The Town Files

The 25 Best Small Towns to Retire in Michigan

Ranked on The Town Files lifestyle rankings among 541 towns of 500–10,000 people in Michigan. #1 is Peninsula, MI.

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Numbers match the ranking.
The 25 Best Small Towns to Retire in Michigan1. Peninsula100th pct2. Elk Rapids100th pct3. Petoskey99th pct4. Suttons Bay99th pct5. Bingham99th pct6. Frankenmuth98th pct7. Elmwood98th pct8. Ann Arbor98th pct9. Frankenlust98th pct10. Chelsea97th pct11. Romeo97th pct12. L'Anse97th pct13. Whitewater97th pct14. Morton96th pct15. Saugatuck96th pct16. Prairieville96th pct17. Canadian Lakes96th pct18. Rogers City96th pct19. Acme95th pct20. Sylvan95th pct21. Franklin95th pct22. Lake Orion95th pct23. Larkin94th pct24. Manchester94th pct25. Baraga94th pct
  1. 25Baraga, Michigan

    Better for retirees than 94% of Michigan towns

    Baraga is a township of 3,478 people in Baraga County, Michigan. It also ranks quieter than 83% of Michigan towns and better for a vacation home than 82% of Michigan towns.

    3,478 people · Baraga County · median home $133,300 · income $52,254 · Jan low 6°F · 178 in snow

    Full Baraga, Michigan profile: weather, storms, schools, jobs →

    Baraga lifestyle rankingsRetirement94th pctQuiet83th pctWalkability15th pctFamilies16th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  2. 24Manchester, Michigan

    Better for retirees than 94% of Michigan towns

    Manchester is a township of 4,626 people in Washtenaw County, Michigan. It also ranks better transit than 97% of Michigan towns and more upscale than 90% of Michigan towns.

    4,626 people · Washtenaw County · median home $273,600 · income $84,732 · Jan low 15°F · 35 in snow

    Full Manchester, Michigan profile: weather, storms, schools, jobs →

    Manchester lifestyle rankingsRetirement94th pctQuiet62th pctWalkability75th pctFamilies68th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  3. 23Larkin, Michigan

    Better for retirees than 94% of Michigan towns

    Larkin is a charter township of 5,331 people in Midland County, Michigan. It also ranks more upscale than 97% of Michigan towns and better for families than 92% of Michigan towns.

    5,331 people · Midland County · median home $382,500 · income $143,427 · Jan low 17°F · 47 in snow

    Full Larkin, Michigan profile: weather, storms, schools, jobs →

    Larkin lifestyle rankingsRetirement94th pctQuiet41th pctWalkability29th pctFamilies92th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  4. 22Lake Orion, Michigan

    Better for retirees than 95% of Michigan towns

    Lake Orion is a village of 2,876 people in Oakland County, Michigan. It also ranks more vibrant than 100% of Michigan towns and more walkable than 99% of Michigan towns.

    2,876 people · Oakland County · median home $376,600 · income $101,318 · Jan low 17°F · 43 in snow

    Full Lake Orion, Michigan profile: weather, storms, schools, jobs →

    Lake Orion lifestyle rankingsRetirement95th pctQuiet14th pctWalkability99th pctFamilies66th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  5. 21Franklin, Michigan

    Better for retirees than 95% of Michigan towns

    Franklin is a village of 3,139 people in Oakland County, Michigan. It also ranks more upscale than 99% of Michigan towns and better for families than 93% of Michigan towns.

    3,139 people · Oakland County · median home $774,900 · income $194,079 · Jan low 16°F · 36 in snow

    Full Franklin, Michigan profile: weather, storms, schools, jobs →

    Franklin lifestyle rankingsRetirement95th pctQuiet47th pctWalkability87th pctFamilies93th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  6. 20Sylvan, Michigan

    Better for retirees than 95% of Michigan towns

    Sylvan is a township of 3,311 people in Washtenaw County, Michigan. It also ranks better for families than 98% of Michigan towns and more upscale than 96% of Michigan towns.

    3,311 people · Washtenaw County · median home $396,200 · income $102,656 · Jan low 16°F · 33 in snow

    Full Sylvan, Michigan profile: weather, storms, schools, jobs →

    Sylvan lifestyle rankingsRetirement95th pctQuiet42th pctWalkability32th pctFamilies98th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  7. 19Acme, Michigan

    Better for retirees than 95% of Michigan towns

    Acme is a township of 4,456 people in Grand Traverse County, Michigan. It also ranks more upscale than 95% of Michigan towns and better for families than 88% of Michigan towns.

    4,456 people · Grand Traverse County · median home $338,300 · income $110,281 · Jan low 17°F · 101 in snow

    Full Acme, Michigan profile: weather, storms, schools, jobs →

    Acme lifestyle rankingsRetirement95th pctQuiet75th pctWalkability8th pctFamilies88th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  8. 18Rogers City, Michigan

    Better for retirees than 96% of Michigan towns

    Rogers City is a city of 2,850 people in Presque Isle County, Michigan. It also ranks better for first-time buyers than 99% of Michigan towns and hipper than 90% of Michigan towns.

    2,850 people · Presque Isle County · median home $110,200 · income $49,266 · Jan low 14°F · 85 in snow

    Full Rogers City, Michigan profile: weather, storms, schools, jobs →

    Rogers City lifestyle rankingsRetirement96th pctQuiet73th pctWalkability75th pctFamilies33th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  9. 17Canadian Lakes, Michigan

    Better for retirees than 96% of Michigan towns

    Canadian Lakes is a community of 3,202 people in Mecosta County, Michigan. It also ranks quieter than 92% of Michigan towns and better for a vacation home than 90% of Michigan towns.

    3,202 people · Mecosta County · median home $270,000 · income $78,833 · Jan low 13°F · 62 in snow

    Full Canadian Lakes, Michigan profile: weather, storms, schools, jobs →

    Canadian Lakes lifestyle rankingsRetirement96th pctQuiet92th pctWalkability15th pctFamilies40th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  10. 16Prairieville, Michigan

    Better for retirees than 96% of Michigan towns

    Prairieville is a township of 3,334 people in Barry County, Michigan. It also ranks more of a college town than 99% of Michigan towns and better for a vacation home than 95% of Michigan towns.

    3,334 people · Barry County · median home $406,900 · income $67,332 · Jan low 19°F · 66 in snow

    Full Prairieville, Michigan profile: weather, storms, schools, jobs →

    Prairieville lifestyle rankingsRetirement96th pctQuiet40th pctWalkability50th pctFamilies71th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  11. 15Saugatuck, Michigan

    Better for retirees than 96% of Michigan towns

    Saugatuck is a township of 3,443 people in Allegan County, Michigan. It also ranks better for a vacation home than 99% of Michigan towns and more upscale than 93% of Michigan towns.

    3,443 people · Allegan County · median home $422,600 · income $93,618 · Jan low 20°F · 109 in snow

    Full Saugatuck, Michigan profile: weather, storms, schools, jobs →

    Saugatuck lifestyle rankingsRetirement96th pctQuiet60th pctWalkability70th pctFamilies59th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  12. 14Morton, Michigan

    Better for retirees than 96% of Michigan towns

    Morton is a township of 4,426 people in Mecosta County, Michigan. It also ranks quieter than 92% of Michigan towns and better for a vacation home than 88% of Michigan towns.

    4,426 people · Mecosta County · median home $252,300 · income $72,877 · Jan low 13°F · 62 in snow

    Full Morton, Michigan profile: weather, storms, schools, jobs →

    Morton lifestyle rankingsRetirement96th pctQuiet92th pctWalkability13th pctFamilies38th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  13. 13Whitewater, Michigan

    Better for retirees than 97% of Michigan towns

    Whitewater is a township of 2,688 people in Grand Traverse County, Michigan. It also ranks more upscale than 91% of Michigan towns and better for a vacation home than 91% of Michigan towns.

    2,688 people · Grand Traverse County · median home $373,000 · income $93,958 · Jan low 17°F · 119 in snow

    Full Whitewater, Michigan profile: weather, storms, schools, jobs →

    Whitewater lifestyle rankingsRetirement97th pctQuiet82th pctWalkability7th pctFamilies90th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  14. 12L'Anse, Michigan

    Better for retirees than 97% of Michigan towns

    L'Anse is a township of 3,551 people in Baraga County, Michigan. It also ranks better for a vacation home than 86% of Michigan towns and hipper than 85% of Michigan towns.

    3,551 people · Baraga County · median home $122,700 · income $54,898 · Jan low 7°F · 208 in snow

    Full L'Anse, Michigan profile: weather, storms, schools, jobs →

    L'Anse lifestyle rankingsRetirement97th pctQuiet81th pctWalkability15th pctFamilies30th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  15. 11Romeo, Michigan

    Better for retirees than 97% of Michigan towns

    Romeo is a village of 3,767 people in Macomb County, Michigan. It also ranks hipper than 99% of Michigan towns and more walkable than 95% of Michigan towns.

    3,767 people · Macomb County · median home $266,200 · income $74,323 · Jan low 16°F · 40 in snow

    Full Romeo, Michigan profile: weather, storms, schools, jobs →

    Romeo lifestyle rankingsRetirement97th pctQuiet29th pctWalkability95th pctFamilies15th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  16. 10Chelsea, Michigan

    Better for retirees than 97% of Michigan towns

    Chelsea is a city of 5,467 people in Washtenaw County, Michigan. It also ranks hipper than 100% of Michigan towns and more walkable than 94% of Michigan towns.

    5,467 people · Washtenaw County · median home $312,700 · income $72,098 · Jan low 16°F · 33 in snow

    Full Chelsea, Michigan profile: weather, storms, schools, jobs →

    Chelsea lifestyle rankingsRetirement97th pctQuiet15th pctWalkability94th pctFamilies32th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  17. 9Frankenlust, Michigan

    Better for retirees than 98% of Michigan towns

    Frankenlust is a township of 3,672 people in Bay County, Michigan. It also ranks more of a college town than 87% of Michigan towns and more upscale than 82% of Michigan towns.

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

    Full Frankenlust, Michigan profile: weather, storms, schools, jobs →

    Frankenlust lifestyle rankingsRetirement98th pctQuiet57th pctWalkability74th pctFamilies36th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  18. 8Ann Arbor, Michigan

    Better for retirees than 98% of Michigan towns

    Ann Arbor is a charter township of 4,673 people in Washtenaw County, Michigan. It also ranks better transit than 100% of Michigan towns and better for young professionals than 99% of Michigan towns.

    4,673 people · Washtenaw County · median home $659,400 · income $164,875 · Jan low 16°F · 61 in snow

    Full Ann Arbor, Michigan profile: weather, storms, schools, jobs →

    Ann Arbor lifestyle rankingsRetirement98th pctQuiet19th pctWalkability70th pctFamilies51th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  19. 7Elmwood, Michigan

    Better for retirees than 98% of Michigan towns

    Elmwood is a charter township of 4,892 people in Leelanau County, Michigan. It also ranks more upscale than 92% of Michigan towns and better for families than 83% of Michigan towns.

    4,892 people · Leelanau County · median home $436,400 · income $94,417 · Jan low 19°F · 115 in snow

    Full Elmwood, Michigan profile: weather, storms, schools, jobs →

    Elmwood lifestyle rankingsRetirement98th pctQuiet71th pctWalkability45th pctFamilies83th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  20. 6Frankenmuth, Michigan

    Better for retirees than 98% of Michigan towns

    Frankenmuth is a city of 4,987 people in Saginaw County, Michigan. It also ranks better for young professionals than 94% of Michigan towns and more upscale than 92% of Michigan towns.

    4,987 people · Saginaw County · median home $300,500 · income $85,433 · Jan low 12°F · 43 in snow

    Full Frankenmuth, Michigan profile: weather, storms, schools, jobs →

    Frankenmuth lifestyle rankingsRetirement98th pctQuiet37th pctWalkability64th pctFamilies36th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  21. 5Bingham, Michigan

    Better for retirees than 99% of Michigan towns

    Bingham is a township of 2,577 people in Leelanau County, Michigan. It also ranks more upscale than 93% of Michigan towns and better for cycling than 93% of Michigan towns.

    2,577 people · Leelanau County · median home $373,200 · income $93,594 · Jan low 19°F · 115 in snow

    Full Bingham, Michigan profile: weather, storms, schools, jobs →

    Bingham lifestyle rankingsRetirement99th pctQuiet77th pctWalkability35th pctFamilies56th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  22. 4Suttons Bay, Michigan

    Better for retirees than 99% of Michigan towns

    Suttons Bay is a township of 2,883 people in Leelanau County, Michigan. It also ranks better for a vacation home than 97% of Michigan towns and more upscale than 89% of Michigan towns.

    2,883 people · Leelanau County · median home $440,500 · income $115,769 · Jan low 17°F · 115 in snow

    Full Suttons Bay, Michigan profile: weather, storms, schools, jobs →

    Suttons Bay lifestyle rankingsRetirement99th pctQuiet76th pctWalkability19th pctFamilies30th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  23. 3Petoskey, Michigan

    Better for retirees than 99% of Michigan towns

    Petoskey is a city of 5,877 people in Emmet County, Michigan. It also ranks better for young professionals than 99% of Michigan towns and better for a vacation home than 99% of Michigan towns.

    5,877 people · Emmet County · median home $364,100 · income $74,196 · Jan low 15°F · 124 in snow

    Full Petoskey, Michigan profile: weather, storms, schools, jobs →

    Petoskey lifestyle rankingsRetirement99th pctQuiet14th pctWalkability90th pctFamilies14th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  24. 2Elk Rapids, Michigan

    Better for retirees than 100% of Michigan towns

    Elk Rapids is a township of 2,521 people in Antrim County, Michigan. It also ranks better for a vacation home than 100% of Michigan towns and better for cycling than 94% of Michigan towns.

    2,521 people · Antrim County · median home $401,100 · income $82,933 · Jan low 17°F · 112 in snow

    Full Elk Rapids, Michigan profile: weather, storms, schools, jobs →

    Elk Rapids lifestyle rankingsRetirement100th pctQuiet69th pctWalkability80th pctFamilies65th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.
  25. 1Peninsula, Michigan

    Better for retirees than 100% of Michigan towns

    Peninsula is a township of 6,068 people in Grand Traverse County, Michigan. It also ranks more upscale than 98% of Michigan towns and better for young professionals than 95% of Michigan towns.

    6,068 people · Grand Traverse County · median home $706,900 · income $137,787 · Jan low 17°F · 115 in snow

    Full Peninsula, Michigan profile: weather, storms, schools, jobs →

    Peninsula lifestyle rankingsRetirement100th pctQuiet39th pctWalkability71th pctFamilies61th pct
    The Town Files lifestyle rankings, percentile vs Michigan towns.

Price vs ranking

Median home value vs ranking, Michigan towns0255075100$52K$166K$281K$396K$511KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Michigan.

More Michigan rankings

Same ranking, other places

Methodology. We ranked 541 towns of 500–10,000 people in Michigan (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: