The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters

Ranked on The Town Files lifestyle rankings among 238 towns of 500–10,000 people in Illinois, scoring every town on all of these at once. #1 is Sumner, IL.

1. 22Germantown Hills, Illinois

   Retirement: 81st percentile · January average low (°F): 55th percentile · Home value ÷ income: 74th percentile

   Germantown Hills is a village of 3,412 people in Woodford County, Illinois. Homes have a median value of $264,900 against household income of $147,341; January lows average 18°F.

   3,412 people · Woodford County · median home $264,900 · income $147,341 · Jan low 18°F · 22 in snow

   Full Germantown Hills, Illinois profile: weather, storms, schools, jobs →

2. 21Carlinville, Illinois

   Retirement: 71st percentile · January average low (°F): 68th percentile · Home value ÷ income: 74th percentile

   Carlinville is a city of 5,710 people in Macoupin County, Illinois. Homes have a median value of $105,700 against household income of $57,708; January lows average 19°F.

   5,710 people · Macoupin County · median home $105,700 · income $57,708 · Jan low 19°F · 17 in snow

   Full Carlinville, Illinois profile: weather, storms, schools, jobs →

3. 20Rochester, Illinois

   Retirement: 90th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 61st percentile

   Rochester is a village of 3,863 people in Sangamon County, Illinois. Homes have a median value of $238,900 against household income of $117,118; January lows average 19°F.

   3,863 people · Sangamon County · median home $238,900 · income $117,118 · Jan low 19°F · 19 in snow

   Full Rochester, Illinois profile: weather, storms, schools, jobs →

4. 19Sherman, Illinois

   Retirement: 77th percentile · January average low (°F): 77th percentile · Home value ÷ income: 61st percentile

   Sherman is a village of 4,673 people in Sangamon County, Illinois. Homes have a median value of $297,800 against household income of $148,906; January lows average 20°F.

   4,673 people · Sangamon County · median home $297,800 · income $148,906 · Jan low 20°F · 21 in snow

   Full Sherman, Illinois profile: weather, storms, schools, jobs →

5. 18Hillsboro, Illinois

   Retirement: 84th percentile · January average low (°F): 84th percentile · Home value ÷ income: 50th percentile

   Hillsboro is a city of 5,902 people in Montgomery County, Illinois. Homes have a median value of $111,700 against household income of $50,158; January lows average 21°F.

   5,902 people · Montgomery County · median home $111,700 · income $50,158 · Jan low 21°F · 14 in snow

   Full Hillsboro, Illinois profile: weather, storms, schools, jobs →

6. 17Sullivan, Illinois

   Retirement: 70th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 85th percentile

   Sullivan is a city of 4,413 people in Moultrie County, Illinois. Homes have a median value of $102,500 against household income of $63,229; January lows average 19°F.

   4,413 people · Moultrie County · median home $102,500 · income $63,229 · Jan low 19°F · 13 in snow

   Full Sullivan, Illinois profile: weather, storms, schools, jobs →

7. 16Mount Zion, Illinois

   Retirement: 74th percentile · January average low (°F): 77th percentile · Home value ÷ income: 68th percentile

   Mount Zion is a village of 6,019 people in Macon County, Illinois. Homes have a median value of $201,100 against household income of $103,365; January lows average 20°F.

   6,019 people · Macon County · median home $201,100 · income $103,365 · Jan low 20°F · 14 in snow

   Full Mount Zion, Illinois profile: weather, storms, schools, jobs →

8. 15Metamora, Illinois

   Retirement: 90th percentile · January average low (°F): 52nd percentile · Home value ÷ income: 85th percentile

   

   Metamora is a village of 3,904 people in Woodford County, Illinois. Homes have a median value of $201,800 against household income of $129,479; January lows average 17°F.

   3,904 people · Woodford County · median home $201,800 · income $129,479 · Jan low 17°F · 21 in snow

   Full Metamora, Illinois profile: weather, storms, schools, jobs →

9. 14Eldorado, Illinois

   Retirement: 63rd percentile · January average low (°F): 93rd percentile · Home value ÷ income: 74th percentile

   Eldorado is a city of 3,743 people in Saline County, Illinois. Homes have a median value of $66,200 against household income of $37,154; January lows average 24°F.

   3,743 people · Saline County · median home $66,200 · income $37,154 · Jan low 24°F · 9 in snow

   Full Eldorado, Illinois profile: weather, storms, schools, jobs →

10. 13New Baden, Illinois

    Retirement: 85th percentile · January average low (°F): 95th percentile · Home value ÷ income: 55th percentile

    New Baden is a village of 3,428 people in Clinton County, Illinois. Homes have a median value of $172,200 against household income of $81,393; January lows average 24°F.

    3,428 people · Clinton County · median home $172,200 · income $81,393 · Jan low 24°F · 10 in snow

    Full New Baden, Illinois profile: weather, storms, schools, jobs →

11. 12Harrisburg, Illinois

    Retirement: 74th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 68th percentile

    

    Harrisburg is a city of 8,219 people in Saline County, Illinois. Homes have a median value of $84,100 against household income of $43,415; January lows average 24°F.

    8,219 people · Saline County · median home $84,100 · income $43,415 · Jan low 24°F · 7 in snow

    Full Harrisburg, Illinois profile: weather, storms, schools, jobs →

12. 11Lawrenceville, Illinois

    Retirement: 74th percentile · January average low (°F): 83rd percentile · Home value ÷ income: 79th percentile

    

    Lawrenceville is a city of 4,164 people in Lawrence County, Illinois. Homes have a median value of $71,300 against household income of $41,005; January lows average 21°F.

    4,164 people · Lawrence County · median home $71,300 · income $41,005 · Jan low 21°F · 16 in snow

    Full Lawrenceville, Illinois profile: weather, storms, schools, jobs →

13. 10Mount Carmel, Illinois

    Retirement: 70th percentile · January average low (°F): 98th percentile · Home value ÷ income: 68th percentile

    

    Mount Carmel is a city of 7,015 people in Wabash County, Illinois. Homes have a median value of $89,300 against household income of $47,009; January lows average 25°F.

    7,015 people · Wabash County · median home $89,300 · income $47,009 · Jan low 25°F · 9 in snow

    Full Mount Carmel, Illinois profile: weather, storms, schools, jobs →

14. 9Trenton, Illinois

    Retirement: 96th percentile · January average low (°F): 95th percentile · Home value ÷ income: 50th percentile

    Trenton is a city of 2,690 people in Clinton County, Illinois. Homes have a median value of $178,200 against household income of $80,795; January lows average 24°F.

    2,690 people · Clinton County · median home $178,200 · income $80,795 · Jan low 24°F · 10 in snow

    Full Trenton, Illinois profile: weather, storms, schools, jobs →

15. 8Pawnee, Illinois

    Retirement: 90th percentile · January average low (°F): 81st percentile · Home value ÷ income: 74th percentile

    Pawnee is a village of 2,678 people in Sangamon County, Illinois. Homes have a median value of $149,500 against household income of $81,103; January lows average 21°F.

    2,678 people · Sangamon County · median home $149,500 · income $81,103 · Jan low 21°F · 14 in snow

    Full Pawnee, Illinois profile: weather, storms, schools, jobs →

16. 7McLeansboro, Illinois

    Retirement: 81st percentile · January average low (°F): 91st percentile · Home value ÷ income: 74th percentile

    

    McLeansboro is a city of 2,675 people in Hamilton County, Illinois. Homes have a median value of $79,500 against household income of $45,422; January lows average 22°F.

    2,675 people · Hamilton County · median home $79,500 · income $45,422 · Jan low 22°F · 13 in snow

    Full McLeansboro, Illinois profile: weather, storms, schools, jobs →

17. 6Benton, Illinois

    Retirement: 74th percentile · January average low (°F): 89th percentile · Home value ÷ income: 85th percentile

    Benton is a city of 6,709 people in Franklin County, Illinois. Homes have a median value of $87,200 against household income of $54,123; January lows average 22°F.

    6,709 people · Franklin County · median home $87,200 · income $54,123 · Jan low 22°F · 10 in snow

    Full Benton, Illinois profile: weather, storms, schools, jobs →

18. 5Pinckneyville, Illinois

    Retirement: 88th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 68th percentile

    

    Pinckneyville is a city of 5,066 people in Perry County, Illinois. Homes have a median value of $133,500 against household income of $69,583; January lows average 24°F.

    5,066 people · Perry County · median home $133,500 · income $69,583 · Jan low 24°F · 9 in snow

    Full Pinckneyville, Illinois profile: weather, storms, schools, jobs →

19. 4Smithton, Illinois

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 68th percentile

    Smithton is a village of 4,006 people in St. Clair County, Illinois. Homes have a median value of $256,300 against household income of $135,455; January lows average 24°F.

    4,006 people · St. Clair County · median home $256,300 · income $135,455 · Jan low 24°F · 12 in snow

    Full Smithton, Illinois profile: weather, storms, schools, jobs →

20. 3Lebanon, Illinois

    Retirement: 94th percentile · January average low (°F): 95th percentile · Home value ÷ income: 68th percentile

    Lebanon is a city of 4,691 people in St. Clair County, Illinois. Homes have a median value of $170,700 against household income of $88,750; January lows average 24°F.

    4,691 people · St. Clair County · median home $170,700 · income $88,750 · Jan low 24°F · 11 in snow

    Full Lebanon, Illinois profile: weather, storms, schools, jobs →

21. 2Flora, Illinois

    Retirement: 91st percentile · January average low (°F): 82nd percentile · Home value ÷ income: 85th percentile

    Flora is a city of 4,803 people in Clay County, Illinois. Homes have a median value of $77,300 against household income of $47,148; January lows average 21°F.

    4,803 people · Clay County · median home $77,300 · income $47,148 · Jan low 21°F · 12 in snow

    Full Flora, Illinois profile: weather, storms, schools, jobs →

22. 1Sumner, Illinois

    Retirement: 76th percentile · January average low (°F): 83rd percentile · Home value ÷ income: 100th percentile

    Sumner is a city of 2,631 people in Lawrence County, Illinois. Homes have a median value of $46,000 against household income of $55,625; January lows average 21°F.

    2,631 people · Lawrence County · median home $46,000 · income $55,625 · Jan low 21°F · 16 in snow

    Full Sumner, Illinois profile: weather, storms, schools, jobs →

Price vs ranking

More Illinois rankings

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• 25 Small Towns in Illinois With the Mildest Winters
• The 25 Most Walkable Small Towns in Illinois
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• The 25 Best Small Towns for First-Time Home Buyers in Illinois

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