The 50 Best Affordable Places to Retire in America With Mild Winters

Ranked on The Town Files lifestyle rankings among 12,622 towns and cities of 500+ people in the U.S., scoring every town on all of these at once. #1 is Falfurrias, TX.

1. 50Leland, Mississippi

   Retirement: 91st percentile · January average low (°F): 83rd percentile · Home value ÷ income: 62nd percentile

   Leland is a city of 3,988 people in Washington County, Mississippi. Homes have a median value of $109,700 against household income of $37,406; January lows average 34°F.

   3,988 people · Washington County · median home $109,700 · income $37,406 · Jan low 34°F · 0 in snow

   Full Leland, Mississippi profile: weather, storms, schools, jobs →

2. 49Triana, Alabama

   Retirement: 79th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

   Triana is a city of 2,890 people in Madison County, Alabama. Homes have a median value of $278,200 against household income of $110,100; January lows average 33°F.

   2,890 people · Madison County · median home $278,200 · income $110,100 · Jan low 33°F · 2 in snow

   Full Triana, Alabama profile: weather, storms, schools, jobs →

3. 48Blennerhassett, West Virginia

   Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 90th percentile

   Blennerhassett is a community of 3,118 people in Wood County, West Virginia. Homes have a median value of $179,800 against household income of $88,487; January lows average 24°F.

   3,118 people · Wood County · median home $179,800 · income $88,487 · Jan low 24°F · 11 in snow

   Full Blennerhassett, West Virginia profile: weather, storms, schools, jobs →

4. 47Zellwood, Florida

   Retirement: 69th percentile · January average low (°F): 95th percentile · Home value ÷ income: 73rd percentile

   Zellwood is a community of 2,758 people in Orange County, Florida. Homes have a median value of $184,000 against household income of $70,278; January lows average 44°F.

   2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow

   Full Zellwood, Florida profile: weather, storms, schools, jobs →

5. 46Pinckneyville, Illinois

   Retirement: 82nd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

   

   Pinckneyville is a city of 5,066 people in Perry County, Illinois. Homes have a median value of $133,500 against household income of $69,583; January lows average 24°F.

   5,066 people · Perry County · median home $133,500 · income $69,583 · Jan low 24°F · 9 in snow

   Full Pinckneyville, Illinois profile: weather, storms, schools, jobs →

6. 45Childress, Texas

   Retirement: 66th percentile · January average low (°F): 74th percentile · Home value ÷ income: 97th percentile

   Childress is a city of 5,737 people in Childress County, Texas. Homes have a median value of $85,900 against household income of $57,644; January lows average 29°F.

   5,737 people · Childress County · median home $85,900 · income $57,644 · Jan low 29°F · 6 in snow

   Full Childress, Texas profile: weather, storms, schools, jobs →

7. 44Humboldt, Tennessee

   Retirement: 72nd percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

   

   Humboldt is a city of 7,874 people in Gibson County, Tennessee. Homes have a median value of $102,300 against household income of $52,917; January lows average 28°F.

   7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow

   Full Humboldt, Tennessee profile: weather, storms, schools, jobs →

8. 43Trenton, Illinois

   Retirement: 90th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 85th percentile

   Trenton is a city of 2,690 people in Clinton County, Illinois. Homes have a median value of $178,200 against household income of $80,795; January lows average 24°F.

   2,690 people · Clinton County · median home $178,200 · income $80,795 · Jan low 24°F · 10 in snow

   Full Trenton, Illinois profile: weather, storms, schools, jobs →

9. 42Olney, Texas

   Retirement: 89th percentile · January average low (°F): 76th percentile · Home value ÷ income: 73rd percentile

   

   Olney is a city of 3,007 people in Young County, Texas. Homes have a median value of $95,100 against household income of $36,250; January lows average 30°F.

   3,007 people · Young County · median home $95,100 · income $36,250 · Jan low 30°F · 1 in snow

   Full Olney, Texas profile: weather, storms, schools, jobs →

10. 41Cisco, Texas

    Retirement: 67th percentile · January average low (°F): 77th percentile · Home value ÷ income: 94th percentile

    

    Cisco is a city of 3,883 people in Eastland County, Texas. Homes have a median value of $104,300 against household income of $58,550; January lows average 30°F.

    3,883 people · Eastland County · median home $104,300 · income $58,550 · Jan low 30°F · 2 in snow

    Full Cisco, Texas profile: weather, storms, schools, jobs →

11. 40Smithton, Illinois

    Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

    Smithton is a village of 4,006 people in St. Clair County, Illinois. Homes have a median value of $256,300 against household income of $135,455; January lows average 24°F.

    4,006 people · St. Clair County · median home $256,300 · income $135,455 · Jan low 24°F · 12 in snow

    Full Smithton, Illinois profile: weather, storms, schools, jobs →

12. 39Redstone, Pennsylvania

    Retirement: 89th percentile · January average low (°F): 53rd percentile · Home value ÷ income: 97th percentile

    

    Redstone is a township of 5,079 people in Fayette County, Pennsylvania. Homes have a median value of $90,800 against household income of $59,954; January lows average 21°F.

    5,079 people · Fayette County · median home $90,800 · income $59,954 · Jan low 21°F · 28 in snow

    Full Redstone, Pennsylvania profile: weather, storms, schools, jobs →

13. 38Reidland, Kentucky

    Retirement: 93rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 82nd percentile

    Reidland is a community of 4,526 people in McCracken County, Kentucky. Homes have a median value of $228,000 against household income of $99,423; January lows average 25°F.

    4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow

    Full Reidland, Kentucky profile: weather, storms, schools, jobs →

14. 37Benton, Kentucky

    Retirement: 87th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 82nd percentile

    

    Benton is a city of 4,756 people in Marshall County, Kentucky. Homes have a median value of $157,000 against household income of $66,827; January lows average 27°F.

    4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow

    Full Benton, Kentucky profile: weather, storms, schools, jobs →

15. 36Balm, Florida

    Retirement: 85th percentile · January average low (°F): 98th percentile · Home value ÷ income: 58th percentile

    Balm is a community of 6,541 people in Hillsborough County, Florida. Homes have a median value of $345,300 against household income of $114,659; January lows average 51°F.

    6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow

    Full Balm, Florida profile: weather, storms, schools, jobs →

16. 35Hopkins, South Carolina

    Retirement: 65th percentile · January average low (°F): 87th percentile · Home value ÷ income: 90th percentile

    Hopkins is a community of 2,514 people in Richland County, South Carolina. Homes have a median value of $99,300 against household income of $50,063; January lows average 37°F.

    2,514 people · Richland County · median home $99,300 · income $50,063 · Jan low 37°F · 1 in snow

    Full Hopkins, South Carolina profile: weather, storms, schools, jobs →

17. 34Soperton, Georgia

    Retirement: 73rd percentile · January average low (°F): 82nd percentile · Home value ÷ income: 87th percentile

    Soperton is a city of 2,889 people in Treutlen County, Georgia. Homes have a median value of $69,900 against household income of $33,146; January lows average 34°F.

    2,889 people · Treutlen County · median home $69,900 · income $33,146 · Jan low 34°F · 0 in snow

    Full Soperton, Georgia profile: weather, storms, schools, jobs →

18. 33Vienna, Georgia

    Retirement: 70th percentile · January average low (°F): 86th percentile · Home value ÷ income: 87th percentile

    Vienna is a city of 2,928 people in Dooly County, Georgia. Homes have a median value of $120,300 against household income of $57,736; January lows average 37°F.

    2,928 people · Dooly County · median home $120,300 · income $57,736 · Jan low 37°F · 0 in snow

    Full Vienna, Georgia profile: weather, storms, schools, jobs →

19. 32Pilesgrove, New Jersey

    Retirement: 94th percentile · January average low (°F): 70th percentile · Home value ÷ income: 79th percentile

    Pilesgrove is a township of 4,183 people in Salem County, New Jersey. Homes have a median value of $383,300 against household income of $158,281; January lows average 27°F.

    4,183 people · Salem County · median home $383,300 · income $158,281 · Jan low 27°F · 17 in snow

    Full Pilesgrove, New Jersey profile: weather, storms, schools, jobs →

20. 31Lebanon, Illinois

    Retirement: 88th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

    Lebanon is a city of 4,691 people in St. Clair County, Illinois. Homes have a median value of $170,700 against household income of $88,750; January lows average 24°F.

    4,691 people · St. Clair County · median home $170,700 · income $88,750 · Jan low 24°F · 11 in snow

    Full Lebanon, Illinois profile: weather, storms, schools, jobs →

21. 30Edna, Texas

    Retirement: 59th percentile · January average low (°F): 94th percentile · Home value ÷ income: 90th percentile

    Edna is a city of 5,987 people in Jackson County, Texas. Homes have a median value of $117,800 against household income of $59,600; January lows average 44°F.

    5,987 people · Jackson County · median home $117,800 · income $59,600 · Jan low 44°F · 0 in snow

    Full Edna, Texas profile: weather, storms, schools, jobs →

22. 29Williamstown, West Virginia

    Retirement: 99th percentile · January average low (°F): 58th percentile · Home value ÷ income: 87th percentile

    Williamstown is a city of 2,997 people in Wood County, West Virginia. Homes have a median value of $182,500 against household income of $89,013; January lows average 23°F.

    2,997 people · Wood County · median home $182,500 · income $89,013 · Jan low 23°F · 22 in snow

    Full Williamstown, West Virginia profile: weather, storms, schools, jobs →

23. 28Houston, Mississippi

    Retirement: 99th percentile · January average low (°F): 80th percentile · Home value ÷ income: 66th percentile

    

    Houston is a city of 3,797 people in Chickasaw County, Mississippi. Homes have a median value of $122,800 against household income of $44,023; January lows average 32°F.

    3,797 people · Chickasaw County · median home $122,800 · income $44,023 · Jan low 32°F · 1 in snow

    Full Houston, Mississippi profile: weather, storms, schools, jobs →

24. 27Hallettsville, Texas

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 62nd percentile

    Hallettsville is a city of 2,731 people in Lavaca County, Texas. Homes have a median value of $163,000 against household income of $55,718; January lows average 45°F.

    2,731 people · Lavaca County · median home $163,000 · income $55,718 · Jan low 45°F · 0 in snow

    Full Hallettsville, Texas profile: weather, storms, schools, jobs →

25. 26Karnes City, Texas

    Retirement: 61st percentile · January average low (°F): 90th percentile · Home value ÷ income: 95th percentile

    Karnes City is a city of 3,111 people in Karnes County, Texas. Homes have a median value of $93,400 against household income of $55,354; January lows average 39°F.

    3,111 people · Karnes County · median home $93,400 · income $55,354 · Jan low 39°F · 0 in snow

    Full Karnes City, Texas profile: weather, storms, schools, jobs →

26. 25San Saba, Texas

    Retirement: 89th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    San Saba is a city of 3,117 people in San Saba County, Texas. Homes have a median value of $124,000 against household income of $50,373; January lows average 33°F.

    3,117 people · San Saba County · median home $124,000 · income $50,373 · Jan low 33°F · 0 in snow

    Full San Saba, Texas profile: weather, storms, schools, jobs →

27. 24Hamilton, Alabama

    Retirement: 81st percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

    Hamilton is a city of 7,042 people in Marion County, Alabama. Homes have a median value of $106,300 against household income of $54,871; January lows average 28°F.

    7,042 people · Marion County · median home $106,300 · income $54,871 · Jan low 28°F · 1 in snow

    Full Hamilton, Alabama profile: weather, storms, schools, jobs →

28. 23Ruleville, Mississippi

    Retirement: 93rd percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    Ruleville is a city of 2,642 people in Sunflower County, Mississippi. Homes have a median value of $85,000 against household income of $33,480; January lows average 33°F.

    2,642 people · Sunflower County · median home $85,000 · income $33,480 · Jan low 33°F · 1 in snow

    Full Ruleville, Mississippi profile: weather, storms, schools, jobs →

29. 22Stamford, Texas

    Retirement: 78th percentile · January average low (°F): 74th percentile · Home value ÷ income: 98th percentile

    

    Stamford is a city of 2,907 people in Jones County, Texas. Homes have a median value of $64,700 against household income of $46,940; January lows average 29°F.

    2,907 people · Jones County · median home $64,700 · income $46,940 · Jan low 29°F · 3 in snow

    Full Stamford, Texas profile: weather, storms, schools, jobs →

30. 21Clifton, Texas

    Retirement: 93rd percentile · January average low (°F): 83rd percentile · Home value ÷ income: 76th percentile

    Clifton is a city of 3,465 people in Bosque County, Texas. Homes have a median value of $160,000 against household income of $64,653; January lows average 34°F.

    3,465 people · Bosque County · median home $160,000 · income $64,653 · Jan low 34°F · 0 in snow

    Full Clifton, Texas profile: weather, storms, schools, jobs →

31. 20Seymour, Texas

    Retirement: 97th percentile · January average low (°F): 74th percentile · Home value ÷ income: 82nd percentile

    

    Seymour is a city of 2,575 people in Baylor County, Texas. Homes have a median value of $93,200 against household income of $40,212; January lows average 28°F.

    2,575 people · Baylor County · median home $93,200 · income $40,212 · Jan low 28°F · 2 in snow

    Full Seymour, Texas profile: weather, storms, schools, jobs →

32. 19Campbell, Florida

    Retirement: 64th percentile · January average low (°F): 97th percentile · Home value ÷ income: 92nd percentile

    Campbell is a community of 2,610 people in Osceola County, Florida. Homes have a median value of $77,200 against household income of $40,411; January lows average 48°F.

    2,610 people · Osceola County · median home $77,200 · income $40,411 · Jan low 48°F · 0 in snow

    Full Campbell, Florida profile: weather, storms, schools, jobs →

33. 18Richland, Mississippi

    Retirement: 75th percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    Richland is a city of 7,137 people in Rankin County, Mississippi. Homes have a median value of $125,800 against household income of $66,558; January lows average 37°F.

    7,137 people · Rankin County · median home $125,800 · income $66,558 · Jan low 37°F · 1 in snow

    Full Richland, Mississippi profile: weather, storms, schools, jobs →

34. 17Ozona, Texas

    Retirement: 78th percentile · January average low (°F): 76th percentile · Home value ÷ income: 100th percentile

    Ozona is a community of 2,663 people in Crockett County, Texas. Homes have a median value of $66,900 against household income of $81,622; January lows average 30°F.

    2,663 people · Crockett County · median home $66,900 · income $81,622 · Jan low 30°F

    Full Ozona, Texas profile: weather, storms, schools, jobs →

35. 16Jourdanton, Texas

    Retirement: 74th percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    Jourdanton is a city of 4,094 people in Atascosa County, Texas. Homes have a median value of $171,000 against household income of $83,512; January lows average 40°F.

    4,094 people · Atascosa County · median home $171,000 · income $83,512 · Jan low 40°F · 0 in snow

    Full Jourdanton, Texas profile: weather, storms, schools, jobs →

36. 15Corning, Arkansas

    Retirement: 89th percentile · January average low (°F): 73rd percentile · Home value ÷ income: 94th percentile

    Corning is a city of 3,227 people in Clay County, Arkansas. Homes have a median value of $89,500 against household income of $50,408; January lows average 28°F.

    3,227 people · Clay County · median home $89,500 · income $50,408 · Jan low 28°F · 5 in snow

    Full Corning, Arkansas profile: weather, storms, schools, jobs →

37. 14Taylor Lake Village, Texas

    Retirement: 79th percentile · January average low (°F): 96th percentile · Home value ÷ income: 82nd percentile

    Taylor Lake Village is a city of 3,704 people in Harris County, Texas. Homes have a median value of $388,900 against household income of $165,875; January lows average 46°F.

    3,704 people · Harris County · median home $388,900 · income $165,875 · Jan low 46°F · 0 in snow

    Full Taylor Lake Village, Texas profile: weather, storms, schools, jobs →

38. 13Providence, Kentucky

    Retirement: 93rd percentile · January average low (°F): 65th percentile · Home value ÷ income: 100th percentile

    Providence is a city of 2,892 people in Webster County, Kentucky. Homes have a median value of $60,300 against household income of $55,121; January lows average 25°F.

    2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow

    Full Providence, Kentucky profile: weather, storms, schools, jobs →

39. 12Philadelphia, Mississippi

    Retirement: 84th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 92nd percentile

    Philadelphia is a city of 7,118 people in Neshoba County, Mississippi. Homes have a median value of $97,300 against household income of $50,788; January lows average 34°F.

    7,118 people · Neshoba County · median home $97,300 · income $50,788 · Jan low 34°F · 0 in snow

    Full Philadelphia, Mississippi profile: weather, storms, schools, jobs →

40. 11Bushnell, Florida

    Retirement: 67th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 99th percentile

    Bushnell is a city of 3,047 people in Sumter County, Florida. Homes have a median value of $67,600 against household income of $52,717; January lows average 43°F.

    3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow

    Full Bushnell, Florida profile: weather, storms, schools, jobs →

41. 10Silver Springs, Florida

    Retirement: 63rd percentile · January average low (°F): 96th percentile · Home value ÷ income: 100th percentile

    

    Silver Springs is a community of 2,844 people in Marion County, Florida. Homes have a median value of $30,800 against household income of $32,074; January lows average 46°F.

    2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow

    Full Silver Springs, Florida profile: weather, storms, schools, jobs →

42. 9Jena, Louisiana

    Retirement: 82nd percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    

    Jena is a town of 4,155 people in LaSalle Parish, Louisiana. Homes have a median value of $139,700 against household income of $71,730; January lows average 36°F.

    4,155 people · LaSalle Parish · median home $139,700 · income $71,730 · Jan low 36°F · 1 in snow

    Full Jena, Louisiana profile: weather, storms, schools, jobs →

43. 8Jonesboro, Louisiana

    Retirement: 86th percentile · January average low (°F): 85th percentile · Home value ÷ income: 92nd percentile

    Jonesboro is a town of 4,106 people in Jackson Parish, Louisiana. Homes have a median value of $80,300 against household income of $41,786; January lows average 36°F.

    4,106 people · Jackson Parish · median home $80,300 · income $41,786 · Jan low 36°F · 0 in snow

    Full Jonesboro, Louisiana profile: weather, storms, schools, jobs →

44. 7Clarksville, Texas

    Retirement: 89th percentile · January average low (°F): 79th percentile · Home value ÷ income: 96th percentile

    Clarksville is a city of 2,857 people in Red River County, Texas. Homes have a median value of $53,700 against household income of $33,014; January lows average 32°F.

    2,857 people · Red River County · median home $53,700 · income $33,014 · Jan low 32°F · 2 in snow

    Full Clarksville, Texas profile: weather, storms, schools, jobs →

45. 6Chattahoochee, Florida

    Retirement: 83rd percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    Chattahoochee is a city of 2,955 people in Gadsden County, Florida. Homes have a median value of $101,700 against household income of $51,964; January lows average 40°F.

    2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F

    Full Chattahoochee, Florida profile: weather, storms, schools, jobs →

46. 5Coleman, Texas

    Retirement: 94th percentile · January average low (°F): 84th percentile · Home value ÷ income: 87th percentile

    Coleman is a city of 3,912 people in Coleman County, Texas. Homes have a median value of $71,900 against household income of $34,613; January lows average 35°F.

    3,912 people · Coleman County · median home $71,900 · income $34,613 · Jan low 35°F · 2 in snow

    Full Coleman, Texas profile: weather, storms, schools, jobs →

47. 4Unadilla, Georgia

    Retirement: 85th percentile · January average low (°F): 84th percentile · Home value ÷ income: 96th percentile

    Unadilla is a city of 3,118 people in Dooly County, Georgia. Homes have a median value of $60,600 against household income of $36,875; January lows average 35°F.

    3,118 people · Dooly County · median home $60,600 · income $36,875 · Jan low 35°F · 0 in snow

    Full Unadilla, Georgia profile: weather, storms, schools, jobs →

48. 3Ajo, Arizona

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 82nd percentile

    Ajo is a community of 3,039 people in Pima County, Arizona. Homes have a median value of $124,400 against household income of $53,958; January lows average 45°F.

    3,039 people · Pima County · median home $124,400 · income $53,958 · Jan low 45°F · 0 in snow

    Full Ajo, Arizona profile: weather, storms, schools, jobs →

49. 2Haskell, Texas

    Retirement: 99th percentile · January average low (°F): 74th percentile · Home value ÷ income: 95th percentile

    Haskell is a city of 3,089 people in Haskell County, Texas. Homes have a median value of $104,500 against household income of $62,378; January lows average 29°F.

    3,089 people · Haskell County · median home $104,500 · income $62,378 · Jan low 29°F · 3 in snow

    Full Haskell, Texas profile: weather, storms, schools, jobs →

50. 1Falfurrias, Texas

    Retirement: 86th percentile · January average low (°F): 94th percentile · Home value ÷ income: 96th percentile

    Falfurrias is a city of 4,609 people in Brooks County, Texas. Homes have a median value of $79,900 against household income of $49,167; January lows average 43°F.

    4,609 people · Brooks County · median home $79,900 · income $49,167 · Jan low 43°F · 0 in snow

    Full Falfurrias, Texas profile: weather, storms, schools, jobs →

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