The Town FilesCharlotte, Michigan
City in Eaton County · population 9,299 (2020 Census)
- Median home
- $153,900
- Household income
- $62,681
- Jan low / Jul high
- 15° / 82°
- Snow a year
- 38 in
- Tornadoes ≤10 mi since 1950
- 15
- Median age
- 34.4
Charlotte is a city of 9,299 people in Eaton County, Michigan. The median home is worth $153,900, below the typical Michigan town ($193,900). It ranks better for cycling than 96% of Michigan towns, more walkable than 90% of Michigan towns, more vibrant than 89% of Michigan towns.
How Charlotte ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in Charlotte is worth $153,900, below the typical Michigan town ($193,900). Homes cost about 2.5 times the median household income of $62,681, which is more affordable than 74% of Michigan towns. Median rent is $887 a month. 67.0% of households own their home.
| Housing | Charlotte | Typical Michigan town |
|---|---|---|
| Median home value | $153,900 | $193,900 |
| Median rent | $887 | $955 |
| Median household income | $62,681 | $69,792 |
| Home value ÷ income | 2.5× | 2.8× |
| Homeownership | 67.0% | 86.8% |
| Median year built | 1964 | 1975 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Charlotte
| People | Charlotte | Typical Michigan town |
|---|---|---|
| Median age | 34.4 | 43.7 |
| Age 65 and over | 15.2% | 20.7% |
| Under 18 | 25.0% | — |
| Bachelor's degree or higher | 18.2% | 21.5% |
| Below the poverty line | 11.1% | 10.4% |
| Veterans | 5.2% | — |
| Born outside the U.S. | 1.0% | — |
| Work from home | 12.9% | 9.1% |
| Average commute | 18.7 min | 25.6 min |
| Homes with broadband | 90.2% | 88.8% |
Weather in Charlotte
July highs average 81.5°F and January lows 15.1°F. About 35.8 inches of rain and melted snow fall a year, with 38.1 inches of snow (typical Michigan town: 52.1 in). Expect about 6 days a year at 90°F or hotter and 149 nights at or below freezing.
Tornadoes, storms and disasters
15 tornadoes have passed within 10 miles of Charlotte since 1950, compared with 10 for the typical Michigan town. 5 rated (E)F2 or stronger. The strongest, an F4, struck on April 2, 1977 about 4.6 miles from the town center and killed 1. Tornadoes within 10 miles have caused 2 deaths and 54 injuries since 1950. The most recent was on May 15, 2025.
Hail of 1 inch or larger has been reported within 10 miles 19 times; the largest was 1.75 inches on May 23, 2004.
Severe weather in Eaton County since 1996
Eaton County has been included in 14 federal disaster or emergency declarations since 1953, most often for flood, other, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| June 30, 2026 | Flood | DR-4925: Severe Storms, Tornadoes, And Flooding |
| February 8, 2024 | Flood | DR-4757: Severe Storms, Tornadoes, And Flooding |
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| July 14, 2008 | Severe Storm | DR-1777: Severe Storms, Tornadoes, And Flooding |
Jobs and pay in Eaton County
Eaton County had 44,501 jobs in 2024, paying an average of $60,862 a year. Unemployment was 3.6% in 2023; in Charlotte itself the ACS puts it at 3.2%.
Public schools in Charlotte
10 public schools with 2,454 students, about 18.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Charlotte Senior High School | 8-12 | 666 | 23.0 |
| Charlotte Upper Elementary School | 4-8 | 530 | 23.0 |
| Charlotte Middle School | 7-8 | 362 | 20.1 |
| Parkview Elementary School | K-3 | 303 | 17.8 |
| Washington Elementary School | 1-3 | 249 | 16.6 |
| Galewood Early Elementary School | PK-K | 202 | 11.2 |
| Eaton RESA Meadowview Offsite | PK-12 | 50 | 12.5 |
| Charlotte Public Schools Project Success | 9-12 | 34 | 34.0 |
| Eaton RESA Meadowview Onsite | PK-12 | 32 | 6.4 |
| Eaton County Youth Facility | 3-12 | 26 | 13.0 |
Towns near Charlotte
- Eaton, MI3.5 mi · 4,007 people · home $215,700
- Carmel, MI4.0 mi · 2,839 people · home $221,800
- Benton, MI6.0 mi · 2,766 people · home $275,000
- Potterville, MI6.2 mi · 3,055 people · home $154,500
- Eaton Rapids, MI8.2 mi · 3,991 people · home $234,700
- Windsor, MI9.8 mi · 7,140 people · home $237,300
- Eaton Rapids, MI10.0 mi · 5,203 people · home $155,800
- Oneida, MI10.7 mi · 3,986 people · home $261,000
Charlotte questions
Is Charlotte, Michigan a good place to retire?
On The Town Files lifestyle rankings, Charlotte scores better for retirees than 10% of Michigan towns and quieter than 13%. 15.2% of residents are 65 or older (median age 34.4).
How much does a house cost in Charlotte?
The median owner-occupied home in Charlotte is valued at $153,900 (Census ACS 2020–2024), against a median household income of $62,681, so homes cost about 2.5 times income. Median rent is $887 a month.
What is the weather like in Charlotte?
July highs average 81.5°F and January lows 15.1°F (NOAA 1991–2020 normals). It gets about 35.8 inches of precipitation a year and 38.1 inches of snow.
Does Charlotte get tornadoes?
15 tornadoes have passed within 10 miles of Charlotte since 1950 (NOAA Storm Events); the strongest was a F4 on April 2, 1977. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)