The 25 Best Quiet, Affordable Small Towns to Retire in Florida
Ranked on The Town Files lifestyle rankings among 291 towns of 500–10,000 people in Florida, scoring every town on all of these at once. #1 is Chattahoochee, FL.
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25Wallace, Florida
Retirement: 70th percentile · Quiet: 62nd percentile · Home value ÷ income: 85th percentile
Wallace is a community of 3,868 people in Santa Rosa County, Florida. Homes have a median value of $400,700 against household income of $116,496; January lows average 36°F.
3,868 people · Santa Rosa County · median home $400,700 · income $116,496 · Jan low 36°F · 0 in snow
Full Wallace, Florida profile: weather, storms, schools, jobs →
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24Nassau Village-Ratliff, Florida
Retirement: 68th percentile · Quiet: 84th percentile · Home value ÷ income: 65th percentile
Nassau Village-Ratliff is a community of 5,561 people in Nassau County, Florida. Homes have a median value of $253,000 against household income of $62,417; January lows average 43°F.
5,561 people · Nassau County · median home $253,000 · income $62,417 · Jan low 43°F · 0 in snow
Full Nassau Village-Ratliff, Florida profile: weather, storms, schools, jobs →
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23Mulberry, Florida
Retirement: 60th percentile · Quiet: 62nd percentile · Home value ÷ income: 96th percentile
Mulberry is a city of 3,952 people in Polk County, Florida. Homes have a median value of $133,800 against household income of $57,708; January lows average 51°F.
3,952 people · Polk County · median home $133,800 · income $57,708 · Jan low 51°F · 0 in snow
Full Mulberry, Florida profile: weather, storms, schools, jobs →
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22Montura, Florida
Retirement: 55th percentile · Quiet: 84th percentile · Home value ÷ income: 80th percentile
Montura is a community of 3,343 people in Hendry County, Florida. Homes have a median value of $124,400 against household income of $34,617; January lows average 52°F.
3,343 people · Hendry County · median home $124,400 · income $34,617 · Jan low 52°F · 0 in snow
Full Montura, Florida profile: weather, storms, schools, jobs →
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21North Brooksville, Florida
Retirement: 62nd percentile · Quiet: 68th percentile · Home value ÷ income: 94th percentile
North Brooksville is a community of 3,506 people in Hernando County, Florida. Homes have a median value of $209,500 against household income of $78,458; January lows average 49°F.
3,506 people · Hernando County · median home $209,500 · income $78,458 · Jan low 49°F · 0 in snow
Full North Brooksville, Florida profile: weather, storms, schools, jobs →
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20Micco, Florida
Retirement: 60th percentile · Quiet: 93rd percentile · Home value ÷ income: 73rd percentile
Micco is a community of 9,574 people in Brevard County, Florida. Homes have a median value of $172,600 against household income of $45,794; January lows average 49°F.
9,574 people · Brevard County · median home $172,600 · income $45,794 · Jan low 49°F · 0 in snow
Full Micco, Florida profile: weather, storms, schools, jobs →
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19Silver Springs, Florida
Retirement: 68th percentile · Quiet: 62nd percentile · Home value ÷ income: 100th percentile

Photo: Victor Patel Uploaded by Shreeg88 at en.wikipedia (public domain, Wikimedia Commons) Silver Springs is a community of 2,844 people in Marion County, Florida. Homes have a median value of $30,800 against household income of $32,074; January lows average 46°F.
2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow
Full Silver Springs, Florida profile: weather, storms, schools, jobs →
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18Lake Panasoffkee, Florida
Retirement: 61st percentile · Quiet: 85th percentile · Home value ÷ income: 85th percentile
Lake Panasoffkee is a community of 4,072 people in Sumter County, Florida. Homes have a median value of $153,000 against household income of $44,531; January lows average 43°F.
4,072 people · Sumter County · median home $153,000 · income $44,531 · Jan low 43°F · 0 in snow
Full Lake Panasoffkee, Florida profile: weather, storms, schools, jobs →
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17Brookridge, Florida
Retirement: 66th percentile · Quiet: 74th percentile · Home value ÷ income: 92nd percentile
Brookridge is a community of 4,658 people in Hernando County, Florida. Homes have a median value of $156,600 against household income of $53,989; January lows average 44°F.
4,658 people · Hernando County · median home $156,600 · income $53,989 · Jan low 44°F · 0 in snow
Full Brookridge, Florida profile: weather, storms, schools, jobs →
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16Umatilla, Florida
Retirement: 56th percentile · Quiet: 88th percentile · Home value ÷ income: 88th percentile
Umatilla is a city of 3,685 people in Lake County, Florida. Homes have a median value of $227,600 against household income of $71,077; January lows average 46°F.
3,685 people · Lake County · median home $227,600 · income $71,077 · Jan low 46°F · 0 in snow
Full Umatilla, Florida profile: weather, storms, schools, jobs →
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15Balm, Florida
Retirement: 84th percentile · Quiet: 58th percentile · Home value ÷ income: 91st percentile
Balm is a community of 6,541 people in Hillsborough County, Florida. Homes have a median value of $345,300 against household income of $114,659; January lows average 51°F.
6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow
Full Balm, Florida profile: weather, storms, schools, jobs →
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14Fussels Corner, Florida
Retirement: 54th percentile · Quiet: 81st percentile · Home value ÷ income: 99th percentile
Fussels Corner is a community of 5,560 people in Polk County, Florida. Homes have a median value of $92,100 against household income of $56,091; January lows average 52°F.
5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow
Full Fussels Corner, Florida profile: weather, storms, schools, jobs →
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13Vamo, Florida
Retirement: 97th percentile · Quiet: 73rd percentile · Home value ÷ income: 65th percentile
Vamo is a community of 2,822 people in Sarasota County, Florida. Homes have a median value of $364,400 against household income of $88,025; January lows average 52°F.
2,822 people · Sarasota County · median home $364,400 · income $88,025 · Jan low 52°F · 0 in snow
Full Vamo, Florida profile: weather, storms, schools, jobs →
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12Woodlawn Beach, Florida
Retirement: 79th percentile · Quiet: 72nd percentile · Home value ÷ income: 86th percentile
Woodlawn Beach is a community of 2,741 people in Santa Rosa County, Florida. Homes have a median value of $403,900 against household income of $123,355; January lows average 41°F.
2,741 people · Santa Rosa County · median home $403,900 · income $123,355 · Jan low 41°F · 0 in snow
Full Woodlawn Beach, Florida profile: weather, storms, schools, jobs →
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11Bagdad, Florida
Retirement: 64th percentile · Quiet: 79th percentile · Home value ÷ income: 94th percentile
Bagdad is a community of 4,467 people in Santa Rosa County, Florida. Homes have a median value of $227,900 against household income of $82,034; January lows average 41°F.
4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow
Full Bagdad, Florida profile: weather, storms, schools, jobs →
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10Cleveland, Florida
Retirement: 88th percentile · Quiet: 81st percentile · Home value ÷ income: 73rd percentile
Cleveland is a community of 3,435 people in Charlotte County, Florida. Homes have a median value of $177,800 against household income of $47,157; January lows average 51°F.
3,435 people · Charlotte County · median home $177,800 · income $47,157 · Jan low 51°F · 0 in snow
Full Cleveland, Florida profile: weather, storms, schools, jobs →
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9Frostproof, Florida
Retirement: 80th percentile · Quiet: 86th percentile · Home value ÷ income: 80th percentile
Frostproof is a city of 2,877 people in Polk County, Florida. Homes have a median value of $150,500 against household income of $42,000; January lows average 49°F.
2,877 people · Polk County · median home $150,500 · income $42,000 · Jan low 49°F · 0 in snow
Full Frostproof, Florida profile: weather, storms, schools, jobs →
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8Geneva, Florida
Retirement: 85th percentile · Quiet: 93rd percentile · Home value ÷ income: 70th percentile
Geneva is a community of 2,913 people in Seminole County, Florida. Homes have a median value of $520,400 against household income of $132,981; January lows average 50°F.
2,913 people · Seminole County · median home $520,400 · income $132,981 · Jan low 50°F · 0 in snow
Full Geneva, Florida profile: weather, storms, schools, jobs →
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7Williston Highlands, Florida
Retirement: 69th percentile · Quiet: 87th percentile · Home value ÷ income: 92nd percentile
Williston Highlands is a community of 2,591 people in Levy County, Florida. Homes have a median value of $228,400 against household income of $79,662; January lows average 44°F.
2,591 people · Levy County · median home $228,400 · income $79,662 · Jan low 44°F · 0 in snow
Full Williston Highlands, Florida profile: weather, storms, schools, jobs →
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6Floral City, Florida
Retirement: 74th percentile · Quiet: 97th percentile · Home value ÷ income: 77th percentile
Floral City is a community of 5,261 people in Citrus County, Florida. Homes have a median value of $232,000 against household income of $62,025; January lows average 43°F.
5,261 people · Citrus County · median home $232,000 · income $62,025 · Jan low 43°F · 0 in snow
Full Floral City, Florida profile: weather, storms, schools, jobs →
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5Bushnell, Florida
Retirement: 72nd percentile · Quiet: 80th percentile · Home value ÷ income: 99th percentile
Bushnell is a city of 3,047 people in Sumter County, Florida. Homes have a median value of $67,600 against household income of $52,717; January lows average 43°F.
3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow
Full Bushnell, Florida profile: weather, storms, schools, jobs →
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4Rainbow Lakes Estates, Florida
Retirement: 72nd percentile · Quiet: 94th percentile · Home value ÷ income: 88th percentile
Rainbow Lakes Estates is a community of 3,438 people in Marion County, Florida. Homes have a median value of $160,400 against household income of $50,429; January lows average 44°F.
3,438 people · Marion County · median home $160,400 · income $50,429 · Jan low 44°F
Full Rainbow Lakes Estates, Florida profile: weather, storms, schools, jobs →
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3Malabar, Florida
Retirement: 84th percentile · Quiet: 93rd percentile · Home value ÷ income: 82nd percentile
Malabar is a town of 2,949 people in Brevard County, Florida. Homes have a median value of $451,100 against household income of $128,698; January lows average 49°F.
2,949 people · Brevard County · median home $451,100 · income $128,698 · Jan low 49°F · 0 in snow
Full Malabar, Florida profile: weather, storms, schools, jobs →
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2Zellwood, Florida
Retirement: 73rd percentile · Quiet: 96th percentile · Home value ÷ income: 95th percentile
Zellwood is a community of 2,758 people in Orange County, Florida. Homes have a median value of $184,000 against household income of $70,278; January lows average 44°F.
2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow
Full Zellwood, Florida profile: weather, storms, schools, jobs →
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1Chattahoochee, Florida
Retirement: 82nd percentile · Quiet: 90th percentile · Home value ÷ income: 98th percentile
Chattahoochee is a city of 2,955 people in Gadsden County, Florida. Homes have a median value of $101,700 against household income of $51,964; January lows average 40°F.
2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F
Full Chattahoochee, Florida profile: weather, storms, schools, jobs →
Percentile vs Florida towns on each part of this ranking.
Price vs ranking
More Florida rankings
- The 25 Best Small Towns to Retire in Florida
- The 25 Quietest Small Towns in Florida
- The 25 Most Affordable Small Towns in Florida
- The 25 Best Small Towns for Families in Florida
- 25 Small Towns in Florida With the Cheapest Homes
- 25 Small Towns in Florida With the Mildest Winters
- The 25 Most Walkable Small Towns in Florida
- 25 Small Towns in Florida With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- The 15 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)