The Town FilesSilver Springs, Florida
Community in Marion County · population 2,844 (2020 Census)
- Median home
- $30,800
- Household income
- $32,074
- Jan low / Jul high
- 46° / 92°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 22
- Median age
- 32.0
Silver Springs is a community of 2,844 people in Marion County, Florida. The median home is worth $30,800, below the typical Florida town ($331,600). It ranks easier by car than 94% of Florida towns, better for first-time buyers than 71% of Florida towns.
- #1 in The 25 Most Affordable Small Towns in Florida
- #1 in 25 Small Towns in Florida With the Cheapest Homes
- #3 in 50 Small Towns in America With the Cheapest Homes
- #3 in 50 Places in America With the Cheapest Homes
- #10 in The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- #10 in The 50 Best Affordable Places to Retire in America With Mild Winters
How Silver Springs ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Silver Springs is worth $30,800, below the typical Florida town ($331,600). Homes cost about 1.0 times the median household income of $32,074, which is more affordable than 100% of Florida towns. Median rent is $1,176 a month. 40.4% of households own their home.
| Housing | Silver Springs | Typical Florida town |
|---|---|---|
| Median home value | $30,800 | $331,600 |
| Median rent | $1,176 | $1,569 |
| Median household income | $32,074 | $71,140 |
| Home value ÷ income | 1.0× | 4.5× |
| Homeownership | 40.4% | 73.5% |
| Median year built | 1984 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Silver Springs
| People | Silver Springs | Typical Florida town |
|---|---|---|
| Median age | 32.0 | 42.8 |
| Age 65 and over | 19.1% | 20.2% |
| Under 18 | 25.0% | — |
| Bachelor's degree or higher | 16.1% | 28.8% |
| Below the poverty line | 29.8% | 11.3% |
| Veterans | 6.1% | — |
| Born outside the U.S. | 2.9% | — |
| Work from home | 12.3% | 13.5% |
| Average commute | 22.9 min | 27.5 min |
| Homes with broadband | 92.9% | 92.4% |
Weather in Silver Springs
July highs average 92.0°F and January lows 45.6°F. About 51.6 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 110 days a year at 90°F or hotter and 8 nights at or below freezing.
Tornadoes, storms and disasters
22 tornadoes have passed within 10 miles of Silver Springs since 1950, compared with 35 for the typical Florida town. 4 rated (E)F2 or stronger. The strongest, an F2, struck on March 29, 2001 about 7.0 miles from the town center. The most recent was on March 12, 2022.
Hail of 1 inch or larger has been reported within 10 miles 26 times; the largest was 4.50 inches on May 13, 2007.
Severe weather in Marion County since 1996
Marion County has been included in 38 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Marion County
Marion County had 119,528 jobs in 2024, paying an average of $52,526 a year. Unemployment was 3.6% in 2023; in Silver Springs itself the ACS puts it at 0%.
Public schools in Silver Springs
2 public schools with 936 students, about 16.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| EAST MARION ELEMENTARY SCHOOL | PK-5 | 603 | 17.2 |
| ANTHONY ELEMENTARY SCHOOL | PK-5 | 333 | 14.5 |
Towns near Silver Springs
- Ocala, FL6.4 mi · 63,591 people · home $241,400
- Silver Springs Shores, FL7.8 mi · 24,846 people · home $201,300
- Belleview, FL11.0 mi · 5,413 people · home $210,200
- Liberty Triangle, FL14.0 mi · 23,759 people · home $275,500
- Ocala Estates, FL15.4 mi · 2,991 people · home $152,900
- On Top of the World, FL16.0 mi · 12,668 people · home $303,900
- Marion Oaks, FL17.3 mi · 19,034 people · home $257,700
- Lady Lake, FL22.0 mi · 15,970 people · home $227,300
Silver Springs questions
Is Silver Springs, Florida a good place to retire?
On The Town Files lifestyle rankings, Silver Springs scores better for retirees than 68% of Florida towns and quieter than 62%. 19.1% of residents are 65 or older (median age 32.0).
How much does a house cost in Silver Springs?
The median owner-occupied home in Silver Springs is valued at $30,800 (Census ACS 2020–2024), against a median household income of $32,074, so homes cost about 1.0 times income. Median rent is $1,176 a month.
What is the weather like in Silver Springs?
July highs average 92.0°F and January lows 45.6°F (NOAA 1991–2020 normals). It gets about 51.6 inches of precipitation a year and 0.0 inches of snow.
Does Silver Springs get tornadoes?
22 tornadoes have passed within 10 miles of Silver Springs since 1950 (NOAA Storm Events); the strongest was a F2 on March 29, 2001. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)