The 25 Most Affordable Small Towns in Illinois
Ranked by home value ÷ income among 238 towns of 500–10,000 people in Illinois. #1 is Sumner, IL (homes cost 0.8× income).
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25Flora, Illinois
Homes cost 1.6× income
Flora is a city of 4,803 people in Clay County, Illinois. The median home is worth $77,300 and the median household earns $47,148, so homes cost 1.6× income (typical Illinois town: 2.2×). Median rent is $745.
4,803 people · Clay County · median home $77,300 · income $47,148 · Jan low 21°F · 12 in snow
Full Flora, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
24Benton, Illinois
Homes cost 1.6× income
Benton is a city of 6,709 people in Franklin County, Illinois. The median home is worth $87,200 and the median household earns $54,123, so homes cost 1.6× income (typical Illinois town: 2.2×). Median rent is $798.
6,709 people · Franklin County · median home $87,200 · income $54,123 · Jan low 22°F · 10 in snow
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Census ACS 2020–2024 medians. -
23Clinton, Illinois
Homes cost 1.6× income
Clinton is a city of 7,004 people in De Witt County, Illinois. The median home is worth $102,800 and the median household earns $62,323, so homes cost 1.6× income (typical Illinois town: 2.2×). Median rent is $934.
7,004 people · De Witt County · median home $102,800 · income $62,323 · Jan low 18°F · 19 in snow
Full Clinton, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
22Sauk Village, Illinois
Homes cost 1.6× income
Sauk Village is a village of 9,921 people in Cook County, Illinois. The median home is worth $110,800 and the median household earns $69,973, so homes cost 1.6× income (typical Illinois town: 2.2×). Median rent is $1,502.
9,921 people · Cook County · median home $110,800 · income $69,973 · Jan low 15°F · 28 in snow
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Census ACS 2020–2024 medians. -
21Newton, Illinois
Homes cost 1.5× income

Photo: Nyttend (public domain, Wikimedia Commons) Newton is a city of 2,777 people in Jasper County, Illinois. The median home is worth $95,400 and the median household earns $61,761, so homes cost 1.5× income (typical Illinois town: 2.2×). Median rent is $794.
2,777 people · Jasper County · median home $95,400 · income $61,761 · Jan low 22°F · 16 in snow
Full Newton, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
20Savanna, Illinois
Homes cost 1.5× income
Savanna is a city of 2,783 people in Carroll County, Illinois. The median home is worth $72,400 and the median household earns $48,036, so homes cost 1.5× income (typical Illinois town: 2.2×). Median rent is $835.
2,783 people · Carroll County · median home $72,400 · income $48,036 · Jan low 11°F · 33 in snow
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Census ACS 2020–2024 medians. -
19Du Quoin, Illinois
Homes cost 1.5× income
Du Quoin is a city of 5,827 people in Perry County, Illinois. The median home is worth $83,100 and the median household earns $54,409, so homes cost 1.5× income (typical Illinois town: 2.2×). Median rent is $719.
5,827 people · Perry County · median home $83,100 · income $54,409 · Jan low 24°F · 12 in snow
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Census ACS 2020–2024 medians. -
18Robinson, Illinois
Homes cost 1.5× income
Robinson is a city of 7,150 people in Crawford County, Illinois. The median home is worth $109,100 and the median household earns $73,993, so homes cost 1.5× income (typical Illinois town: 2.2×). Median rent is $907.
7,150 people · Crawford County · median home $109,100 · income $73,993 · Jan low 20°F · 12 in snow
Full Robinson, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
17Christopher, Illinois
Homes cost 1.4× income
Christopher is a city of 2,697 people in Franklin County, Illinois. The median home is worth $66,600 and the median household earns $48,247, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $725.
2,697 people · Franklin County · median home $66,600 · income $48,247 · Jan low 22°F · 10 in snow
Full Christopher, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
16Arcola, Illinois
Homes cost 1.4× income
Arcola is a city of 2,927 people in Douglas County, Illinois. The median home is worth $124,100 and the median household earns $89,827, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $803.
2,927 people · Douglas County · median home $124,100 · income $89,827 · Jan low 18°F · 17 in snow
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Census ACS 2020–2024 medians. -
15West Peoria, Illinois
Homes cost 1.4× income
West Peoria is a city of 4,263 people in Peoria County, Illinois. The median home is worth $93,900 and the median household earns $66,098, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $1,199.
4,263 people · Peoria County · median home $93,900 · income $66,098 · Jan low 18°F · 26 in snow
Full West Peoria, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
14Beardstown, Illinois
Homes cost 1.4× income

Photo: Nyttend (public domain, Wikimedia Commons) Beardstown is a city of 5,951 people in Cass County, Illinois. The median home is worth $82,100 and the median household earns $60,587, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $762.
5,951 people · Cass County · median home $82,100 · income $60,587 · Jan low 17°F · 12 in snow
Full Beardstown, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
13Chester, Illinois
Homes cost 1.4× income
Chester is a city of 6,814 people in Randolph County, Illinois. The median home is worth $111,700 and the median household earns $80,625, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $760.
6,814 people · Randolph County · median home $111,700 · income $80,625 · Jan low 24°F · 12 in snow
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Census ACS 2020–2024 medians. -
12Paris, Illinois
Homes cost 1.4× income
Paris is a city of 8,291 people in Edgar County, Illinois. The median home is worth $75,700 and the median household earns $53,927, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $777.
8,291 people · Edgar County · median home $75,700 · income $53,927 · Jan low 17°F · 19 in snow
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Census ACS 2020–2024 medians. -
11Monmouth, Illinois
Homes cost 1.4× income

Photo: Nyttend (public domain, Wikimedia Commons) Monmouth is a city of 8,902 people in Warren County, Illinois. The median home is worth $86,800 and the median household earns $61,138, so homes cost 1.4× income (typical Illinois town: 2.2×). Median rent is $733.
8,902 people · Warren County · median home $86,800 · income $61,138 · Jan low 15°F · 26 in snow
Full Monmouth, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
10Tilton, Illinois
Homes cost 1.3× income
Tilton is a village of 2,660 people in Vermilion County, Illinois. The median home is worth $70,400 and the median household earns $55,697, so homes cost 1.3× income (typical Illinois town: 2.2×). Median rent is $877.
2,660 people · Vermilion County · median home $70,400 · income $55,697 · Jan low 20°F · 15 in snow
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Census ACS 2020–2024 medians. -
9Virden, Illinois
Homes cost 1.3× income

Photo: Charles A. Walker, Editor (public domain, Wikimedia Commons) Virden is a city of 3,231 people in Macoupin County, Illinois. The median home is worth $101,300 and the median household earns $80,577, so homes cost 1.3× income (typical Illinois town: 2.2×). Median rent is $864.
3,231 people · Macoupin County · median home $101,300 · income $80,577 · Jan low 21°F · 16 in snow
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Census ACS 2020–2024 medians. -
8Hoopeston, Illinois
Homes cost 1.3× income

Photo: Omnedon (public domain, Wikimedia Commons) Hoopeston is a city of 4,915 people in Vermilion County, Illinois. The median home is worth $78,100 and the median household earns $60,861, so homes cost 1.3× income (typical Illinois town: 2.2×). Median rent is $882.
4,915 people · Vermilion County · median home $78,100 · income $60,861 · Jan low 18°F · 20 in snow
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Census ACS 2020–2024 medians. -
7Georgetown, Illinois
Homes cost 1.2× income

Photo: Omnedon (public domain, Wikimedia Commons) Georgetown is a city of 3,143 people in Vermilion County, Illinois. The median home is worth $71,800 and the median household earns $58,182, so homes cost 1.2× income (typical Illinois town: 2.2×). Median rent is $757.
3,143 people · Vermilion County · median home $71,800 · income $58,182 · Jan low 17°F · 15 in snow
Full Georgetown, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
6Madison, Illinois
Homes cost 1.2× income
Madison is a city of 3,171 people in Madison County, Illinois. The median home is worth $58,900 and the median household earns $49,326, so homes cost 1.2× income (typical Illinois town: 2.2×). Median rent is $1,014.
3,171 people · Madison County · median home $58,900 · income $49,326 · Jan low 24°F · 13 in snow
Full Madison, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
5Bushnell, Illinois
Homes cost 1.1× income
Bushnell is a city of 2,718 people in McDonough County, Illinois. The median home is worth $71,900 and the median household earns $67,518, so homes cost 1.1× income (typical Illinois town: 2.2×). Median rent is $648.
2,718 people · McDonough County · median home $71,900 · income $67,518 · Jan low 16°F · 21 in snow
Full Bushnell, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
4Gillespie, Illinois
Homes cost 1.1× income
Gillespie is a city of 3,168 people in Macoupin County, Illinois. The median home is worth $91,000 and the median household earns $82,772, so homes cost 1.1× income (typical Illinois town: 2.2×). Median rent is $750.
3,168 people · Macoupin County · median home $91,000 · income $82,772 · Jan low 19°F · 14 in snow
Full Gillespie, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
3Washington Park, Illinois
Homes cost 1.0× income
Washington Park is a village of 2,592 people in St. Clair County, Illinois. The median home is worth $37,500 and the median household earns $38,750, so homes cost 1.0× income (typical Illinois town: 2.2×). Median rent is $864.
2,592 people · St. Clair County · median home $37,500 · income $38,750 · Jan low 24°F · 14 in snow
Full Washington Park, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians. -
2Park City, Illinois
Homes cost 1.0× income
Park City is a city of 7,885 people in Lake County, Illinois. The median home is worth $57,400 and the median household earns $60,171, so homes cost 1.0× income (typical Illinois town: 2.2×). Median rent is $1,110.
7,885 people · Lake County · median home $57,400 · income $60,171 · Jan low 16°F · 41 in snow
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Census ACS 2020–2024 medians. -
1Sumner, Illinois
Homes cost 0.8× income
Sumner is a city of 2,631 people in Lawrence County, Illinois. The median home is worth $46,000 and the median household earns $55,625, so homes cost 0.8× income (typical Illinois town: 2.2×). Median rent is $738.
2,631 people · Lawrence County · median home $46,000 · income $55,625 · Jan low 21°F · 16 in snow
Full Sumner, Illinois profile: weather, storms, schools, jobs →
Census ACS 2020–2024 medians.
More Illinois rankings
- The 25 Best Small Towns to Retire in Illinois
- The 25 Quietest Small Towns in Illinois
- The 25 Best Small Towns for Families in Illinois
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- 25 Small Towns in Illinois With the Cheapest Homes
- 25 Small Towns in Illinois With the Mildest Winters
- The 25 Most Walkable Small Towns in Illinois
- 25 Small Towns in Illinois With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Illinois
- The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Florida
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)