The Town FilesCutchogue, New York
Community in Suffolk County · population 3,437 (2020 Census)
- Median home
- $917,800
- Household income
- $143,472
- Jan low / Jul high
- 23° / 82°
- Snow a year
- 27 in
- Tornadoes ≤10 mi since 1950
- 12
- Median age
- 56.9
Cutchogue is a community of 3,437 people in Suffolk County, New York. The median home is worth $917,800, above the typical New York town ($217,700). It ranks better for a vacation home than 99% of New York towns, better for retirees than 98% of New York towns, more seaside character than 97% of New York towns.
How Cutchogue ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Cutchogue is worth $917,800, above the typical New York town ($217,700). Homes cost about 6.4 times the median household income of $143,472, which is more affordable than 6% of New York towns. Median rent is $2,120 a month. 93.0% of households own their home.
| Housing | Cutchogue | Typical New York town |
|---|---|---|
| Median home value | $917,800 | $217,700 |
| Median rent | $2,120 | $1,080 |
| Median household income | $143,472 | $80,740 |
| Home value ÷ income | 6.4× | 2.8× |
| Homeownership | 93.0% | 79.5% |
| Median year built | 1971 | 1965 |
| Seasonal / vacation homes | 24.0% | — |
Who lives in Cutchogue
| People | Cutchogue | Typical New York town |
|---|---|---|
| Median age | 56.9 | 43.5 |
| Age 65 and over | 33.5% | 20.4% |
| Under 18 | 13.6% | — |
| Bachelor's degree or higher | 53.3% | 30.4% |
| Below the poverty line | 6.3% | 9.3% |
| Veterans | 12.2% | — |
| Born outside the U.S. | 9.9% | — |
| Work from home | 23.2% | 11.1% |
| Average commute | 31.2 min | 26.0 min |
| Homes with broadband | 85.2% | 91.1% |
Weather in Cutchogue
July highs average 81.8°F and January lows 22.6°F. About 45.0 inches of rain and melted snow fall a year, with 26.8 inches of snow (typical New York town: 62.9 in). Expect about 7 days a year at 90°F or hotter and 105 nights at or below freezing.
Tornadoes, storms and disasters
12 tornadoes have passed within 10 miles of Cutchogue since 1950, compared with 5 for the typical New York town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on August 8, 1999 about 1.5 miles from the town center. The most recent was on September 25, 2022.
Hail of 1 inch or larger has been reported within 10 miles 3 times; the largest was 1.75 inches on June 30, 2003.
Severe weather in Suffolk County since 1996
Suffolk County has been included in 36 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| October 21, 2024 | Severe Storm | DR-4839: Severe Storm And Flooding |
| August 25, 2024 | Severe Storm | EM-3613: Severe Storm And Flooding |
| March 15, 2023 | Snowstorm | DR-4694: Severe Winter Storm And Snowstorm |
| September 5, 2021 | Hurricane | DR-4615: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3572: Remnants Of Hurricane Ida |
Jobs and pay in Suffolk County
Suffolk County had 679,594 jobs in 2024, paying an average of $79,121 a year. Unemployment was 3.4% in 2023; in Cutchogue itself the ACS puts it at 0.1%.
Public schools in Cutchogue
1 public school with 447 students, about 7.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| MATTITUCK-CUTCHOGUE ELEMENTARY SCHOOL | PK-6 | 447 | 7.7 |
Towns near Cutchogue
- Mattituck, NY3.1 mi · 4,322 people · home $750,000
- Southold, NY4.3 mi · 6,040 people · home $844,700
- North Sea, NY7.5 mi · 5,461 people · home $1,128,000
- Noyack, NY7.9 mi · 4,325 people · home $1,085,500
- Greenport, NY8.4 mi · 2,583 people · home $961,200
- Aquebogue, NY8.6 mi · 2,547 people · home $613,200
- Shelter Island, NY9.2 mi · 3,253 people · home $1,104,300
- Southampton, NY9.7 mi · 69,036 people · home $928,100
Cutchogue questions
Is Cutchogue, New York a good place to retire?
On The Town Files lifestyle rankings, Cutchogue scores better for retirees than 98% of New York towns and quieter than 90%. 33.5% of residents are 65 or older (median age 56.9).
How much does a house cost in Cutchogue?
The median owner-occupied home in Cutchogue is valued at $917,800 (Census ACS 2020–2024), against a median household income of $143,472, so homes cost about 6.4 times income. Median rent is $2,120 a month.
What is the weather like in Cutchogue?
July highs average 81.8°F and January lows 22.6°F (NOAA 1991–2020 normals). It gets about 45.0 inches of precipitation a year and 26.8 inches of snow.
Does Cutchogue get tornadoes?
12 tornadoes have passed within 10 miles of Cutchogue since 1950 (NOAA Storm Events); the strongest was a F2 on August 8, 1999. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)