The Town FilesBoyne City, Michigan
City in Charlevoix County · population 3,816 (2020 Census)
- Median home
- $249,000
- Household income
- $64,855
- Jan low / Jul high
- 14° / 84°
- Snow a year
- 112 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 48.8
Boyne City is a city of 3,816 people in Charlevoix County, Michigan. The median home is worth $249,000, above the typical Michigan town ($193,900). It ranks hipper than 87% of Michigan towns, better transit than 86% of Michigan towns, more vibrant than 84% of Michigan towns.
How Boyne City ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in Boyne City is worth $249,000, above the typical Michigan town ($193,900). Homes cost about 3.8 times the median household income of $64,855, which is more affordable than 11% of Michigan towns. Median rent is $906 a month. 68.2% of households own their home.
| Housing | Boyne City | Typical Michigan town |
|---|---|---|
| Median home value | $249,000 | $193,900 |
| Median rent | $906 | $955 |
| Median household income | $64,855 | $69,792 |
| Home value ÷ income | 3.8× | 2.8× |
| Homeownership | 68.2% | 86.8% |
| Median year built | 1977 | 1975 |
| Seasonal / vacation homes | 15.8% | — |
Who lives in Boyne City
| People | Boyne City | Typical Michigan town |
|---|---|---|
| Median age | 48.8 | 43.7 |
| Age 65 and over | 24.7% | 20.7% |
| Under 18 | 18.9% | — |
| Bachelor's degree or higher | 32.9% | 21.5% |
| Below the poverty line | 7.8% | 10.4% |
| Veterans | 5.4% | — |
| Born outside the U.S. | 1.2% | — |
| Work from home | 14.7% | 9.1% |
| Average commute | 15.3 min | 25.6 min |
| Homes with broadband | 89.2% | 88.8% |
Weather in Boyne City
July highs average 83.5°F and January lows 14.1°F. About 36.2 inches of rain and melted snow fall a year, with 111.7 inches of snow (typical Michigan town: 52.1 in). Expect about 16 days a year at 90°F or hotter and 160 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Boyne City since 1950, compared with 10 for the typical Michigan town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on July 3, 1974 about 9.4 miles from the town center. The most recent was on August 1, 2002.
Hail of 1 inch or larger has been reported within 10 miles 11 times; the largest was 3.00 inches on July 8, 2016.
Severe weather in Charlevoix County since 1996
Charlevoix County has been included in 8 federal disaster or emergency declarations since 1953, most often for flood, drought, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| June 30, 2026 | Flood | DR-4925: Severe Storms, Tornadoes, And Flooding |
| July 22, 2025 | Severe Ice Storm | DR-4880: Severe Winter Storm |
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| September 7, 2005 | Hurricane | EM-3225: Hurricane Katrina Evacuation |
Jobs and pay in Charlevoix County
Charlevoix County had 10,983 jobs in 2024, paying an average of $57,950 a year. Unemployment was 4.6% in 2023; in Boyne City itself the ACS puts it at 5%.
Public schools in Boyne City
5 public schools with 1,419 students, about 16.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Boyne City Elementary School | K-4 | 414 | 15.9 |
| Boyne City High School | 8-12 | 411 | 15.2 |
| Boyne City Middle School | 5-8 | 395 | 18.0 |
| Concord Academy Boyne (charter) | K-12 | 158 | 17.6 |
| MorganShaw School | 9-12 | 41 | — |
Towns near Boyne City
- Resort, MI8.1 mi · 2,835 people · home $394,500
- Petoskey, MI10.5 mi · 5,877 people · home $364,100
- Bear Creek, MI10.9 mi · 6,542 people · home $364,500
- Little Traverse, MI16.4 mi · 2,657 people · home $345,400
- Littlefield, MI18.7 mi · 3,200 people · home $256,500
- Livingston, MI18.9 mi · 2,652 people · home $220,200
- Gaylord, MI21.0 mi · 4,286 people · home $192,800
- Mancelona, MI22.1 mi · 4,311 people · home $159,900
Boyne City questions
Is Boyne City, Michigan a good place to retire?
On The Town Files lifestyle rankings, Boyne City scores better for retirees than 70% of Michigan towns and quieter than 25%. 24.7% of residents are 65 or older (median age 48.8).
How much does a house cost in Boyne City?
The median owner-occupied home in Boyne City is valued at $249,000 (Census ACS 2020–2024), against a median household income of $64,855, so homes cost about 3.8 times income. Median rent is $906 a month.
What is the weather like in Boyne City?
July highs average 83.5°F and January lows 14.1°F (NOAA 1991–2020 normals). It gets about 36.2 inches of precipitation a year and 111.7 inches of snow.
Does Boyne City get tornadoes?
6 tornadoes have passed within 10 miles of Boyne City since 1950 (NOAA Storm Events); the strongest was a F3 on July 3, 1974. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)