The 25 Best Small Towns to Retire in New York
Ranked on The Town Files lifestyle rankings among 707 towns of 500–10,000 people in New York. #1 is Rhinebeck, NY.
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25Heritage Hills, New York
Better for retirees than 97% of New York towns
Heritage Hills is a community of 4,511 people in Westchester County, New York. It also ranks better for first-time buyers than 92% of New York towns and more upscale than 91% of New York towns.
4,511 people · Westchester County · median home $524,800 · income $105,546 · Jan low 17°F · 40 in snow
Full Heritage Hills, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
24Ulysses, New York
Better for retirees than 97% of New York towns
Ulysses is a town of 4,890 people in Tompkins County, New York. It also ranks hipper than 87% of New York towns and more of a college town than 81% of New York towns.
4,890 people · Tompkins County · median home $274,500 · income $71,400 · Jan low 14°F · 62 in snow
Full Ulysses, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
23North Salem, New York
Better for retirees than 97% of New York towns
North Salem is a town of 5,243 people in Westchester County, New York. It also ranks more upscale than 97% of New York towns and better for families than 95% of New York towns.
5,243 people · Westchester County · median home $670,600 · income $178,750 · Jan low 18°F · 45 in snow
Full North Salem, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
22Highland, New York
Better for retirees than 97% of New York towns
Highland is a community of 6,385 people in Ulster County, New York. It also ranks better for cycling than 99% of New York towns and better for young professionals than 98% of New York towns.
6,385 people · Ulster County · median home $415,900 · income $101,917 · Jan low 19°F · 53 in snow
Full Highland, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
21Philipstown, New York
Better for retirees than 97% of New York towns
Philipstown is a town of 9,831 people in Putnam County, New York. It also ranks more upscale than 91% of New York towns and better for families than 84% of New York towns.
9,831 people · Putnam County · median home $615,000 · income $140,557 · Jan low 21°F · 36 in snow
Full Philipstown, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
20Clarence, New York
Better for retirees than 98% of New York towns
Clarence is a community of 2,733 people in Erie County, New York. It also ranks better for young professionals than 92% of New York towns and better for cycling than 88% of New York towns.
2,733 people · Erie County · median home $338,800 · income $88,269 · Jan low 19°F · 95 in snow
Full Clarence, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
19Bedford Hills, New York
Better for retirees than 98% of New York towns
Bedford Hills is a community of 3,239 people in Westchester County, New York. It also ranks better for young professionals than 96% of New York towns and better for first-time buyers than 88% of New York towns.
3,239 people · Westchester County · median home $487,300 · income $94,024 · Jan low 17°F · 40 in snow
Full Bedford Hills, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
18Copake, New York
Better for retirees than 98% of New York towns
Copake is a town of 3,346 people in Columbia County, New York. It also ranks quieter than 92% of New York towns and better for a vacation home than 91% of New York towns.
3,346 people · Columbia County · median home $325,000 · income $113,611 · Jan low 14°F · 50 in snow
Full Copake, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
17Cutchogue, New York
Better for retirees than 98% of New York towns
Cutchogue is a community of 3,437 people in Suffolk County, New York. It also ranks better for a vacation home than 99% of New York towns and more seaside character than 97% of New York towns.
3,437 people · Suffolk County · median home $917,800 · income $143,472 · Jan low 23°F · 27 in snow
Full Cutchogue, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
16Livingston, New York
Better for retirees than 98% of New York towns
Livingston is a town of 3,628 people in Columbia County, New York. It also ranks better for cycling than 99% of New York towns and better for a vacation home than 92% of New York towns.
3,628 people · Columbia County · median home $309,100 · income $54,024 · Jan low 18°F · 31 in snow
Full Livingston, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
15Northwest Harbor, New York
Better for retirees than 98% of New York towns
Northwest Harbor is a community of 4,637 people in Suffolk County, New York. It also ranks better for a vacation home than 99% of New York towns and more seaside character than 95% of New York towns.
4,637 people · Suffolk County · median home $1,573,300 · income $160,375 · Jan low 23°F · 27 in snow
Full Northwest Harbor, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
14North Hills, New York
Better for retirees than 98% of New York towns
North Hills is a village of 5,464 people in Nassau County, New York. It also ranks more upscale than 98% of New York towns and better transit than 87% of New York towns.
5,464 people · Nassau County · median home $1,228,800 · income $173,315 · Jan low 27°F · 19 in snow
Full North Hills, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
13Skaneateles, New York
Better for retirees than 99% of New York towns
Skaneateles is a village of 2,533 people in Onondaga County, New York. It also ranks more upscale than 86% of New York towns and better for families than 83% of New York towns.
2,533 people · Onondaga County · median home $647,100 · income $125,625 · Jan low 15°F · 106 in snow
Full Skaneateles, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
12Coxsackie, New York
Better for retirees than 99% of New York towns
Coxsackie is a village of 2,746 people in Greene County, New York. It also ranks better for young professionals than 96% of New York towns and more of a college town than 89% of New York towns.
2,746 people · Greene County · median home $300,300 · income $70,500 · Jan low 18°F · 31 in snow
Full Coxsackie, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
11Sag Harbor, New York
Better for retirees than 99% of New York towns
Sag Harbor is a village of 2,772 people in Suffolk County, New York. It also ranks better for a vacation home than 100% of New York towns and more seaside character than 96% of New York towns.
2,772 people · Suffolk County · median home $1,615,900 · income $129,821 · Jan low 23°F · 27 in snow
Full Sag Harbor, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
10North East, New York
Better for retirees than 99% of New York towns
North East is a town of 2,971 people in Dutchess County, New York. It also ranks better for first-time buyers than 99% of New York towns and better for a vacation home than 92% of New York towns.
2,971 people · Dutchess County · median home $334,000 · income $84,757 · Jan low 14°F · 54 in snow
Full North East, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
9Otsego, New York
Better for retirees than 99% of New York towns
Otsego is a town of 3,641 people in Otsego County, New York. It also ranks better for a vacation home than 97% of New York towns and hipper than 96% of New York towns.
3,641 people · Otsego County · median home $352,600 · income $72,891 · Jan low 14°F · 86 in snow
Full Otsego, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
8Washington, New York
Better for retirees than 99% of New York towns
Washington is a town of 4,522 people in Dutchess County, New York. It also ranks hipper than 95% of New York towns and better for young professionals than 81% of New York towns.
4,522 people · Dutchess County · median home $532,300 · income $102,303 · Jan low 16°F · 56 in snow
Full Washington, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
7Skaneateles, New York
Better for retirees than 99% of New York towns
Skaneateles is a town of 7,112 people in Onondaga County, New York. It also ranks more upscale than 87% of New York towns and better for families than 84% of New York towns.
7,112 people · Onondaga County · median home $457,800 · income $103,545 · Jan low 15°F · 106 in snow
Full Skaneateles, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
6Piermont, New York
Better for retirees than 100% of New York towns
Piermont is a village of 2,517 people in Rockland County, New York. It also ranks hipper than 100% of New York towns and better for young professionals than 97% of New York towns.
2,517 people · Rockland County · median home $652,900 · income $140,450 · Jan low 23°F · 33 in snow
Full Piermont, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
5Woodstock, New York
Better for retirees than 100% of New York towns
Woodstock is a community of 2,521 people in Ulster County, New York. It also ranks hipper than 99% of New York towns and better for a vacation home than 99% of New York towns.
2,521 people · Ulster County · median home $675,600 · income $52,091 · Jan low 12°F · 86 in snow
Full Woodstock, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
4Rhinebeck, New York
Better for retirees than 100% of New York towns
Rhinebeck is a village of 2,697 people in Dutchess County, New York. It also ranks hipper than 99% of New York towns and more vibrant than 91% of New York towns.
2,697 people · Dutchess County · median home $492,600 · income $70,496 · Jan low 11°F · 61 in snow
Full Rhinebeck, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
3Caroline, New York
Better for retirees than 100% of New York towns
Caroline is a town of 3,334 people in Tompkins County, New York. It also ranks better for young professionals than 96% of New York towns and better for first-time buyers than 94% of New York towns.
3,334 people · Tompkins County · median home $234,200 · income $80,855 · Jan low 13°F · 63 in snow
Full Caroline, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
2Woodstock, New York
Better for retirees than 100% of New York towns
Woodstock is a town of 6,287 people in Ulster County, New York. It also ranks hipper than 99% of New York towns and better for a vacation home than 99% of New York towns.
6,287 people · Ulster County · median home $604,700 · income $92,118 · Jan low 12°F · 86 in snow
Full Woodstock, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns. -
1Rhinebeck, New York
Better for retirees than 100% of New York towns
Rhinebeck is a town of 7,596 people in Dutchess County, New York. It also ranks hipper than 91% of New York towns and more upscale than 81% of New York towns.
7,596 people · Dutchess County · median home $521,800 · income $93,284 · Jan low 11°F · 60 in snow
Full Rhinebeck, New York profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs New York towns.
Price vs ranking
More New York rankings
- The 25 Quietest Small Towns in New York
- The 25 Most Affordable Small Towns in New York
- The 25 Best Small Towns for Families in New York
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- 25 Small Towns in New York With the Cheapest Homes
- 25 Small Towns in New York With the Mildest Winters
- The 25 Most Walkable Small Towns in New York
- 25 Small Towns in New York With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in New York
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- The 25 Best Small Towns to Retire in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)