The Town Files

The 25 Best Small Towns to Retire in New York

Ranked on The Town Files lifestyle rankings among 707 towns of 500–10,000 people in New York. #1 is Rhinebeck, NY.

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Numbers match the ranking.
The 25 Best Small Towns to Retire in New York1. Rhinebeck100th pct2. Woodstock100th pct3. Caroline100th pct4. Rhinebeck100th pct5. Woodstock100th pct6. Piermont100th pct7. Skaneateles99th pct8. Washington99th pct9. Otsego99th pct10. North East99th pct11. Sag Harbor99th pct12. Coxsackie99th pct13. Skaneateles99th pct14. North Hills98th pct15. Northwest Harbor98th pct16. Livingston98th pct17. Cutchogue98th pct18. Copake98th pct19. Bedford Hills98th pct20. Clarence98th pct21. Philipstown97th pct22. Highland97th pct23. North Salem97th pct24. Ulysses97th pct25. Heritage Hills97th pct
  1. 25Heritage Hills, New York

    Better for retirees than 97% of New York towns

    Heritage Hills is a community of 4,511 people in Westchester County, New York. It also ranks better for first-time buyers than 92% of New York towns and more upscale than 91% of New York towns.

    4,511 people · Westchester County · median home $524,800 · income $105,546 · Jan low 17°F · 40 in snow

    Full Heritage Hills, New York profile: weather, storms, schools, jobs →

    Heritage Hills lifestyle rankingsRetirement97th pctQuiet61th pctWalkability60th pctFamilies36th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  2. 24Ulysses, New York

    Better for retirees than 97% of New York towns

    Ulysses is a town of 4,890 people in Tompkins County, New York. It also ranks hipper than 87% of New York towns and more of a college town than 81% of New York towns.

    4,890 people · Tompkins County · median home $274,500 · income $71,400 · Jan low 14°F · 62 in snow

    Full Ulysses, New York profile: weather, storms, schools, jobs →

    Ulysses lifestyle rankingsRetirement97th pctQuiet44th pctWalkability55th pctFamilies33th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  3. 23North Salem, New York

    Better for retirees than 97% of New York towns

    North Salem is a town of 5,243 people in Westchester County, New York. It also ranks more upscale than 97% of New York towns and better for families than 95% of New York towns.

    5,243 people · Westchester County · median home $670,600 · income $178,750 · Jan low 18°F · 45 in snow

    Full North Salem, New York profile: weather, storms, schools, jobs →

    North Salem lifestyle rankingsRetirement97th pctQuiet44th pctWalkability63th pctFamilies95th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  4. 22Highland, New York

    Better for retirees than 97% of New York towns

    Highland is a community of 6,385 people in Ulster County, New York. It also ranks better for cycling than 99% of New York towns and better for young professionals than 98% of New York towns.

    6,385 people · Ulster County · median home $415,900 · income $101,917 · Jan low 19°F · 53 in snow

    Full Highland, New York profile: weather, storms, schools, jobs →

    Highland lifestyle rankingsRetirement97th pctQuiet38th pctWalkability76th pctFamilies17th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  5. 21Philipstown, New York

    Better for retirees than 97% of New York towns

    Philipstown is a town of 9,831 people in Putnam County, New York. It also ranks more upscale than 91% of New York towns and better for families than 84% of New York towns.

    9,831 people · Putnam County · median home $615,000 · income $140,557 · Jan low 21°F · 36 in snow

    Full Philipstown, New York profile: weather, storms, schools, jobs →

    Philipstown lifestyle rankingsRetirement97th pctQuiet49th pctWalkability63th pctFamilies84th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  6. 20Clarence, New York

    Better for retirees than 98% of New York towns

    Clarence is a community of 2,733 people in Erie County, New York. It also ranks better for young professionals than 92% of New York towns and better for cycling than 88% of New York towns.

    2,733 people · Erie County · median home $338,800 · income $88,269 · Jan low 19°F · 95 in snow

    Full Clarence, New York profile: weather, storms, schools, jobs →

    Clarence lifestyle rankingsRetirement98th pctQuiet64th pctWalkability65th pctFamilies26th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  7. 19Bedford Hills, New York

    Better for retirees than 98% of New York towns

    Bedford Hills is a community of 3,239 people in Westchester County, New York. It also ranks better for young professionals than 96% of New York towns and better for first-time buyers than 88% of New York towns.

    3,239 people · Westchester County · median home $487,300 · income $94,024 · Jan low 17°F · 40 in snow

    Full Bedford Hills, New York profile: weather, storms, schools, jobs →

    Bedford Hills lifestyle rankingsRetirement98th pctQuiet20th pctWalkability72th pctFamilies45th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  8. 18Copake, New York

    Better for retirees than 98% of New York towns

    Copake is a town of 3,346 people in Columbia County, New York. It also ranks quieter than 92% of New York towns and better for a vacation home than 91% of New York towns.

    3,346 people · Columbia County · median home $325,000 · income $113,611 · Jan low 14°F · 50 in snow

    Full Copake, New York profile: weather, storms, schools, jobs →

    Copake lifestyle rankingsRetirement98th pctQuiet92th pctWalkability24th pctFamilies25th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  9. 17Cutchogue, New York

    Better for retirees than 98% of New York towns

    Cutchogue is a community of 3,437 people in Suffolk County, New York. It also ranks better for a vacation home than 99% of New York towns and more seaside character than 97% of New York towns.

    3,437 people · Suffolk County · median home $917,800 · income $143,472 · Jan low 23°F · 27 in snow

    Full Cutchogue, New York profile: weather, storms, schools, jobs →

    Cutchogue lifestyle rankingsRetirement98th pctQuiet90th pctWalkability63th pctFamilies70th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  10. 16Livingston, New York

    Better for retirees than 98% of New York towns

    Livingston is a town of 3,628 people in Columbia County, New York. It also ranks better for cycling than 99% of New York towns and better for a vacation home than 92% of New York towns.

    3,628 people · Columbia County · median home $309,100 · income $54,024 · Jan low 18°F · 31 in snow

    Full Livingston, New York profile: weather, storms, schools, jobs →

    Livingston lifestyle rankingsRetirement98th pctQuiet89th pctWalkability36th pctFamilies16th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  11. 15Northwest Harbor, New York

    Better for retirees than 98% of New York towns

    Northwest Harbor is a community of 4,637 people in Suffolk County, New York. It also ranks better for a vacation home than 99% of New York towns and more seaside character than 95% of New York towns.

    4,637 people · Suffolk County · median home $1,573,300 · income $160,375 · Jan low 23°F · 27 in snow

    Full Northwest Harbor, New York profile: weather, storms, schools, jobs →

    Northwest Harbor lifestyle rankingsRetirement98th pctQuiet68th pctWalkability17th pctFamilies80th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  12. 14North Hills, New York

    Better for retirees than 98% of New York towns

    North Hills is a village of 5,464 people in Nassau County, New York. It also ranks more upscale than 98% of New York towns and better transit than 87% of New York towns.

    5,464 people · Nassau County · median home $1,228,800 · income $173,315 · Jan low 27°F · 19 in snow

    Full North Hills, New York profile: weather, storms, schools, jobs →

    North Hills lifestyle rankingsRetirement98th pctQuiet46th pctWalkability71th pctFamilies64th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  13. 13Skaneateles, New York

    Better for retirees than 99% of New York towns

    Skaneateles is a village of 2,533 people in Onondaga County, New York. It also ranks more upscale than 86% of New York towns and better for families than 83% of New York towns.

    2,533 people · Onondaga County · median home $647,100 · income $125,625 · Jan low 15°F · 106 in snow

    Full Skaneateles, New York profile: weather, storms, schools, jobs →

    Skaneateles lifestyle rankingsRetirement99th pctQuiet60th pctWalkability61th pctFamilies83th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  14. 12Coxsackie, New York

    Better for retirees than 99% of New York towns

    Coxsackie is a village of 2,746 people in Greene County, New York. It also ranks better for young professionals than 96% of New York towns and more of a college town than 89% of New York towns.

    2,746 people · Greene County · median home $300,300 · income $70,500 · Jan low 18°F · 31 in snow

    Full Coxsackie, New York profile: weather, storms, schools, jobs →

    Coxsackie lifestyle rankingsRetirement99th pctQuiet31th pctWalkability78th pctFamilies15th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  15. 11Sag Harbor, New York

    Better for retirees than 99% of New York towns

    Sag Harbor is a village of 2,772 people in Suffolk County, New York. It also ranks better for a vacation home than 100% of New York towns and more seaside character than 96% of New York towns.

    2,772 people · Suffolk County · median home $1,615,900 · income $129,821 · Jan low 23°F · 27 in snow

    Full Sag Harbor, New York profile: weather, storms, schools, jobs →

    Sag Harbor lifestyle rankingsRetirement99th pctQuiet80th pctWalkability61th pctFamilies87th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  16. 10North East, New York

    Better for retirees than 99% of New York towns

    North East is a town of 2,971 people in Dutchess County, New York. It also ranks better for first-time buyers than 99% of New York towns and better for a vacation home than 92% of New York towns.

    2,971 people · Dutchess County · median home $334,000 · income $84,757 · Jan low 14°F · 54 in snow

    Full North East, New York profile: weather, storms, schools, jobs →

    North East lifestyle rankingsRetirement99th pctQuiet85th pctWalkability36th pctFamilies38th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  17. 9Otsego, New York

    Better for retirees than 99% of New York towns

    Otsego is a town of 3,641 people in Otsego County, New York. It also ranks better for a vacation home than 97% of New York towns and hipper than 96% of New York towns.

    3,641 people · Otsego County · median home $352,600 · income $72,891 · Jan low 14°F · 86 in snow

    Full Otsego, New York profile: weather, storms, schools, jobs →

    Otsego lifestyle rankingsRetirement99th pctQuiet54th pctWalkability52th pctFamilies24th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  18. 8Washington, New York

    Better for retirees than 99% of New York towns

    Washington is a town of 4,522 people in Dutchess County, New York. It also ranks hipper than 95% of New York towns and better for young professionals than 81% of New York towns.

    4,522 people · Dutchess County · median home $532,300 · income $102,303 · Jan low 16°F · 56 in snow

    Full Washington, New York profile: weather, storms, schools, jobs →

    Washington lifestyle rankingsRetirement99th pctQuiet70th pctWalkability48th pctFamilies36th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  19. 7Skaneateles, New York

    Better for retirees than 99% of New York towns

    Skaneateles is a town of 7,112 people in Onondaga County, New York. It also ranks more upscale than 87% of New York towns and better for families than 84% of New York towns.

    7,112 people · Onondaga County · median home $457,800 · income $103,545 · Jan low 15°F · 106 in snow

    Full Skaneateles, New York profile: weather, storms, schools, jobs →

    Skaneateles lifestyle rankingsRetirement99th pctQuiet63th pctWalkability60th pctFamilies84th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  20. 6Piermont, New York

    Better for retirees than 100% of New York towns

    Piermont is a village of 2,517 people in Rockland County, New York. It also ranks hipper than 100% of New York towns and better for young professionals than 97% of New York towns.

    2,517 people · Rockland County · median home $652,900 · income $140,450 · Jan low 23°F · 33 in snow

    Full Piermont, New York profile: weather, storms, schools, jobs →

    Piermont lifestyle rankingsRetirement100th pctQuiet19th pctWalkability91th pctFamilies25th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  21. 5Woodstock, New York

    Better for retirees than 100% of New York towns

    Woodstock is a community of 2,521 people in Ulster County, New York. It also ranks hipper than 99% of New York towns and better for a vacation home than 99% of New York towns.

    2,521 people · Ulster County · median home $675,600 · income $52,091 · Jan low 12°F · 86 in snow

    Full Woodstock, New York profile: weather, storms, schools, jobs →

    Woodstock lifestyle rankingsRetirement100th pctQuiet71th pctWalkability50th pctFamilies36th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  22. 4Rhinebeck, New York

    Better for retirees than 100% of New York towns

    Rhinebeck is a village of 2,697 people in Dutchess County, New York. It also ranks hipper than 99% of New York towns and more vibrant than 91% of New York towns.

    2,697 people · Dutchess County · median home $492,600 · income $70,496 · Jan low 11°F · 61 in snow

    Full Rhinebeck, New York profile: weather, storms, schools, jobs →

    Rhinebeck lifestyle rankingsRetirement100th pctQuiet36th pctWalkability82th pctFamilies17th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  23. 3Caroline, New York

    Better for retirees than 100% of New York towns

    Caroline is a town of 3,334 people in Tompkins County, New York. It also ranks better for young professionals than 96% of New York towns and better for first-time buyers than 94% of New York towns.

    3,334 people · Tompkins County · median home $234,200 · income $80,855 · Jan low 13°F · 63 in snow

    Full Caroline, New York profile: weather, storms, schools, jobs →

    Caroline lifestyle rankingsRetirement100th pctQuiet81th pctWalkability26th pctFamilies23th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  24. 2Woodstock, New York

    Better for retirees than 100% of New York towns

    Woodstock is a town of 6,287 people in Ulster County, New York. It also ranks hipper than 99% of New York towns and better for a vacation home than 99% of New York towns.

    6,287 people · Ulster County · median home $604,700 · income $92,118 · Jan low 12°F · 86 in snow

    Full Woodstock, New York profile: weather, storms, schools, jobs →

    Woodstock lifestyle rankingsRetirement100th pctQuiet77th pctWalkability36th pctFamilies45th pct
    The Town Files lifestyle rankings, percentile vs New York towns.
  25. 1Rhinebeck, New York

    Better for retirees than 100% of New York towns

    Rhinebeck is a town of 7,596 people in Dutchess County, New York. It also ranks hipper than 91% of New York towns and more upscale than 81% of New York towns.

    7,596 people · Dutchess County · median home $521,800 · income $93,284 · Jan low 11°F · 60 in snow

    Full Rhinebeck, New York profile: weather, storms, schools, jobs →

    Rhinebeck lifestyle rankingsRetirement100th pctQuiet61th pctWalkability64th pctFamilies48th pct
    The Town Files lifestyle rankings, percentile vs New York towns.

Price vs ranking

Median home value vs ranking, New York towns0255075100$81K$426K$771K$1116K$1462KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in New York.

More New York rankings

Same ranking, other places

Methodology. We ranked 707 towns of 500–10,000 people in New York (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: