The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina
Ranked on The Town Files lifestyle rankings among 188 towns of 500–10,000 people in North Carolina, scoring every town on all of these at once. #1 is Red Oak, NC.
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13Jamestown, North Carolina
Retirement: 76th percentile · Quiet: 59th percentile · Home value ÷ income: 75th percentile
Jamestown is a town of 3,668 people in Guilford County, North Carolina. Homes have a median value of $326,800 against household income of $104,844; January lows average 32°F.
3,668 people · Guilford County · median home $326,800 · income $104,844 · Jan low 32°F · 2 in snow
Full Jamestown, North Carolina profile: weather, storms, schools, jobs →
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12River Bend, North Carolina
Retirement: 83rd percentile · Quiet: 80th percentile · Home value ÷ income: 52nd percentile
River Bend is a town of 2,902 people in Craven County, North Carolina. Homes have a median value of $266,100 against household income of $71,824; January lows average 35°F.
2,902 people · Craven County · median home $266,100 · income $71,824 · Jan low 35°F · 2 in snow
Full River Bend, North Carolina profile: weather, storms, schools, jobs →
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11Carthage, North Carolina
Retirement: 55th percentile · Quiet: 74th percentile · Home value ÷ income: 91st percentile
Carthage is a town of 2,775 people in Moore County, North Carolina. Homes have a median value of $208,200 against household income of $82,695; January lows average 31°F.
2,775 people · Moore County · median home $208,200 · income $82,695 · Jan low 31°F · 1 in snow
Full Carthage, North Carolina profile: weather, storms, schools, jobs →
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10Midway, North Carolina
Retirement: 61st percentile · Quiet: 90th percentile · Home value ÷ income: 69th percentile

Photo: No machine-readable author provided. Gooday.1~commonswiki assumed (based on copyright claims). (public domain, Wikimedia Commons) Midway is a town of 4,742 people in Davidson County, North Carolina. Homes have a median value of $274,100 against household income of $83,446; January lows average 28°F.
4,742 people · Davidson County · median home $274,100 · income $83,446 · Jan low 28°F · 3 in snow
Full Midway, North Carolina profile: weather, storms, schools, jobs →
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9Williamston, North Carolina
Retirement: 61st percentile · Quiet: 76th percentile · Home value ÷ income: 85th percentile
Williamston is a town of 5,248 people in Martin County, North Carolina. Homes have a median value of $107,100 against household income of $38,738; January lows average 33°F.
5,248 people · Martin County · median home $107,100 · income $38,738 · Jan low 33°F · 1 in snow
Full Williamston, North Carolina profile: weather, storms, schools, jobs →
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8Troy, North Carolina
Retirement: 74th percentile · Quiet: 74th percentile · Home value ÷ income: 75th percentile
Troy is a town of 2,850 people in Montgomery County, North Carolina. Homes have a median value of $160,100 against household income of $51,731; January lows average 33°F.
2,850 people · Montgomery County · median home $160,100 · income $51,731 · Jan low 33°F · 2 in snow
Full Troy, North Carolina profile: weather, storms, schools, jobs →
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7Lowesville, North Carolina
Retirement: 83rd percentile · Quiet: 89th percentile · Home value ÷ income: 57th percentile
Lowesville is a community of 3,281 people in Lincoln County, North Carolina. Homes have a median value of $406,500 against household income of $113,510; January lows average 31°F.
3,281 people · Lincoln County · median home $406,500 · income $113,510 · Jan low 31°F · 3 in snow
Full Lowesville, North Carolina profile: weather, storms, schools, jobs →
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6Forest Oaks, North Carolina
Retirement: 91st percentile · Quiet: 78th percentile · Home value ÷ income: 72nd percentile
Forest Oaks is a community of 4,209 people in Guilford County, North Carolina. Homes have a median value of $349,300 against household income of $107,604; January lows average 30°F.
4,209 people · Guilford County · median home $349,300 · income $107,604 · Jan low 30°F · 4 in snow
Full Forest Oaks, North Carolina profile: weather, storms, schools, jobs →
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5Lake Royale, North Carolina
Retirement: 80th percentile · Quiet: 74th percentile · Home value ÷ income: 88th percentile
Lake Royale is a community of 3,392 people in Franklin County, North Carolina. Homes have a median value of $280,400 against household income of $107,806; January lows average 28°F.
3,392 people · Franklin County · median home $280,400 · income $107,806 · Jan low 28°F · 2 in snow
Full Lake Royale, North Carolina profile: weather, storms, schools, jobs →
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4Wentworth, North Carolina
Retirement: 69th percentile · Quiet: 96th percentile · Home value ÷ income: 91st percentile
Wentworth is a town of 2,662 people in Rockingham County, North Carolina. Homes have a median value of $170,300 against household income of $68,500; January lows average 29°F.
2,662 people · Rockingham County · median home $170,300 · income $68,500 · Jan low 29°F · 7 in snow
Full Wentworth, North Carolina profile: weather, storms, schools, jobs →
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3Windsor, North Carolina
Retirement: 69th percentile · Quiet: 96th percentile · Home value ÷ income: 91st percentile
Windsor is a town of 3,582 people in Bertie County, North Carolina. Homes have a median value of $102,700 against household income of $40,714; January lows average 33°F.
3,582 people · Bertie County · median home $102,700 · income $40,714 · Jan low 33°F · 1 in snow
Full Windsor, North Carolina profile: weather, storms, schools, jobs →
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2Trent Woods, North Carolina
Retirement: 98th percentile · Quiet: 86th percentile · Home value ÷ income: 72nd percentile
Trent Woods is a town of 4,074 people in Craven County, North Carolina. Homes have a median value of $343,100 against household income of $107,802; January lows average 35°F.
4,074 people · Craven County · median home $343,100 · income $107,802 · Jan low 35°F · 2 in snow
Full Trent Woods, North Carolina profile: weather, storms, schools, jobs →
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1Red Oak, North Carolina
Retirement: 93rd percentile · Quiet: 97th percentile · Home value ÷ income: 80th percentile

Photo: Nyttend (public domain, Wikimedia Commons) Red Oak is a town of 3,342 people in Nash County, North Carolina. Homes have a median value of $271,800 against household income of $90,214; January lows average 31°F.
3,342 people · Nash County · median home $271,800 · income $90,214 · Jan low 31°F · 1 in snow
Full Red Oak, North Carolina profile: weather, storms, schools, jobs →
Percentile vs North Carolina towns on each part of this ranking.
Price vs ranking
More North Carolina rankings
- The 25 Best Small Towns to Retire in North Carolina
- The 25 Quietest Small Towns in North Carolina
- The 25 Most Affordable Small Towns in North Carolina
- The 25 Best Small Towns for Families in North Carolina
- 25 Small Towns in North Carolina With the Cheapest Homes
- 25 Small Towns in North Carolina With the Mildest Winters
- The 25 Most Walkable Small Towns in North Carolina
- 25 Small Towns in North Carolina With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in North Carolina
- The 20 Best Affordable Small Towns for Remote Workers in North Carolina
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- The 15 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)