs →
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17Oneonta, New York
Retirement: 83rd percentile · Quiet: 85th percentile · Home value ÷ income: 67th percentile
Oneonta is a town of 5,065 people in Otsego County, New York. Homes have a median value of $187,100 against household income of $79,074; January lows average 11°F.
5,065 people · Otsego County · median home $187,100 · income $79,074 · Jan low 11°F · 83 in snow
Full Oneonta, New York profile: weather, storms, schools, jobs →
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16Catlin, New York
Retirement: 77th percentile · Quiet: 82nd percentile · Home value ÷ income: 76th percentile
Catlin is a town of 2,541 people in Chemung County, New York. Homes have a median value of $176,400 against household income of $80,956; January lows average 16°F.
2,541 people · Chemung County · median home $176,400 · income $80,956 · Jan low 16°F · 47 in snow
Full Catlin, New York profile: weather, storms, schools, jobs →
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15Salem, New York
Retirement: 89th percentile · Quiet: 79th percentile · Home value ÷ income: 67th percentile
Salem is a town of 2,612 people in Washington County, New York. Homes have a median value of $196,000 against household income of $83,398; January lows average 11°F.
2,612 people · Washington County · median home $196,000 · income $83,398 · Jan low 11°F · 75 in snow
Full Salem, New York profile: weather, storms, schools, jobs →
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14Pompey, New York
Retirement: 81st percentile · Quiet: 94th percentile · Home value ÷ income: 63rd percentile
Pompey is a town of 7,080 people in Onondaga County, New York. Homes have a median value of $275,400 against household income of $111,000; January lows average 11°F.
7,080 people · Onondaga County · median home $275,400 · income $111,000 · Jan low 11°F · 115 in snow
Full Pompey, New York profile: weather, storms, schools, jobs →
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13Hartland, New York
Retirement: 63rd percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile
Hartland is a town of 3,874 people in Niagara County, New York. Homes have a median value of $183,000 against household income of $91,901; January lows average 18°F.
3,874 people · Niagara County · median home $183,000 · income $91,901 · Jan low 18°F · 73 in snow
Full Hartland, New York profile: weather, storms, schools, jobs →
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12Westfield, New York
Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile
Westfield is a village of 2,910 people in Chautauqua County, New York. Homes have a median value of $102,600 against household income of $46,774; January lows average 21°F.
2,910 people · Chautauqua County · median home $102,600 · income $46,774 · Jan low 21°F · 175 in snow
Full Westfield, New York profile: weather, storms, schools, jobs →
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11Westfield, New York
Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile

Photo: Ken Winters, U.S. Army Corps of Engineers (public domain, Wikimedia Commons) Westfield is a town of 4,553 people in Chautauqua County, New York. Homes have a median value of $114,400 against household income of $50,921; January lows average 21°F.
4,553 people · Chautauqua County · median home $114,400 · income $50,921 · Jan low 21°F · 225 in snow
Full Westfield, New York profile: weather, storms, schools, jobs →
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10Tioga, New York
Retirement: 66th percentile · Quiet: 83rd percentile · Home value ÷ income: 91st percentile
Tioga is a town of 4,440 people in Tioga County, New York. Homes have a median value of $125,300 against household income of $68,523; January lows average 16°F.
4,440 people · Tioga County · median home $125,300 · income $68,523 · Jan low 16°F · 49 in snow
Full Tioga, New York profile: weather, storms, schools, jobs →
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9Stephentown, New York
Retirement: 78th percentile · Quiet: 96th percentile · Home value ÷ income: 67th percentile
Stephentown is a town of 2,791 people in Rensselaer County, New York. Homes have a median value of $208,800 against household income of $88,617; January lows average 14°F.
2,791 people · Rensselaer County · median home $208,800 · income $88,617 · Jan low 14°F · 54 in snow
Full Stephentown, New York profile: weather, storms, schools, jobs →
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8Hornellsville, New York
Retirement: 72nd percentile · Quiet: 79th percentile · Home value ÷ income: 91st percentile
Hornellsville is a town of 4,034 people in Steuben County, New York. Homes have a median value of $134,800 against household income of $73,014; January lows average 12°F.
4,034 people · Steuben County · median home $134,800 · income $73,014 · Jan low 12°F · 62 in snow
Full Hornellsville, New York profile: weather, storms, schools, jobs →
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7Binghamton, New York
Retirement: 81st percentile · Quiet: 83rd percentile · Home value ÷ income: 80th percentile
Binghamton is a town of 4,617 people in Broome County, New York. Homes have a median value of $222,300 against household income of $105,345; January lows average 16°F.
4,617 people · Broome County · median home $222,300 · income $105,345 · Jan low 16°F · 77 in snow
Full Binghamton, New York profile: weather, storms, schools, jobs →
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6Hancock, New York
Retirement: 89th percentile · Quiet: 97th percentile · Home value ÷ income: 59th percentile
Hancock is a town of 2,764 people in Delaware County, New York. Homes have a median value of $161,100 against household income of $62,243; January lows average 16°F.
2,764 people · Delaware County · median home $161,100 · income $62,243 · Jan low 16°F · 55 in snow
Full Hancock, New York profile: weather, storms, schools, jobs →
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5Newark Valley, New York
Retirement: 76th percentile · Quiet: 77th percentile · Home value ÷ income: 94th percentile
Newark Valley is a town of 3,642 people in Tioga County, New York. Homes have a median value of $138,600 against household income of $80,938; January lows average 16°F.
3,642 people · Tioga County · median home $138,600 · income $80,938 · Jan low 16°F · 64 in snow
Full Newark Valley, New York profile: weather, storms, schools, jobs →
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4Palatine, New York
Retirement: 76th percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile
Palatine is a town of 3,189 people in Montgomery County, New York. Homes have a median value of $142,500 against household income of $69,722; January lows average 7°F.
3,189 people · Montgomery County · median home $142,500 · income $69,722 · Jan low 7°F · 54 in snow
Full Palatine, New York profile: weather, storms, schools, jobs →
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3Schuyler, New York
Retirement: 76th percentile · Quiet: 86th percentile · Home value ÷ income: 91st percentile
Schuyler is a town of 3,296 people in Herkimer County, New York. Homes have a median value of $116,000 against household income of $65,469; January lows average 10°F.
3,296 people · Herkimer County · median home $116,000 · income $65,469 · Jan low 10°F
Full Schuyler, New York profile: weather, storms, schools, jobs →
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2Rush, New York
Retirement: 94th percentile · Quiet: 92nd percentile · Home value ÷ income: 76th percentile
Rush is a town of 3,490 people in Monroe County, New York. Homes have a median value of $264,600 against household income of $122,519; January lows average 16°F.
3,490 people · Monroe County · median home $264,600 · income $122,519 · Jan low 16°F · 52 in snow
Full Rush, New York profile: weather, storms, schools, jobs →
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1Pierrepont, New York
Retirement: 81st percentile · Quiet: 84th percentile · Home value ÷ income: 99th percentile
Pierrepont is a town of 2,523 people in St. Lawrence County, New York. Homes have a median value of $131,300 against household income of $92,500; January lows average 6°F.
2,523 people · St. Lawrence County · median home $131,300 · income $92,500 · Jan low 6°F · 77 in snow
Full Pierrepont, New York profile: weather, storms, schools, jobs →
Percentile vs New York towns on each part of this ranking.
Price vs ranking
More New York rankings
- The 25 Best Small Towns to Retire in New York
- The 25 Quietest Small Towns in New York
- The 25 Most Affordable Small Towns in New York
- The 25 Best Small Towns for Families in New York
- 25 Small Towns in New York With the Cheapest Homes
- 25 Small Towns in New York With the Mildest Winters
- The 25 Most Walkable Small Towns in New York
- 25 Small Towns in New York With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in New York
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- The 15 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)